Dana7360
Diamond Member
- Aug 6, 2014
- 15,147
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I'm not wealthy. Which is exactly why I don't want politicians controlling health care.
At least the politicians answer to the people.
When? Where? I've never had a politician answer to me. Ever.
Insurance companies don't answer to anyone.
They answer to their customers. And if the customers don't like the answer, they can fire their insurance company - stop paying them and tell them to piss off. We have no such option with government. You're stuck with whatever idiot voters voted for until the next fool is elected. And even then, there's no guarantee things will change for the better. If at all.
Every politician has to be reelected at some point.
As we saw in 2018, the people spoke. The house tuned into democratic control with over 40 seat majority.
The senate pretty much stayed the same.
We will see how the voters feel about their politicians in November.
That's when they answer to the people.
Have you ever seen anyone quit their job because they don't like the insurance the company offers? Do you know anyone who refuses the insurance they are offered through work without having any sort of other option in insurance? Do you know of any company that offers a wide variety of policies with the option to quit anytime you want?
The reality is that if you want to quit an insurance policy it's not that easy. Especially if you get your insurance through work.
If you buy on the open market, you can't quit your insurance at anytime you want. You have to do so in writing and jump through other hoops just to get out of that insurance. I know, I tried getting out of a policy this year. It took time but I finally got it closed. Meanwhile I have no backup for that coverage.
Tell me when any insurance company ever faced any sort of consequences for their actions without being taken to court.
Insurance companies don't have any real competition.
Offering the choice of a public option would finally introduce at least some form of real competition to the private insurance companies.
There's a reason why republicans rightly say that if a public option was available, private insurance companies would go bankrupt.
That reason is there is no choice in insurance. The insurance companies control what health care you get and how much you will pay for it. You don't have the choice of doctors or how your own money is spent on your health care even though you sent the insurance company thousands of dollars each year for them to pay your health care bills.
Why do you think that people look forward to being on medicare if private insurance so much better?
Sure some people can go without insurance. Those who are young don't need it as much until they get married and have kids. Do know how much a pregnancy labor and delivery costs? Then the costs of the new baby for their shots etc.
I was told when I was young that I'm paying into insurance for those who are older in the pool. That when I'm older the same will be done for me. So those insurance pools need younger people in them to keep being able to pay the medical bills. Now that I'm older, and divorced, I lost that insurance I paid into for decades while not using it beyond a Pap smear and physical every year for decades.
Now I'm older, the pool I paid into for over 30 years was taken from me in divorce.
I basically lost all that money I invested for 30 years. It's gone and I'll never get it back.
Now that I'm older and have preexisting conditions and 5 years from medicare, I have no access to the private insurance I paid into and my own government is going to make it legal for insurance companies to deny me a policy or jack up the premiums so high I can't afford it.
That's one of the many things that is wrong with our system. People pay into it for decades and either through divorce or many other factors, they lose that insurance they paid into for decades and aren't compensated for the money they paid expecting it to be there when we need it.
That won't happen with a single payer plan or a public option. What I invest in it won't be taken from me just when I need it most.