Seymour Flops
Diamond Member
Reason I asked, I had an ad for healthcare.gov pop up while I was watching a Youtube about poker. The character (black of course) was a barber/stylist who described his realization that renting a booth and being his own boss instead of working for the man meant no employer provided healthcare insurance. He said that he got a market place plan so "everything is covered."
Advertising the ACA market place to poker players makes sense, because if that's your only gig, or if you're working other gigs waiting for it to pay enough to support you, there's no employer or union insurance.
My question is why would they need to advertise? For low or middle income self-employed, it is practically a free benefit. Free in the sense that others are forced to pay for it. Why do they need to sell that? Like selling ice cubes in the desert, isn't it?
Here's a screenshot from the healthcare.gov website:
I have to wonder if all the misinformation about huge increases is having the effect of discouraging people. "I can't afford no $4,000 for health insurance like they said!"
Of course, reasonable people know that out-of-pocket costs will only skyrocket for those on the high end of the income scale, six figures or more. The barber has nothing to worry about, unless he becomes a big name, highly sought after, and starts moving toward millionaire status. Then under the Republican plan, he will indeed have to pay more of his own healthcare insurance.
Until then, the ACA marketplace is and will keep on being a massive giveaway to those who prefer not to punch a clock. Be a shame if people lose out on it due to believing the hype.
Advertising the ACA market place to poker players makes sense, because if that's your only gig, or if you're working other gigs waiting for it to pay enough to support you, there's no employer or union insurance.
My question is why would they need to advertise? For low or middle income self-employed, it is practically a free benefit. Free in the sense that others are forced to pay for it. Why do they need to sell that? Like selling ice cubes in the desert, isn't it?
Here's a screenshot from the healthcare.gov website:
I have to wonder if all the misinformation about huge increases is having the effect of discouraging people. "I can't afford no $4,000 for health insurance like they said!"
Of course, reasonable people know that out-of-pocket costs will only skyrocket for those on the high end of the income scale, six figures or more. The barber has nothing to worry about, unless he becomes a big name, highly sought after, and starts moving toward millionaire status. Then under the Republican plan, he will indeed have to pay more of his own healthcare insurance.
Until then, the ACA marketplace is and will keep on being a massive giveaway to those who prefer not to punch a clock. Be a shame if people lose out on it due to believing the hype.
