The majority of 401(k) assets are invested in stocks, which made 2025 a very good year for most workplace retirement savers, according to Vanguard’s latest “How America Saves” report, a landmark study now in its 25th year.
Average balances hit record levels, up nearly $20,000 over the previous year to $167,970. Median balances, which perhaps reflect a more accurate picture of savings because they are not skewed by a small number of high earners, also saw a nice boost, up almost $6,000 to $44,115.
But, but, but, Orange Man Bad. It’s inconceivable!
Never fear, soon the dems will be taxing those unrealized gains on a quarterly basis.
Hey, it's for the "greater good".