I agree with you completely. I just hope that you can realize that we as citizens are not without some of the blame. We've lived lavish lifestyles that many of us could not actually afford, and thought it would all be ok because we only had to pay it back in installments, not even considering how it was affecting us in the long-term.
Usury has been the bain of our existence since day 1.
Usury has been the bain of our existence since day 1.