Toronado3800
Gold Member
- Nov 15, 2009
- 7,608
- 560
- 140
lol @ all the threats.
I'm 6'4" and 225 but 35 and with a completely torn ACL my private insurance company doesn't want to pay for surgery on because my knee isn't displaced by enough millimeters yet. Something about not being worth it to them.
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To my opinions
Social Security is NOT the ideal retirement plan.
Your insurance company sells you life insurance at whatever rate makes them money. Their actuaries know how likely you are to die. Yet everyone is encouraged to take out a policy for the benefit of their families even though they're money pits by capitalistic definition.
Social Security is a similar safety net. If you become disabled early or are like the majority of Americans and don't plan well enough for retirement or if something goes wrong with your investments (and investments do go wrong), then social security is there for you.
Poor financial planning is human nature. Look at all the folks making payments on credit cards and automobiles. Think they'll magically become financial geniuses in their old age?
Social Security gives them some freedom if they don't have any kids to take care of them or gives their kids some financial incentive to take them in.
We are unfortunately a kinder gentler nation. One that can't bear to see millions of old ppl begging on the street corners broke because they lived longer than their savings can bear.
I'm 6'4" and 225 but 35 and with a completely torn ACL my private insurance company doesn't want to pay for surgery on because my knee isn't displaced by enough millimeters yet. Something about not being worth it to them.
**********
To my opinions
Social Security is NOT the ideal retirement plan.
Your insurance company sells you life insurance at whatever rate makes them money. Their actuaries know how likely you are to die. Yet everyone is encouraged to take out a policy for the benefit of their families even though they're money pits by capitalistic definition.
Social Security is a similar safety net. If you become disabled early or are like the majority of Americans and don't plan well enough for retirement or if something goes wrong with your investments (and investments do go wrong), then social security is there for you.
Poor financial planning is human nature. Look at all the folks making payments on credit cards and automobiles. Think they'll magically become financial geniuses in their old age?
Social Security gives them some freedom if they don't have any kids to take care of them or gives their kids some financial incentive to take them in.
We are unfortunately a kinder gentler nation. One that can't bear to see millions of old ppl begging on the street corners broke because they lived longer than their savings can bear.