The College Trap.

1. Dr. Thomas Sowell, in “Applied Economics: Thinking Beyond Stage One,” challenges individuals to analyze not only their short term (Stage One) impact but to also think ahead to their long term (Stage Two, Three, etc) impact.
Why should we believe a indoctrinated college grad like him?



1 ."...Why should we believe a indoctrinated...."

That should be AN indoctrinated.....

Bad grammar makes me (sic).






2. "...indoctrinated college grad like him?"


Jeeezzzz....one mistake after another!!!

And in a single sentence!!!


Not all succumb to to the indoctrination.....only the weak, i.e., Liberals.

Bad grammar makes me (sic).

s/b 'Poor grammar makes me (sic)'.

Grammar is learned before college though so y'all can keep right on harping against higher education.

Oh wait ... for some, eight grade is higher education!:lol:

Oh, but that's an adorable pun.
 
1. Dr. Thomas Sowell, in “Applied Economics: Thinking Beyond Stage One,” challenges individuals to analyze not only their short term (Stage One) impact but to also think ahead to their long term (Stage Two, Three, etc) impact.
Why should we believe a indoctrinated college grad like him?

If you had any idea who Thomas Sowell is, or what he has supported, accomplished and where he stands on indoctrination ... You wouldn't ask the question.

.

Have you erected a statue yet?
 
College???

Value??

What would you say if you found out that those who didn't attend college were more likely to be debt-free and home-owners than those who did?

Judging by the low caliber of education college provides- indoctrination doesn't count as education- it is only a good deal if the financial burden is less than the future earnings.

Simple economics---even a Liberal should understand that.




1. It has been widely reported that college student debt has been increasing in recent years as the cost of higher education increases at public and private institutions
and as more students enroll in postsecondary institutions.

In 2010, student loan debt
— about $1 trillion
— exceeded the amount that Americans owed in credit debt and the cost of a college education increased at a rate greater than inflation over the past three decades. Nearly 6 in 10 (56%) of the recent college graduates in our survey
borrowed from a government program or private banking institution. Another 8% said they borrowed money from a parent or relative that they are going to pay back.


Where, exactly, does 'borrow' fit into the list of values we teach?

2. Upon graduation, the majority of students (55%) owed $20,000 (median) to pay off the costs of their education. .... the median public college or university debt was $18,680 whereas private college debt was $24,460. Male graduates owed $5,000 more than female graduates ($25,000 versus $20,000). Recent college graduates enrolled in graduate and professional programs already owed $10,000 more than those who have not
pursued additional education ($20,000 versus $30,000).


3. One to five years since graduation, most of the students in our survey have made very
little progress in paying down their debt.
Only 13% have paid off all of their debts for
their college education; one in four has not paid off any of it, thus far (see Figure 10).
Four in ten who graduated in 2009, 2010, and 2011 reported that they yet to pay off
any of their debt. Compounding their financial challenges is the fact that nearly half
(46%) reported that they also have other financial debts, such as credit cards.





4. These findings are understandable given the labor market difficulties and modest
earnings that recent college graduates are experiencing,
as noted above. Just over
half were employed full time. Nearly one in four were either unemployed (6%), or unemployed and not looking for work (5%) or working part time and looking for full-time
work, (6%) or not working while attending graduate school (6%).

College graduates enrolled in graduate and professional education are borrowing additional funds for tuition and living expenses and, with few exceptions, are struggling to pay off their undergraduate debts.

Over 6 in 10 students enrolled in graduate and professional school have not paid off any of their debt.




5. The burden of student loans reveals its impact in the lifestyle decisions made by
young college graduates (see Figure 11). More than one in four (27%) said their decision to live with parents or family members was due to the need to save money that
could be directed to pay off their college loans.

Significant numbers of students are also taking jobs they are not enthusiastic about so they can pay down their loans(25%) or delaying the further education that most think they will need (28%). Nearly one in five have taken a second job to help pay all their bills.

The debt burden is also influencing the decisions of 40% of our respondents to delay major purchases such as a car or house. Another 14% also reported that they are delaying marriage or other committed relationships due to their loan obligations.




6. Most recent college graduates are also far from financially independent of their parents or other family members (see Figure 12). Family members are helping their young
graduates with basic necessities, such as food (22%), health care (15%), housing
(30%), and car payments (9%). Overall, 51% of the respondents to our survey get financial support from their parents or relatives.



7. Today’s graduates from four-year colleges are entering the labor market with a sense
of insecurity about their preparation. While it is, of course, perceptual and they may
not have any way of actually knowing, half of them felt they are less well prepared for
the world of work
than was the generation before them. Just 28% felt they are better
prepared, and 21% felt that they are similarly prepared to the previous generation.
http://www.heldrich.rutgers.edu/sites/default/files/content/Chasing_American_Dream_Report.pdf




"Education" is a wholly owned subsidiary of Liberals, and the results are the result of Liberal policies.


Remember that, graduates.
Yes, and the thing I notice is that companies are more & more worried about their futures, so they won't hire or expand for hardly any reasoning in which they are given to do so now (the trust is gone). I know of a company that kept trainee's in the wings always, and they were training just about every week it seemed, and it had a wide array of people in age groups working for it. Now this company since the crisis, has all but deminished to just about nothing over the years since, and it definitley isn't looking to hire anyone. It won't even upgrade it's equipment. It seems that the company is just running on "borrowed" time. The interesting thing however, is that the owners are spending money like mad on personal things, but won't do anything to improve upon or invest in the future of the company. I know of many companies in our area alone, that have gone out of business, and the owners have moved to the beaches or they are building huge homes on large parcels of land right now. HUH ?

I will say this, that if people don't get back into working for the strength of this nation soon, and this instead of for themselves and themselves only, then this nation is done. The government will take over, and the private sector will become an impotent player in the end. Keep it up all you idiots out there, because you are sealing the deal and you just don't know it. Crawl yourselves up into your holes, but soon those holes will be all that is left for you, because venturing out of them into a waistland you have helped to create, won't be a comfortable thing for you or your family to find yourselves in as a result of. How you can't see this is beyond me. The history of the world is at your finger tips, yet somehow you are all blind now ? That's my take!
 
Join the military under the GI Bill ... Save money while the government feeds, clothes and houses you while in the service.
Attend college for free ... Have enough money to buy a small house, car and have fun while in college.

Graduate college ... Sell the house and car ... Buy another house, car and boat.
Put the pretty diploma in a nice frame ... Forget about it and get a real job.

Work circles around your co-workers ... Get all the extra training possible.
Advance your career by leaps and bounds compared to others ... Using the skills you learned in the military in regards to teamwork, time management, mission focus and a drive for excellence.

Sell the house, car, boat ... Buy new ones ... Open a business and laugh at people who complain about being stuck in debt because they went to college and are as dumb as a box of rocks.




Edit:
I forgot to mention that there is still risk involved ... You may get killed or torn up before you ever get to the second sentence.

.

Sounds a lot like my own story. I joined the military and saved a lot of money-of course there is not much to spend on when you are "haze grey underway".

After 4 years active - I Used GI Bill to pay for college. I also stayed in the reserves for the extra cash and benefits.

Meanwhile I got a full time job and attended college at night. With the GI bill I bought a small house for $1.00 down and rented out rooms to my buddies to afford the mortgage. I worked my ass off and improved the house. I sold that house and used part of the profit to start my own company and never looked back.....

:thup:

The American Dream. You worked hard and you worked smart and you are a success, because you achieved something you set up to do. :clap2:
 
Modify What would you say if you found out that those who didn't attend college were more likely to be debt-free and home-owners than those who did? by

(1) what age

(2) net worth at 40, 50, and 60
 
Last edited:
Join the military under the GI Bill ... Save money while the government feeds, clothes and houses you while in the service.
Attend college for free ... Have enough money to buy a small house, car and have fun while in college.

Graduate college ... Sell the house and car ... Buy another house, car and boat.
Put the pretty diploma in a nice frame ... Forget about it and get a real job.

Work circles around your co-workers ... Get all the extra training possible.
Advance your career by leaps and bounds compared to others ... Using the skills you learned in the military in regards to teamwork, time management, mission focus and a drive for excellence.

Sell the house, car, boat ... Buy new ones ... Open a business and laugh at people who complain about being stuck in debt because they went to college and are as dumb as a box of rocks.




Edit:
I forgot to mention that there is still risk involved ... You may get killed or torn up before you ever get to the second sentence.

.

Sounds a lot like my own story. I joined the military and saved a lot of money-of course there is not much to spend on when you are "haze grey underway".

After 4 years active - I Used GI Bill to pay for college. I also stayed in the reserves for the extra cash and benefits.

Meanwhile I got a full time job and attended college at night. With the GI bill I bought a small house for $1.00 down and rented out rooms to my buddies to afford the mortgage. I worked my ass off and improved the house. I sold that house and used part of the profit to start my own company and never looked back.....

:thup:

The American Dream. You worked hard and you worked smart and you are a success, because you achieved something you set up to do. :clap2:



Yup...his post warmed my heart, too.




Of course today children are brought up with a "you didn't built that" viewpoint, and the empty promise that government will cuddle you from cradle to grave, and tuck you in at night.


Unless the schools and the media return to the function for which they were created,....we're simply basking in the afterglow of a once great nation.
 
Excellent post, Zander.

You demonstrate exactly how to do it smartly.

I did the same thing, using my GI bill to earn grad degrees and no loans, and the SBA for creating a profitable business adventure.
 
Leave it to a Plutocrat to focus on "the root of all evil" and to offer a subjective opinion that "Education" (why in quotes?) is a wholly owned subsidiary of Liberals (sic liberals).

One must assume in the Plutocrats opinion that a liberal arts education is not "Education" at all but simply a process to inculcate a political agenda into the masses, i.e. propaganda.


Would you want your child to major in a program with classes taught by Dr. Mireille Miller-Young?

An anti-abortion ministry known for its aggressive and controversial outreach work is pursuing criminal charges against a UC Santa Barbara professor, who allegedly stole one of its banners, assaulted one of its members, then helped destroy the banner during a confrontation on campus last Tuesday. The UCSB police department is investigating the incident.

UCSB Professor Accused of Assaulting Anti-Abortion Activist The Santa Barbara Independent


What kind of job would someone get if she majored in Dr. Miller Young's specialty?

Mireille Miller-Young is an Associate Professor at the University of California, Santa Barbara. She teaches in the Department of Feminist Studies (“an interdisciplinary discipline that produces cutting-edge research,” offers an undergraduate major and minor, and houses “the minor in Lesbian, Gay, Bisexual, Transgender, and Queer studies”). According to her university web page, Dr. Miller-Young’s “areas of emphasis” are “black cultural studies, pornography and sex work.” She appears to teach four courses: “Women of Color,” “Sexual Cultures Special Topics,” “Feminist Research and Practice,” and “Sexualities.” She holds a Ph.D. in “American History and History of the African Diaspora” from New York University. The title of her dissertation, a book version of which is forthcoming from Duke University Press, is “A Taste for Brown Sugar: The History of Black Women in American Pornography.” She has contributed to such organs as $pread, “a quarterly magazine by and for sex workers and those who support their rights,” Colorlines, a magazine with “articles concerning race, culture, and organizing,” and the New York Times, a paper that — well, you know. Dr. Miller-Young, again according to her web page, “has won several highly regarded grants and awards,” possibly for her contributions to C’Lick Me: A Netporn Studies Reader and The Feminist Porn Book: The Politics of Producing Pleasure.


Roger?s Rules » The Meaning of Mireille Miller-Young, or Free Speech for Me, Theft, Battery, and Vandalism for Thee


And one more question. Are the classes above the modern day equivalent of the former liberal arts curriculum which required history, classical philosophy, languages, math, science....?

I'll answer as you are in capable.

No. Dr. Miller-Young teaches pop culture crap that is of no benefit to the student nor the society at large other than to the political and cultural groups that prey on said student.
 
Last edited:
Join the military under the GI Bill ... Save money while the government feeds, clothes and houses you while in the service.
Attend college for free ... Have enough money to buy a small house, car and have fun while in college.

Graduate college ... Sell the house and car ... Buy another house, car and boat.
Put the pretty diploma in a nice frame ... Forget about it and get a real job.

Work circles around your co-workers ... Get all the extra training possible.
Advance your career by leaps and bounds compared to others ... Using the skills you learned in the military in regards to teamwork, time management, mission focus and a drive for excellence.

Sell the house, car, boat ... Buy new ones ... Open a business and laugh at people who complain about being stuck in debt because they went to college and are as dumb as a box of rocks.




Edit:
I forgot to mention that there is still risk involved ... You may get killed or torn up before you ever get to the second sentence.

.

Sounds a lot like my own story. I joined the military and saved a lot of money-of course there is not much to spend on when you are "haze grey underway".

After 4 years active - I Used GI Bill to pay for college. I also stayed in the reserves for the extra cash and benefits.

Meanwhile I got a full time job and attended college at night. With the GI bill I bought a small house for $1.00 down and rented out rooms to my buddies to afford the mortgage. I worked my ass off and improved the house. I sold that house and used part of the profit to start my own company and never looked back.....

:thup:


Awesome.
 
This is how the game is played, big government and academia collude with one another. Children are not taught anything about money during the public education system. In fact, they are lucky to just read. The stage is then set for stupid decisions regarding money.

Then they are presented with two option by their high school guidance counselor. They can either go on welfare or go to college. If they go to college, they can help them find that student loan to make it all possible.

That is where the government comes in and continues to lower that interest on the ever increasing massive college loan. That way politicians are made to look good as more and more children go to college and the universities around the country continue to live high on the hog with ever increasing revenue while the rest of the nation suffers in recession.

Then to pay back the government for their part in making universities wealthy, universities indoctrinate our children to be big government supporters. All they know when they graduate is that the free market is anarchy and that capitalism has failed and is why they can't find work when they graduate into an economy that has been killed by a left winged progressive government.

But the best part is, student debt is the worst debt you can have. Unlike any other debt, it will follow you to your grave due to the laws made regarding it. Then they look for government programs to find a way to survive. If they have kids, the cycle will repeat.
 
Last edited:
Leave it to a Plutocrat to focus on "the root of all evil" and to offer a subjective opinion that "Education" (why in quotes?) is a wholly owned subsidiary of Liberals (sic liberals).

One must assume in the Plutocrats opinion that a liberal arts education is not "Education" at all but simply a process to inculcate a political agenda into the masses, i.e. propaganda.


Would you want your child to major in a program with classes taught by Dr. Mireille Miller-Young?

An anti-abortion ministry known for its aggressive and controversial outreach work is pursuing criminal charges against a UC Santa Barbara professor, who allegedly stole one of its banners, assaulted one of its members, then helped destroy the banner during a confrontation on campus last Tuesday. The UCSB police department is investigating the incident.

UCSB Professor Accused of Assaulting Anti-Abortion Activist The Santa Barbara Independent


What kind of job would someone get if she majored in Dr. Miller Young's specialty?

Mireille Miller-Young is an Associate Professor at the University of California, Santa Barbara. She teaches in the Department of Feminist Studies (“an interdisciplinary discipline that produces cutting-edge research,” offers an undergraduate major and minor, and houses “the minor in Lesbian, Gay, Bisexual, Transgender, and Queer studies”). According to her university web page, Dr. Miller-Young’s “areas of emphasis” are “black cultural studies, pornography and sex work.” She appears to teach four courses: “Women of Color,” “Sexual Cultures Special Topics,” “Feminist Research and Practice,” and “Sexualities.” She holds a Ph.D. in “American History and History of the African Diaspora” from New York University. The title of her dissertation, a book version of which is forthcoming from Duke University Press, is “A Taste for Brown Sugar: The History of Black Women in American Pornography.” She has contributed to such organs as $pread, “a quarterly magazine by and for sex workers and those who support their rights,” Colorlines, a magazine with “articles concerning race, culture, and organizing,” and the New York Times, a paper that — well, you know. Dr. Miller-Young, again according to her web page, “has won several highly regarded grants and awards,” possibly for her contributions to C’Lick Me: A Netporn Studies Reader and The Feminist Porn Book: The Politics of Producing Pleasure.


Roger?s Rules » The Meaning of Mireille Miller-Young, or Free Speech for Me, Theft, Battery, and Vandalism for Thee


And one more question. Are the classes above the modern day equivalent of the former liberal arts curriculum which required history, classical philosophy, languages, math, science....?

I'll answer as you are in capable.

No. Dr. Miller-Young teaches pop culture crap that is of no benefit to the student nor the society at large other than to the political and cultural groups that prey on said student.





"And one more question. Are the classes above the modern day equivalent of the former liberal arts curriculum which required history, classical philosophy, languages, math, science....?"


Nay, nay.

Liberalism is a destroyer....of culture, of learning, and human life.




1. " Compare the humanists' hunger for learning with the resentment of a Columbia University undergraduate, who had been required by the school's core curriculum to study Mozart. She happens to be black, but her views are widely shared, to borrow a phrase, "across gender, sexuality, race and class."


2. "Why did I have to listen in music humanities to this Mozart?" she groused in a discussion of the curriculum reported by David Denby in "Great Books," his 1997 account of re-enrolling in Columbia's core curriculum. "My problem with the core is that it upholds the premises of white supremacy and racism. It's a racist core. Who is this Mozart, this Haydn, these superior white men? There are no women, no people of color." These are not the idiosyncratic thoughts of one disgruntled student; they represent the dominant ideology in the humanities today.


3. "Is Schuman content with a situation in which a Columbia student rails against having been asked merely to listen to Mozart because Mozart is a dead white male? Where might that student have picked up that attitude if not from the academy and its offshoots?

Whiteness studies, black studies, feminist studies, and queer studies are not a fever dream of the “neocons.” For decades now, students have been taught to search for an echo of their own “voices” in the books they read and to reject those works that they believe “exclude” them, a remarkably narrow approach to the arts.... Why not revel in the far more eloquent and surprising “voices” of Dreiser, Beerbohm, or Wells, for example, whose understanding of human passions and ability to craft sentences of stunning beauty and precision far outstrip our own?"
Nothing More Timeless Than Ignorance by Heather Mac Donald, City Journal 13 January 2014
 
College???

Value??

What would you say if you found out that those who didn't attend college were more likely to be debt-free and home-owners than those who did?

Judging by the low caliber of education college provides- indoctrination doesn't count as education- it is only a good deal if the financial burden is less than the future earnings.

Simple economics---even a Liberal should understand that.




1. It has been widely reported that college student debt has been increasing in recent years as the cost of higher education increases at public and private institutions
and as more students enroll in postsecondary institutions.

In 2010, student loan debt
— about $1 trillion
— exceeded the amount that Americans owed in credit debt and the cost of a college education increased at a rate greater than inflation over the past three decades. Nearly 6 in 10 (56%) of the recent college graduates in our survey
borrowed from a government program or private banking institution. Another 8% said they borrowed money from a parent or relative that they are going to pay back.


Where, exactly, does 'borrow' fit into the list of values we teach?

2. Upon graduation, the majority of students (55%) owed $20,000 (median) to pay off the costs of their education. .... the median public college or university debt was $18,680 whereas private college debt was $24,460. Male graduates owed $5,000 more than female graduates ($25,000 versus $20,000). Recent college graduates enrolled in graduate and professional programs already owed $10,000 more than those who have not
pursued additional education ($20,000 versus $30,000).


3. One to five years since graduation, most of the students in our survey have made very
little progress in paying down their debt.
Only 13% have paid off all of their debts for
their college education; one in four has not paid off any of it, thus far (see Figure 10).
Four in ten who graduated in 2009, 2010, and 2011 reported that they yet to pay off
any of their debt. Compounding their financial challenges is the fact that nearly half
(46%) reported that they also have other financial debts, such as credit cards.





4. These findings are understandable given the labor market difficulties and modest
earnings that recent college graduates are experiencing,
as noted above. Just over
half were employed full time. Nearly one in four were either unemployed (6%), or unemployed and not looking for work (5%) or working part time and looking for full-time
work, (6%) or not working while attending graduate school (6%).

College graduates enrolled in graduate and professional education are borrowing additional funds for tuition and living expenses and, with few exceptions, are struggling to pay off their undergraduate debts.

Over 6 in 10 students enrolled in graduate and professional school have not paid off any of their debt.




5. The burden of student loans reveals its impact in the lifestyle decisions made by
young college graduates (see Figure 11). More than one in four (27%) said their decision to live with parents or family members was due to the need to save money that
could be directed to pay off their college loans.

Significant numbers of students are also taking jobs they are not enthusiastic about so they can pay down their loans(25%) or delaying the further education that most think they will need (28%). Nearly one in five have taken a second job to help pay all their bills.

The debt burden is also influencing the decisions of 40% of our respondents to delay major purchases such as a car or house. Another 14% also reported that they are delaying marriage or other committed relationships due to their loan obligations.




6. Most recent college graduates are also far from financially independent of their parents or other family members (see Figure 12). Family members are helping their young
graduates with basic necessities, such as food (22%), health care (15%), housing
(30%), and car payments (9%). Overall, 51% of the respondents to our survey get financial support from their parents or relatives.



7. Today’s graduates from four-year colleges are entering the labor market with a sense
of insecurity about their preparation. While it is, of course, perceptual and they may
not have any way of actually knowing, half of them felt they are less well prepared for
the world of work
than was the generation before them. Just 28% felt they are better
prepared, and 21% felt that they are similarly prepared to the previous generation.
http://www.heldrich.rutgers.edu/sites/default/files/content/Chasing_American_Dream_Report.pdf




"Education" is a wholly owned subsidiary of Liberals, and the results are the result of Liberal policies.


Remember that, graduates.
Yes, and the thing I notice is that companies are more & more worried about their futures, so they won't hire or expand for hardly any reasoning in which they are given to do so now (the trust is gone). I know of a company that kept trainee's in the wings always, and they were training just about every week it seemed, and it had a wide array of people in age groups working for it. Now this company since the crisis, has all but deminished to just about nothing over the years since, and it definitley isn't looking to hire anyone. It won't even upgrade it's equipment. It seems that the company is just running on "borrowed" time. The interesting thing however, is that the owners are spending money like mad on personal things, but won't do anything to improve upon or invest in the future of the company. I know of many companies in our area alone, that have gone out of business, and the owners have moved to the beaches or they are building huge homes on large parcels of land right now. HUH ?

I will say this, that if people don't get back into working for the strength of this nation soon, and this instead of for themselves and themselves only, then this nation is done. The government will take over, and the private sector will become an impotent player in the end. Keep it up all you idiots out there, because you are sealing the deal and you just don't know it. Crawl yourselves up into your holes, but soon those holes will be all that is left for you, because venturing out of them into a waistland you have helped to create, won't be a comfortable thing for you or your family to find yourselves in as a result of. How you can't see this is beyond me. The history of the world is at your finger tips, yet somehow you are all blind now ? That's my take!

Your take (gulp) is close to what I believe; close because the people you note in the first sentence of your second paragraph are different from the people I would point out. In a manner in which you might understand, I proceed.

A. It's not those who are receiving Social Security/SSI, or Medicare/PPACA or assistance on the state or local level who are the great threat, it is those who have great wealth and power who think (mostly) about themselves.

1. The potential for the Government to take over is backward, what we can expect if we don't heed JFK's words in his inaugural address ("Ask not ...") is that those who think only of themselves (think Koch Brothers and lesser members of the Industrial/Military and Polluters Oligarchy) will have purchased majorities and key leaders in local, state legislatures and The Congress; then the Oligarchies will 'elect' one of their own to be Speaker of the House, Majority Leader of the Senate and President of the United States. Soon the Supreme Court will be 'packed' with Oligarchs.

a. Then democracy will have been extinguished in America. Eventually, and it may take decades if not generations, the people will rise again, as history tells us our progeny will one day be faced with a 'democratic spring'. Will it be lead by a demagogue and a charlatan, or a true man of the people, time will tell - but the American Dream will have long ago perished from the earth.
 
College???

Value??

What would you say if you found out that those who didn't attend college were more likely to be debt-free and home-owners than those who did?

Judging by the low caliber of education college provides- indoctrination doesn't count as education- it is only a good deal if the financial burden is less than the future earnings.

Simple economics---even a Liberal should understand that.




1. It has been widely reported that college student debt has been increasing in recent years as the cost of higher education increases at public and private institutions
and as more students enroll in postsecondary institutions.

In 2010, student loan debt
— about $1 trillion
— exceeded the amount that Americans owed in credit debt and the cost of a college education increased at a rate greater than inflation over the past three decades. Nearly 6 in 10 (56%) of the recent college graduates in our survey
borrowed from a government program or private banking institution. Another 8% said they borrowed money from a parent or relative that they are going to pay back.


Where, exactly, does 'borrow' fit into the list of values we teach?

2. Upon graduation, the majority of students (55%) owed $20,000 (median) to pay off the costs of their education. .... the median public college or university debt was $18,680 whereas private college debt was $24,460. Male graduates owed $5,000 more than female graduates ($25,000 versus $20,000). Recent college graduates enrolled in graduate and professional programs already owed $10,000 more than those who have not
pursued additional education ($20,000 versus $30,000).


3. One to five years since graduation, most of the students in our survey have made very
little progress in paying down their debt.
Only 13% have paid off all of their debts for
their college education; one in four has not paid off any of it, thus far (see Figure 10).
Four in ten who graduated in 2009, 2010, and 2011 reported that they yet to pay off
any of their debt. Compounding their financial challenges is the fact that nearly half
(46%) reported that they also have other financial debts, such as credit cards.





4. These findings are understandable given the labor market difficulties and modest
earnings that recent college graduates are experiencing,
as noted above. Just over
half were employed full time. Nearly one in four were either unemployed (6%), or unemployed and not looking for work (5%) or working part time and looking for full-time
work, (6%) or not working while attending graduate school (6%).

College graduates enrolled in graduate and professional education are borrowing additional funds for tuition and living expenses and, with few exceptions, are struggling to pay off their undergraduate debts.

Over 6 in 10 students enrolled in graduate and professional school have not paid off any of their debt.




5. The burden of student loans reveals its impact in the lifestyle decisions made by
young college graduates (see Figure 11). More than one in four (27%) said their decision to live with parents or family members was due to the need to save money that
could be directed to pay off their college loans.

Significant numbers of students are also taking jobs they are not enthusiastic about so they can pay down their loans(25%) or delaying the further education that most think they will need (28%). Nearly one in five have taken a second job to help pay all their bills.

The debt burden is also influencing the decisions of 40% of our respondents to delay major purchases such as a car or house. Another 14% also reported that they are delaying marriage or other committed relationships due to their loan obligations.




6. Most recent college graduates are also far from financially independent of their parents or other family members (see Figure 12). Family members are helping their young
graduates with basic necessities, such as food (22%), health care (15%), housing
(30%), and car payments (9%). Overall, 51% of the respondents to our survey get financial support from their parents or relatives.



7. Today’s graduates from four-year colleges are entering the labor market with a sense
of insecurity about their preparation. While it is, of course, perceptual and they may
not have any way of actually knowing, half of them felt they are less well prepared for
the world of work
than was the generation before them. Just 28% felt they are better
prepared, and 21% felt that they are similarly prepared to the previous generation.
http://www.heldrich.rutgers.edu/sites/default/files/content/Chasing_American_Dream_Report.pdf




"Education" is a wholly owned subsidiary of Liberals, and the results are the result of Liberal policies.


Remember that, graduates.
Yes, and the thing I notice is that companies are more & more worried about their futures, so they won't hire or expand for hardly any reasoning in which they are given to do so now (the trust is gone). I know of a company that kept trainee's in the wings always, and they were training just about every week it seemed, and it had a wide array of people in age groups working for it. Now this company since the crisis, has all but deminished to just about nothing over the years since, and it definitley isn't looking to hire anyone. It won't even upgrade it's equipment. It seems that the company is just running on "borrowed" time. The interesting thing however, is that the owners are spending money like mad on personal things, but won't do anything to improve upon or invest in the future of the company. I know of many companies in our area alone, that have gone out of business, and the owners have moved to the beaches or they are building huge homes on large parcels of land right now. HUH ?

I will say this, that if people don't get back into working for the strength of this nation soon, and this instead of for themselves and themselves only, then this nation is done. The government will take over, and the private sector will become an impotent player in the end. Keep it up all you idiots out there, because you are sealing the deal and you just don't know it. Crawl yourselves up into your holes, but soon those holes will be all that is left for you, because venturing out of them into a waistland you have helped to create, won't be a comfortable thing for you or your family to find yourselves in as a result of. How you can't see this is beyond me. The history of the world is at your finger tips, yet somehow you are all blind now ? That's my take!

Your take (gulp) is close to what I believe; close because the people you note in the first sentence of your second paragraph are different from the people I would point out. In a manner in which you might understand, I proceed.

A. It's not those who are receiving Social Security/SSI, or Medicare/PPACA or assistance on the state or local level who are the great threat, it is those who have great wealth and power who think (mostly) about themselves.

1. The potential for the Government to take over is backward, what we can expect if we don't heed JFK's words in his inaugural address ("Ask not ...") is that those who think only of themselves (think Koch Brothers and lesser members of the Industrial/Military and Polluters Oligarchy) will have purchased majorities and key leaders in local, state legislatures and The Congress; then the Oligarchies will 'elect' one of their own to be Speaker of the House, Majority Leader of the Senate and President of the United States. Soon the Supreme Court will be 'packed' with Oligarchs.

a. Then democracy will have been extinguished in America. Eventually, and it may take decades if not generations, the people will rise again, as history tells us our progeny will one day be faced with a 'democratic spring'. Will it be lead by a demagogue and a charlatan, or a true man of the people, time will tell - but the American Dream will have long ago perished from the earth.







I do so look forward to your posts, in much the same way as a superior team looks forward to playing the weakest team in the league.


Enough chit-chat.....let's begin taking you apart.




1. " The potential for the Government to take over is backward,..."

a. Obama wasn't the first Bolshevik to support socialized medicine. For context, there was Henry Sigerist: "He devoted himself to the study of history of medicine. Socialized Medicine in the Soviet Union (1937), and History of Medicine were among his most important works. He emerged as a major spokesman for "compulsory health insurance". ...He attacked the American Medical Association because of his conflicting views on socialized medicine."
Henry E. Sigerist - Wikipedia, the free encyclopedia

b. And, Sigerist was one of the apologists for Stalin, including his state-engineered famine in the Ukraine. 7 million perished (The History Place - Genocide in the 20th Century: Stalin's Forced Famine 1932-33).


c. Sigerist "shared with the architects of Soviet health policy under Stalin an outlook best described as medical totalitarianism. He really believed that humanity would be better off if every individual were under the medical supervision of the state from cradle to grave....[and] Sigerist's belief in the necessity for state control over all aspects of medicine ultimately made him an apologist for state control over most aspects of human life."
Fee and Brown, eds. "Making Medical History: The Life and Times of Henry E. Sigerist," p. 252



So....you were saying about government takeover?




2. "...those who think only of themselves (think Koch Brothers..."


a. "Loopy liberals freak over Koch brother’s $100M hospital gift"
...a philanthropic family with a long history of donating to the arts, higher learning and medicine."
Loopy liberals freak over Koch brother?s $100M hospital gift | New York Post


b. "It turns out the 'Evil' Koch Bros. are only the 59th biggest donors in American politics. Can you guess who is number one?"
It turns out the 'Evil' Koch Bros. are only the 59th biggest donors in American politics. Can you guess who is number one? | WashingtonExaminer.com



So....how stupid are you feeling about now?





Get up...I'm not through with you:



3. "Then democracy will have been extinguished in America."

a. And now???
Who voted for '“we have to pass the bill so that you can find out what is in it,”


b. The latest variation of totalitarianism is neither religious, nor even political: it is cultural. “Totalitarian democracy” is a term made famous by J. L. Talmon to refer to a system of government in which lawfully elected representatives maintain the integrity of a nation state whose citizens, while granted the right to vote, have little or no participation in the decision-making process of the government.






4. One more: "....what we can expect if we don't heed JFK's words..."

“It is a paradoxical truth that tax rates are too high and tax revenues are too low and the soundest way to raise the revenues in the long run is to cut the rates now … Cutting taxes now is not to incur a budget deficit, but to achieve the more prosperous, expanding economy which can bring a budget surplus.”
John F. Kennedy, Nov. 20, 1962, president’s news conference
John F. Kennedy on taxes




The beatings will continue until enlightenment emerges.
 
Regardless of everything one does not become an engineer, doctor, accountant, lawyer, etch without higher education. Who aspires to barely eek it by? We don't need low wage workers. We need a lot more high wage workers. And the key to that is a degree. Indoctrination or not, we don't want the company factory owners to win by hiring people for the lowest labor costs. As you have stated, its about choices and one must choose not to work for slave wages when they can do so much better. How is this achieved? Hard work and higher education. If one is weak they give into the indoctrination. If they are strong, they look past it. Phasing out low wage jobs by leaving them unfilled will only help businesses and people. Leave $10 an hour and under for kids only.
 
Maybe OP should have finished HS so as to be able to construct simple paragraphs :eusa_whistle: :dunno:

As to the OP- what major one chooses can have a big effect on the value of the degree.
 
Regardless of everything one does not become an engineer, doctor, accountant, lawyer, etch without higher education. Who aspires to barely eek it by? We don't need low wage workers. We need a lot more high wage workers. And the key to that is a degree. Indoctrination or not, we don't want the company factory owners to win by hiring people for the lowest labor costs. As you have stated, its about choices and one must choose not to work for slave wages when they can do so much better. How is this achieved? Hard work and higher education. If one is weak they give into the indoctrination. If they are strong, they look past it. Phasing out low wage jobs by leaving them unfilled will only help businesses and people. Leave $10 an hour and under for kids only.






"Who aspires to barely eek it by?"




"Top 100 Entrepreneurs Who Made Millions Without A College Degree" Top 100 Entrepreneurs Who Made Millions Without A College Degree - Business Insider





"More and more, college students and would-be college students are deciding that college just isn’t worth it.

Harvard University has concluded that the United States has the highest college dropout rate in the industrialized world, Reuters reports."
15 ultra-successful people who never graduated from college | The Daily Caller
 
I understand the debt thing. I respect your opinion. But where does 1 begin then? You may point to the military after high school. While I respect the military it is not for everyone nor should it be. My kids didn't serve. Their kids aren't going to serve. In our high school this past year, we graduated only about 120 kids. None of them are going to serve in the military. Notta one. Now in my mind this is not a bad thing at all. In fact, the large majority of them received scholarships to get further education. Are we to tell them that college is a waste of time? Where do they begins? Working for low wages for someone else? That's fine. But then you might complain if they live at home. One cannot afford a house and a decent vehicle bringing home $40 grand a year unless they want to strap themselves down. To start one's business one needs a big chunk of change to get it going. It takes money to make money. While your article is good reading, for every one of those entrepreneurs, there are probably thousands with college degrees who are doing well... thanks to that degree. If you got the brains, a college degree still can be a very very good way to go. My oldest got a college degree and started out at $65 grand a year. Now he has his own practice and makes 6 figures. Without his degree his isn't close to that.
 
looks like PC MIGHT be able to finish her Associates degree IF she learns proper formatting. English is a req't for most majors anyway.
 
Let's be honest.....

...you're only here because I destroy everything you most firmly believe, and your complaints about format is your alternative to gnashing your teeth.

True?





Either that, or you mis-dialed again, looking for the incontinence hotline....

Here we go again, lead with an ad hominem (framed in the voice of a narcissist); fill in the blanks with RL 'style' gobbledygook, and end with an ad hominem. Classic PC.




You imagine "narcissist" to be a pejorative?


That's only because you have a deep and abiding.....and totally compelling, self-hatred.


Well-earned, I might add.





And, your education continues: rather than continuing to be as dull and boring, repetitive and insipid as usual, consider alternating narcissist with prideful, or solipsistic.....

Try to be more thoughtful........Ooooops! Hit on your weakness again.

Huh, Narcissist isn't a pejorative; it's a diagnosis of a personality disorder (Axis II to be exact).
 

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