I can't imagine a more stable economy that one that is based on these three rules: 1. Currency is a number, a dollar, whatever. It is not backed by gold or silver or anything tangible. 2. The number of dollars let's say, only changes with increases or decreases in population. For example the federal reserve could become a branch of the treasury that maintains the security, quality and quantity of paper money in circulation. 3. Banks are required to hold 100% of their on demand accounts. You could still have savings in the form of cds or bonds but checking accounts would have to be held in the reserves. I don't think most people agree or even have thought about it. I think that it's the biggest mistake we can make to ignore the flaws of our current system. I think it is the root of most of our problems economically today. The ability for government to create money has historically turned out badly. I think that people have to talk about this more.