Oddball
Unobtanium Member
Then you're not talking about "insurance" per se...You're talking about pre-paid medical, which basically boils down to socialized medicine, which has been a towering failure virtually everywhere it has been tried.They shouldn't have any right to coverage at all.
Like I said, you don't get to wreck your car, then demand that you get to buy collision coverage to repair the damage.
One of the biggest problems with the current insurance model (basically pre-paid medical rather than insurance against catastrophic diseases or trauma) is the attitude of entitlement that a third party pay for everything, from brain surgery to a case of the sniffles. After that, there is the two-headed monster of state mandates to insurers as to the kinds of policies and coverages they must write up, and the prevention of people being able to shop out of state for the kind of coverage they want.
So, on one hand, we have gubmint dictating to insurers what kind of coverage is "proper" and what is not, then they turn around and bash the hell out of them when the costs of those mandated coverages go through the roof.
It's so Soviet that it's scary.
I agree that it's effed up.
I think they should have the right to coverage from birth. That's where we differ. There is no such this as a preexisting condition in a universal healthcare system.