I am a 44 yo single mom. I am the manager of a small retail store where I am the only full time employee. The owner's have other full time professions which provides their health insurance. I personally pay $450 per month for BCBS, which just went up from $301 last month. My children are covered under CHIPS in PA. What does all this mean to me? When I hear that all uninsured Americans will be covered does that mean I should have stopped paying health insurance so I could become an uninsured American so that I would then be covered under Obamacare? Are the owner's now responsible for my health insurance?