SmarterThanTheAverageBear
Gold Member
- Aug 22, 2014
- 29,410
- 4,281
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- Banned
- #221
Please provide the details. Start with the ages of the people in the plan. Number of smokers and number of pregnant persons. The name of the plan that you have now and how you get it ( employer, individual market ) The name of the plan that you are being forced to buy. I will need your state of residence. Zip code is even better. And...finally....the household income.
If you don't provide that info, you will just join the list of losers who want us to believe their bullshit without some kind of vetting.
Let's go. Lay it on me.
Zip code 16601 in PA. 4 people in household , ages 53, 49, 22 and 20. Currently have BC/BS Highmark PPO Blue 1200 HSA plan that costs me $675 per month. It pays for checkups and preventative care, but otherwise has a family deductible of $2,400. It is being canceled. The most similar ACA plan available is Highmark PPO Blue 1300, with a monthly premium of $1,4xx (I forget the exact amount and don't have it in front of me ). This similar plan is 125 percent higher than my current one. I cannot afford to pay $1400 a month, so I am looking at worse plans that have much higher deductibles and OOP maximums as high as $6000-$12000. The plans I see will cost me $866 to 1,160 and have higher deductibles and OOP max than I have now.
I am self employed, so I have to buy my own policy, and our household income varies, but has been just above the $95k limit where you get subsidies. I look forward to your response.
My dad got a notice the day, insurance for he and my mom is going to $1250 a month for just the two of them. $2500 deductible.
They did not go through the exchange.
Really?
That's awful! How old are they?
Dad's 63, mom's 62. Dad's self employed, mom doesn't work full time.
I've tried talking them into at least looking on the exchange, but mom's scared to change insurances.
They can afford it, but it's still ridiculous.
If they don't check the exchange....they are likely to get ripped off. Do it for them. It's easy.
Oh, I agree with you , but they are stubborn as most parents are.