But onward, from burritos to one bad stomachache: House Bill 2664. Simply put, Dial's bill -- carried on behalf of Kaites' client, the Arizona Creditors Bar Association -- would lower the amount of evidence needed in order to collect on credit-card debts in certain circumstances. Dial, R-Ahwatukee Foothills, didn't return a call to talk about his bill or his birthday burritos. Kaites' spokesman, David Leibowitz, told me it's all about holding people accountable and holding down costs for those of us who pay our bills. "HB 2664 would do little more than close a loophole that allows credit-card users to run up debts and use the court system to escape without paying," he said. "It only applies when debtors run up a bill, fail to pay it and then fail to appear in court." Senate rebuffs efforts to take away freebies 14th Amendment Section 1. All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside. No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty, or property, without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws. More stupid legislation from our state, which Mr. Dial who by the way when it comes to being cozy with lobbyists knows no limits, and then tells those in District 20 how much of a reformer he is, pays no attention to the constitution when he sponsors stupid legislation like this. First of all this legislation will accomplish one thing, it will increase the number of Bankruptcys in this state by a large number, and not only that it will like all the other legislation coming from these so called legislators find itself in a courtroom costing the state millions to defend it. In the mean time HB2664 after having failed the Senate twice somehow magically passes the 3rd time, and is now going to Gov. Brewer to sign into Law.