Being pro-small government, wanting to do things that make Americans more competitive and wanting to make ppl self sufficient I would like to make each zip code across the nation only eligible for disaster aid once for any one type of disaster. If you get earthquaked and your home falls in Uncle Sam will buy it from you once. The second time, nope. If your home floods once, great, we will keep this surprise from removing you from the middle class. Second time I might not even send a helicopter to save you. That's what your state's National Guard is for, go pay them. This should slowly encourage folks to build homes which are appropriate for their environment or move someplace that is safe. This should make small government folks happy for the obvious reasons. This should make the huggies happy because I'm removing folks from harm's way. This may anger some construction companies at first though. Give me some criticism and constructive advice please.