fbj
Gold Member
- Jul 10, 2014
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- #21
Just completed the second week at my state govt job and they are forcing you to choose between taking 8% out of your pay for pension and 401k or 7%. They are recommended the higher because it probably benefits them in some way. But why force someone to save if they dont want to? Now I know the pension is important but why the hell is the 401K mandatory? If I chose not to take it then that hurts me in the future so why is it not optional????????????
1. You are correct it hurt you for not doing it and I agree it should be your choice but if you did not study the benefits of your new job and what you had to contribute before taking it, well that is on you.
2. 7% is something you can budget around and is better for you and right now you are crying about Big Brother dictating to you but it is best you just do it with what you have written about how you spend, and your gambling issues...
The gambling account is separate from everything from else