Here is what the CBO has said about the health care reform bill that Obama plans to sign this month, link here http://www.cbo.gov/ftpdocs/108xx/doc10868/12-19-Reid_Letter_Managers_Correction_Noted.pdf: Consider this scenario for a moment. Lets say you were about to implement a policy in your own life that could potentially save you about 1% of the total debt you owe over ten years (this percentage is roughly equivalent to the $132 billion as a percentage of the total US national debt for 2009). But, the potential to do this was subject to substantial uncertainty and it may end up increasing the amount you owe. Would you take the chance with your own finances and go ahead to implement this policy or would you find a policy or policies that would have more certainty about cost savings? For me, I think the smarter thing to do would be to find other policies. If Obama signs this bill, he is basically saying he would take the risk. Yet, he will be doing it with our money, not just his.