Half of college kids didnt know what a deductable was.

[Wyatt earp]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

 

[Manonthestreet]

Their understanding of affordable is correct....the price of bare bones Obama policy is ridiculous

 

[The Rabbi]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

A sample of 30 is not very persuasive.
But I suspect a sample of several thousand would yield similar or worse results. My daughter (age 22) had no clue what a deductible is when we talked about it. Then again, why should they?

 

[Delta4Embassy]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

Didn't know not to toss eggshells into the kitchen trash then not empty for a few days until I did. Now I either take them out to the dumpster right away or bag them up and stow them in the freezer. Still swatting at imaginary flies 16 years later.

 

[Soggy in NOLA]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

Didn't know not to toss eggshells into the kitchen trash then not empty for a few days until I did. Now I either take them out to the dumpster right away or bag them up and stow them in the freezer. Still swatting at imaginary flies 16 years later.

Uhm... what?

 

[ScreamingEagle]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

lots of adult Obamacare participants didn't/don't understand what deductibles or coinsurance are either......until they get the huge bills....

 

[Arianrhod]

Lots of ostensibly adult USMB RWs still don't understand how health insurance works...

 

[ScreamingEagle]

Lots of ostensibly adult USMB RWs still don't understand how health insurance works...

how's that....?

 

[g5000]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.


The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

Not knowing what a deductible is is not a reflection on ObamaCare or health insurance. After all, auto and home insurance have a deductible, too.

It's a reflection of how poorly our education system prepares kids for adult life.

 

[Arianrhod]

Lots of ostensibly adult USMB RWs still don't understand how health insurance works...

how's that....?

Browse:

ObamaCare | US Message Board - Political Discussion Forum

ObamaCare | US Message Board - Political Discussion Forum

There are a few dozen threads scattered throughout the other forums, too, but the "ZOMG, teh Obamacare gave me anal warts!" posts* are most concentrated in those two.

Maybe you just haven't noticed.

*Yes, that's hyperbole, just in case you were about to take it literally.

ETA: I'm not sure why, but the link to the Healthcare forum is identical to that of the Obamacare forum. Curiouser and curiouser...

 

[Timmy]

Like any kid at U Penn is on an Obamacare plan.

 

[ScreamingEagle]

Lots of ostensibly adult USMB RWs still don't understand how health insurance works...

how's that....?

Browse:

ObamaCare | US Message Board - Political Discussion Forum

ObamaCare | US Message Board - Political Discussion Forum

There are a few dozen threads scattered throughout the other forums, too, but the "ZOMG, teh Obamacare gave me anal warts!" posts* are most concentrated in those two.

Maybe you just haven't noticed.

*Yes, that's hyperbole, just in case you were about to take it literally.

ETA: I'm not sure why, but the link to the Healthcare forum is identical to that of the Obamacare forum. Curiouser and curiouser...

why do you single out right wingers.....many left wingers are just as stupid if not more so......

 

[Claudette]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.




The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

Not knowing what a deductible is is not a reflection on ObamaCare or health insurance. After all, auto and home insurance have a deductible, too.

It's a reflection of how poorly our education system prepares kids for adult life.

I agree. We have some pretty dumb folks out there.

Show some of them a picture of the VP and they can't identify him as the VP or even tell you who he is. So why would they know what a deductible is??

 

[Wyatt earp]

It figures...


Millennials Are Painfully Clueless About Health Insurance



Researchers from the University of Pennsylvania gathered 30 adults between the ages of 19 to 30. They were all college educated and interested in signing up for health insurance. Then the researchers sat the participants down in front of a computer and watched as they attempted to enroll through HealthCare.gov.




The results were less than heartening.

Half of the participants didn’t know what a “deductible” is. Three quarters couldn’t define “coinsurance.” They also were unaware that subsidies exist to help pay for insurance. When they tried to guess the price of an affordable plan, they offered a number that was far below the actual cost of a bare bones policy. In short, if the group were given a collective grade on their understanding of health insurance, an “F” would be the only reasonable option.

Not knowing what a deductible is is not a reflection on ObamaCare or health insurance. After all, auto and home insurance have a deductible, too.

It's a reflection of how poorly our education system prepares kids for adult life.

I agree. We have some pretty dumb folks out there.

Show some of them a picture of the VP and they can't identify him as the VP or even tell you who he is. So why would they know what a deductible is??

I get why these kids on the forums blindly support shit... They don't even know what it is

 

[LoneLaugher]

Yeah....but they might know how to spell it.

 

[LoneLaugher]

Kids today are as well educated as kids were in decades past. They are expected to do more and know more. The simple fact is that they are bombarded with information at speeds and in quantity that us old fogey's never were and couldn't have handled. It's a different kind of knowledge. Computers have become an extension of their intellect.

This collective shit taking on young people is weird.

 

[asaratis]

The dumbing-down of America's graduating classes is a result of the liberal influence on our 'educational' system.

 

[blackhawk]

Can't say I'm surprised.

 

[LoneLaugher]

My daughter took part in a program called HOBY. Literally hundreds of thousands of HS age students have participated. Every single one of these young people are better educated and of higher character than any of the loser nutbags who have posted in this thread.

 

[Wyatt earp]

My daughter took part in a program called HOBY. Literally hundreds of thousands of HS age students have participated. Every single one of these young people are better educated and of higher character than any of the loser nutbags who have posted in this thread.

^^^^ the prime example of a loser