Sun Devil 92
Diamond Member
- Apr 2, 2015
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Is Part of the Health-Insurance Market Entering a Death Spiral?
The problem is that the unsubsidized market is not immune from premium increases. Those buying insurance without subsidies have to pay the full price out of their pockets. If the insurance companies can take some hope from their bottom lines, what about the people the Affordable Care Act was intended to benefit? A recent report by Mark Farrah and Associates (MFA), based upon state insurance regulatory filings as well as federal data, now provides us with a more complete picture. The report is particularly valuable because it encompasses all 50 states and the District of Columbia. It also covers the entire individual-health-insurance market — on- and off-exchange, including what the federal government estimates are 1.6 million to 2.6 million non-ACA-compliant policies. It also reflects the condition of the market prior to the recent mischief by the Trump administration to undermine it.
Read more at: Is Part of the Health-Insurance Market Entering a Death Spiral?
The problem is that the unsubsidized market is not immune from premium increases. Those buying insurance without subsidies have to pay the full price out of their pockets. If the insurance companies can take some hope from their bottom lines, what about the people the Affordable Care Act was intended to benefit? A recent report by Mark Farrah and Associates (MFA), based upon state insurance regulatory filings as well as federal data, now provides us with a more complete picture. The report is particularly valuable because it encompasses all 50 states and the District of Columbia. It also covers the entire individual-health-insurance market — on- and off-exchange, including what the federal government estimates are 1.6 million to 2.6 million non-ACA-compliant policies. It also reflects the condition of the market prior to the recent mischief by the Trump administration to undermine it.
Read more at: Is Part of the Health-Insurance Market Entering a Death Spiral?