Immanuel
Gold Member
- May 15, 2007
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Well there is no 'perfect' solution. This healthcare reform is certainly not even remotely a "government solution". It is giving increased amount of customers to private companies, so it's exactly the opposite of a government solution. I still think that a public option would have been the best choice as it would have implemented a way for people to keep their insurance if they were truly happy, but provided an alternate option for those that wanted to find something cheaper and to fit their needs. It also would have been an excellent way of increasing competition in the marketplace which in turn would result in lowering of prices to stay competitive.
I would agree with you, except that the way the "public option" was designed was that it essentially either drove the private insurer out of business or it made them a puppet of the federal government. They were severely limited in their abilities to compete i.e. pricing, deductibles, coverages etc. and on top of all of that the public option had the backing of the government which meant that they could operate at a loss basically indefinitely and drive private insurers into bankruptcy. Competition would have been strangled.
Immie
If private insurance offered a superior product then they wouldn't have to fear losing customers to the public option. However, if they did lose their customers in droves, wouldn't that say something about the quality of what they were offering if people were s willing to jump ship to the government plan?
Problem with that is that the public option part of the plan included limits on what private insurers could offer and the prices they could charge which is what made them puppets of the federal government.
How can they offer a superior plan if they can not tailor their plans to what their customers want nor price them competitively?
Immie