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Simple fix. open up states to more competition...Less crony government, fake capitalism is a good thing is a good thing
why is it that COnservatards never have a solution that doesn't involve the rich being able to make more money.
Here's why that's kind of a stupid idea. Some out of state outfit that got licensed in NV but could never be licensed in IL because we actually still protect our consumers here, what's their recourse if the insurance company cheats them?
Liberty is the movement learn it.... it's not a hard concept even for you
The problem is, when you guys talk about "Liberty", it usually means the haves fucking over the have-nots or have lesses.
Pass.
After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
And another thing Mr.H .... have you considered buying a Catastrophic/hospitalization plan and paying the penalty for not being ACA compliant? You could possibly come out ahead...
they can sell them, they are not illegal, I looked it up yesterday...you can still buy them.... he would have to pay the penalty for not being ACA compliant, but they are available to buy.And another thing Mr.H .... have you considered buying a Catastrophic/hospitalization plan and paying the penalty for not being ACA compliant? You could possibly come out ahead...
Yeah? look at all the bullshit he has to go through now. This Obamacare shit is fucking up the whole system for people who were able to buy their own insurance. Now look at the kind of bullshit he has to go through, and most likely you can't buy a catastrophic policy anymore, they can't even sell them. not allowed under Obamacare
You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
Thanks, ma'am.You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
Thanks, ma'am.You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
Or just make sure you won't be getting a refund and tell them to get screwed when they whine about a fine.And another thing Mr.H .... have you considered buying a Catastrophic/hospitalization plan and paying the penalty for not being ACA compliant? You could possibly come out ahead...
It's not a matter of being excited about it....You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
Everybody doesn't live in Maine...Funny people like you are so excited by Obamacare which hasn't even been fully implement yet. Most people don't want it and never wanted it. Most of the politicians didn't even read the damn law. The cost of health insurance is not going down overall, only for the very few. You people who get excited by big government are a joke.
Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.You are wrong on this:After careful consideration and much consternation, I decided that I have no choice but to enter the ACA Marketplace and sign up for a subsidized policy. Hear me out...
Subsidies are only available through this Marketplace. Yes, I have an ACA-compliant policy through my current insurer but they just today raised my premium to $921/month. A subsidized policy through the Marketplace (Silver) is just over $600/month.
The Crux of this Biscuit is that in order to qualify for the reduced premium, I can not claim an Adjusted Gross Income greater than $79,000/year. After crunching the numbers, I believe it's going to be close. I'm in a serious cash-flow crunch and it's not going to get better any time soon. SO, the chance that I am taking here is this - at the end of the year IF my AGI exceeds the $79K threshold, the IRS will bill me for the difference in those two premiums.
It's a chance I have to take. I can only afford to worry about this a year from now.
Fuck it all.
And the thing to remember is this- many of those who were on "Marketplace" policies in 2014 are going to get this very same rude awakening when they file their tax returns. IF they exceeded their AGI thresholds, they are going to get hammered by the IRS.
You fucking Democrats passed this shit, us right wing kooks didn't. Fuck you too.
Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.You are wrong on this:Sorry but it's unlikely you'll get any subsidy with your income...Good luck though. Did your state set up an exchange?
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.You are wrong on this:
I just looked up my State Exchange, making $79k a year, with a family of 3, and he would be eligible for $457 a month in tax credits (subsidy)
Estimated monthly premium
- Silver PPO
- National Provider Network
- Plan ID: 33653ME0040001
$632
Estimated deductible
- Number of people covered: 3
- Premium before tax credit: $1,089
$4,000 Estimated family total
Estimated out-of-pocket maximum
$13,200 Estimated family total
Copayments / Coinsurance
- Primary doctor: $30
- Specialist doctor: $80
- Emergency room care: $500
- Generic drugs: $15
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Thanks, ma'am.
This is odd, but I logged on to HC dot Gov this morning and the premium is now closer to $300/month for Bronze.
I called and was told that yes, after the first of the year some premiums were modified. Regarding the $79K threshold, the gal basically said don't sweat it- if an adjustment needs to be made when I file in 2016 the IRS will calculate the portion of premiums I will be docked based on income during the course of the year. Whatever- it is what it is.
Bronze plan sucks
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
they still are paying a portion of their costs AND if they do get sick and hospitalized, insurance will pay 100% of the costs.... the gvt saves a bundle if they were paying the whole sum before, or the hospital doesn't have to take the LOSS if the gvt didn't pay it.The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Bronze plan sucks
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.Bronze plan sucks
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
You missed the point of the question. However, you answer proves that it's still nothing more than another handout program to a bunch of leeches. If they get subsidies to pay premiums and they get cost sharing reductions, how the hell is it any different than when they didn't have coverage and the rest of us paid for it? We're still paying just in a different way but the road ends at the same point. One group if funding something else for another group.
they still are paying a portion of their costs AND if they do get sick and hospitalized, insurance will pay 100% of the costs.... the gvt saves a bundle if they were paying the whole sum before, or the hospital doesn't have to take the LOSS if the gvt didn't pay it.The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
The poor, if they go with a silver plan, in addition to their premium help, qualify for 'cost sharing reductions'... which reduces the deductibles and out of pocket expenses for them.Now remember, outside of doctors visits and annual physicals you will have to pay your deductible before the plan comes in...but as example, if you get really sick and you spend the $6600 max out of pocket for yourself due to this sickness, the Insurance, even a bronze plan, will come in and pay 100% of your medical bills after you have paid the $6600 of your own out of pocket...so the max you will be hit with is the $6600 for any individual family member, and 13k for your whole family if for some odd reason, you are all sick at once or hurt at one....I know. But until recently, I was seriously considering dropping myself from the insurance rolls and keeping wife/daughter covered. At my age- not a good idea. We'll weather this shit storm and be back on track in a few years.
If someone couldn't afford the premiums for coverage so that Obamacare was passed to provide it to them, how the hell are they going to pay the $6600 or $13,000?
google it, so you can understand....
You missed the point of the question. However, you answer proves that it's still nothing more than another handout program to a bunch of leeches. If they get subsidies to pay premiums and they get cost sharing reductions, how the hell is it any different than when they didn't have coverage and the rest of us paid for it? We're still paying just in a different way but the road ends at the same point. One group if funding something else for another group.