What advice would you give the poor students in your class? Go to college. 4 years and $40,000 debt. Get a good job at 22 and live with your parents paying off your debt and saving for a home. Buy home at 30 and then then find wife. Pay for wedding and have 2 kids before 40.At this point, there’s pretty much no avoiding the shrinking, aging future. The question is what to do about it.
How much has this person saved for retirement? Zero at age 40. And with cuts to social security and Medicare you don’t see Americans have taken a huge step back? You wonder why we’re having less kids or no kids at all?