bike riders who ride on public streets and roadways should have to
be licensed and taxed yearly and have insurance as well
Why? Bicycles don't tear up the road, don't require special skills to ride (unless you're a racer, and that is totally different, and yes, racers have to be licensed with the UCI), and they don't pollute or leak oil.
You sound like you're in support of big government taking more of our money.
Because cars are damn expensive and if some idiot scrapes my car they better be able to pay for it
Usually (but not all the time), when there is a car/bicycle accident, the fault is usually the car's. If you ran me over because you were talking on your cell phone, call your insurance company and get ready to shell out big bucks, because my bike ain't cheap.
Last person that hit me was in Cecil Field FL, and his insurance company had to pay me 2,500 to fix my bike. Why was I hit? Because he and his friends were grab assing in the car when they made a left hand turn and ran me over. Took him to court, won, and had my bicycle back in about a week and a half.