Madeline
Rookie
- Banned
- #81
I bet if you give me the details of your backgrond and circumstances I can show you exactly how "luck" had everything to do with your current situation.Luck has nothing to do with it. In 1986, I was 24 years old, with 12K in the bank and making 40k/year. I made a conscious decision that credit wasn't smart money (unless you could get 0%). It has worked out well for me, though I can't count the days I had to "go without" because I didn't have the cash to go and get whatever I wanted NOW. What if you go out today and finance a home for 300K, based on your income, then get hit by a bus tomorrow?
Your wife will have to pay for the house, or be homeless.
Mine will bury me, then come back home to the house she owned the day she unlocked the door. But mine had to "do without" for a long time to help get us into that position.
Luck has absolutely nothing to do with it. ANYONE can do what I did, but it isn't an easy or convenient choice to make.
Of course that doesn't negate the actual hard work you put in, but to dispense with one's personal situation is just...folly. Just as it is to say everything is based on luck. It's a mix of the two. BTW...I use luck to equate to one's personal life circumstance.
I find this new "I got mine, fuck those who dun have theirs" social darwinism creepy. You're entitled to be very proud of what you have achieved, Mini. But why must that translate to a cavalier attitude to all who are less fortunate?