Mini 14
Senior Member
- Jun 6, 2010
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Essentially REQUIRES an individual to have good credit to do/have practically anything.
Aka, an abode, whether rent or own, a car, access to loans (well, this one more understandable), and many other things that decades ago was not necessary.
I honestly don't know what my credit score is, and couldn't care less. The last time I bought anything on credit was 1986 (a truck, which was paid off in 1990), although I do use an AMEX card regularly, paying the balance in full each month since then. My AMEX is a charge card, not a credit card. I have purchased cars with it, but the balance is due at the end of the month, and it is always paid. If we don't have the cash to pay for something, including houses, we keep saving until we do.
Anyone still using credit, or thinking credit is a viable option moving forward, deserves what is coming.
So, to answer your question, if you chose to play the game, then you chose to submit yourself to the rules of the game. I chose to use no credit, so those rules do not apply to me. I am "Free" by your definition.