10% of Small Business Plan to Drop Coverage After Obaminationcare is Implemented!!!

[rightwinger]

Obamacare: No Free Lunches | Michael D. Tanner | Cato Institute: Commentary

Take, for example, Obamacare. The president loves to cite the fact that college students are now able to stay on their parents’ policies until age 26. This has undoubtedly made it easier for some students to get or keep insurance coverage. But the additional coverage is not free. In fact, according to the Department of Health and Human Services, the cost of continuing coverage from 18 to 26 could run as high as $3,400 per child per year. Much of that additional cost is passed back to companies that provide insurance coverage to dependents of their employees.

Politicians often act as though government programs are cost free.
The predictable result: Companies are dropping dependent coverage altogether. Among them is one of the largest union-administered health-insurance funds in New York, SEIU United Healthcare Workers East, which is now dropping dependent coverage for 30,000 workers. Ironically, the fund had previously covered nearly 6,000 workers’ children, some up to age 23. Those students, along with other spouses and children, are now out of luck.

--

For example, Lenoir-Rhyne University of Hickory, N.C., the University of Puget Sound in Tacoma, Wash., and Cornell College in Mount Vernon, Iowa, are all dropping school-sponsored plans starting in the fall. The colleges said that Obamacare’s regulations would have driven up students’ premiums tenfold. And, Bethany College in Lindsborg, Kan., was forced to raise the premium on the plan it offered students from $445 to more than $2,000 to pay for the new level of coverage required by the health-care law.

The Obama administration’s requirement that insurance include contraceptive coverage is also causing Catholic universities to drop student coverage. Already, Franciscan University of Steubenville in Ohio, and Ave Maria University in Florida have recently dropped their student plans.

The president is not going to be talking about those students who have lost their health insurance because of his policies.

--

Nor should we forget that across the country there are people who are not being hired or, worse, are being laid off, because employers cannot afford the cost of insurance, especially since Obamacare has not only failed to curb rising insurance costs, it has already added 2–3 percent to premium prices. These unemployed workers are more of the unseen victims of Obamacare.​

They should have read it before they passed it. Oh, well, they INTENDED well, and that's all that matters.

Right, USMB lefties?

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

 

[boedicca]

Another worrisome aspect of Obamacare: coverage will be moot due to lack of doctors.

In the Inland Empire, an economically depressed region in Southern California, President Obama’s health care law is expected to extend insurance coverage to more than 300,000 people by 2014. But coverage will not necessarily translate into care: Local health experts doubt there will be enough doctors to meet the area’s needs. There are not enough now.

Other places around the country, including the Mississippi Delta, Detroit and suburban Phoenix, face similar problems. The Association of American Medical Colleges estimates that in 2015 the country will have 62,900 fewer doctors than needed. And that number will more than double by 2025, as the expansion of insurance coverage and the aging of baby boomers drive up demand for care. Even without the health care law, the shortfall of doctors in 2025 would still exceed 100,000.

Health experts, including many who support the law, say there is little that the government or the medical profession will be able to do to close the gap by 2014, when the law begins extending coverage to about 30 million Americans. It typically takes a decade to train a doctor. ...


http://www.nytimes.com/2012/07/29/h...s-communities.html?_r=2&partner=MYWAY&ei=5065



So if one cannot even use one's coverage, is it really health care?

 

[daveman]

Obamacare: No Free Lunches | Michael D. Tanner | Cato Institute: Commentary

Take, for example, Obamacare. The president loves to cite the fact that college students are now able to stay on their parents’ policies until age 26. This has undoubtedly made it easier for some students to get or keep insurance coverage. But the additional coverage is not free. In fact, according to the Department of Health and Human Services, the cost of continuing coverage from 18 to 26 could run as high as $3,400 per child per year. Much of that additional cost is passed back to companies that provide insurance coverage to dependents of their employees.

Politicians often act as though government programs are cost free.
The predictable result: Companies are dropping dependent coverage altogether. Among them is one of the largest union-administered health-insurance funds in New York, SEIU United Healthcare Workers East, which is now dropping dependent coverage for 30,000 workers. Ironically, the fund had previously covered nearly 6,000 workers’ children, some up to age 23. Those students, along with other spouses and children, are now out of luck.

--

For example, Lenoir-Rhyne University of Hickory, N.C., the University of Puget Sound in Tacoma, Wash., and Cornell College in Mount Vernon, Iowa, are all dropping school-sponsored plans starting in the fall. The colleges said that Obamacare’s regulations would have driven up students’ premiums tenfold. And, Bethany College in Lindsborg, Kan., was forced to raise the premium on the plan it offered students from $445 to more than $2,000 to pay for the new level of coverage required by the health-care law.

The Obama administration’s requirement that insurance include contraceptive coverage is also causing Catholic universities to drop student coverage. Already, Franciscan University of Steubenville in Ohio, and Ave Maria University in Florida have recently dropped their student plans.

The president is not going to be talking about those students who have lost their health insurance because of his policies.

--

Nor should we forget that across the country there are people who are not being hired or, worse, are being laid off, because employers cannot afford the cost of insurance, especially since Obamacare has not only failed to curb rising insurance costs, it has already added 2–3 percent to premium prices. These unemployed workers are more of the unseen victims of Obamacare.​

They should have read it before they passed it. Oh, well, they INTENDED well, and that's all that matters.

Right, USMB lefties?

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

Considering your only criterion for "viable" is "government takeover of the entire healthcare industry", you're going to be waiting for a while.

 

[hwyangel]

It is illegal to refuse emergency medical care to anyone, and for those who can't afford insurance we have free clinics and the health department. What Obamacare does is provide a socialistic insurance that's provides the same brand name products and services to those who don't work to those who do. This national health care will also provide medical treatments in your childs school without your knowledge or consent, easier access to abortion for your teen, again without your knowledge or consent, and "end of life" counciling in your golden years instead of Medicare such will be cut.

Do you believe people without insurance flocking to emergency rooms is the best solution?

Isnt all insurance socialistic?

Where would go if they did have insurance if not the emergency room?

 

[rightwinger]

Obamacare: No Free Lunches | Michael D. Tanner | Cato Institute: Commentary

Take, for example, Obamacare. The president loves to cite the fact that college students are now able to stay on their parents’ policies until age 26. This has undoubtedly made it easier for some students to get or keep insurance coverage. But the additional coverage is not free. In fact, according to the Department of Health and Human Services, the cost of continuing coverage from 18 to 26 could run as high as $3,400 per child per year. Much of that additional cost is passed back to companies that provide insurance coverage to dependents of their employees.

Politicians often act as though government programs are cost free.
The predictable result: Companies are dropping dependent coverage altogether. Among them is one of the largest union-administered health-insurance funds in New York, SEIU United Healthcare Workers East, which is now dropping dependent coverage for 30,000 workers. Ironically, the fund had previously covered nearly 6,000 workers’ children, some up to age 23. Those students, along with other spouses and children, are now out of luck.

--

For example, Lenoir-Rhyne University of Hickory, N.C., the University of Puget Sound in Tacoma, Wash., and Cornell College in Mount Vernon, Iowa, are all dropping school-sponsored plans starting in the fall. The colleges said that Obamacare’s regulations would have driven up students’ premiums tenfold. And, Bethany College in Lindsborg, Kan., was forced to raise the premium on the plan it offered students from $445 to more than $2,000 to pay for the new level of coverage required by the health-care law.

The Obama administration’s requirement that insurance include contraceptive coverage is also causing Catholic universities to drop student coverage. Already, Franciscan University of Steubenville in Ohio, and Ave Maria University in Florida have recently dropped their student plans.

The president is not going to be talking about those students who have lost their health insurance because of his policies.

--

Nor should we forget that across the country there are people who are not being hired or, worse, are being laid off, because employers cannot afford the cost of insurance, especially since Obamacare has not only failed to curb rising insurance costs, it has already added 2–3 percent to premium prices. These unemployed workers are more of the unseen victims of Obamacare.​

They should have read it before they passed it. Oh, well, they INTENDED well, and that's all that matters.

Right, USMB lefties?

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

Considering your only criterion for "viable" is "government takeover of the entire healthcare industry", you're going to be waiting for a while.

When in doubt .....pull out the rightwing talking points

There is nothing in Obamacare even close to a government takeover. When are republicans going to tell us what they plan to replace Obamacare with?

We already know......Let them die

 

[rightwinger]

It is illegal to refuse emergency medical care to anyone, and for those who can't afford insurance we have free clinics and the health department. What Obamacare does is provide a socialistic insurance that's provides the same brand name products and services to those who don't work to those who do. This national health care will also provide medical treatments in your childs school without your knowledge or consent, easier access to abortion for your teen, again without your knowledge or consent, and "end of life" counciling in your golden years instead of Medicare such will be cut.

Do you believe people without insurance flocking to emergency rooms is the best solution?

Isnt all insurance socialistic?

Where would go if they did have insurance if not the emergency room?

In general you would go to a doctor or clinic before an emergency room visit became necessary.

What do you propose we do with those who cannot afford insurance?

 

[hwyangel]

The Indigent Medical Care Program addresses the need for quality medical care for those low-income households struck by illness and unable to afford treatment due to a lack of insurance coverage. Indigent Medical Care staff coordinates efforts with physicians, specialists, hospitals, clinics, laboratories and testing facilities to provide service to low-income households at no cost. Upon occasion, the Indigent Medical Care Program has been able to provide limited assistance for prescription medication through the generosity of private donations to the program. Household income eligibility is based on 125% of the Federal Poverty guidelines. Obamacare will be based on 200% of the Federal Poverty guidelines and provide elective medical services and brand name products at the expense of those who work.

 

[Staidhup]

It's going to be more than that. A lot of companies don't want to provide insurance now. The only reason they do is so they won't lose workers to other companies.

Not quit true, but close, employers need to have a defined benefit plan to attract steady long term qualified employees that will enhance revenue, it's simply the cost of doing business. To run a business without benefits translates into an evolving employee turnover environment which increases down time, poor customer service, and reduced earnings per man hour. Qualified and quality employe's will simply gain experience and move on without coverage.

 

[Staidhup]

The Indigent Medical Care Program addresses the need for quality medical care for those low-income households struck by illness and unable to afford treatment due to a lack of insurance coverage. Indigent Medical Care staff coordinates efforts with physicians, specialists, hospitals, clinics, laboratories and testing facilities to provide service to low-income households at no cost. Upon occasion, the Indigent Medical Care Program has been able to provide limited assistance for prescription medication through the generosity of private donations to the program. Household income eligibility is based on 125% of the Federal Poverty guidelines. Obamacare will be based on 200% of the Federal Poverty guidelines and provide elective medical services and brand name products at the expense of those who work.

Well stated! One thing to add is that the penalty (now defined as a tax) for not purchasing coverage is still less than the cost of a month or two of coverage. Young people that still feel invincible without the added responsibility of a family and will opt out until they are in serious need of medical attention, then they will enroll, receive care, then carry on as before.

 

[hwyangel]

I was homeless for 8 years. During that time I have had my gal bladder removed, tonsils removed, been treated for brown recluce spider bits, food poisoning, poison oak and variety of sport injuries, all free of charge. What I didn't qualify for is my choice of doctors or clinics, brand name prescriptions, elective medical procedures like abortion, quit smoking programs, weight loss programs, drug testing, or employment medical screening.

 

[Staidhup]

It is illegal to refuse emergency medical care to anyone, and for those who can't afford insurance we have free clinics and the health department. What Obamacare does is provide a socialistic insurance that's provides the same brand name products and services to those who don't work to those who do. This national health care will also provide medical treatments in your childs school without your knowledge or consent, easier access to abortion for your teen, again without your knowledge or consent, and "end of life" counciling in your golden years instead of Medicare such will be cut.

Obamacare: No Free Lunches | Michael D. Tanner | Cato Institute: Commentary

Take, for example, Obamacare. The president loves to cite the fact that college students are now able to stay on their parents’ policies until age 26. This has undoubtedly made it easier for some students to get or keep insurance coverage. But the additional coverage is not free. In fact, according to the Department of Health and Human Services, the cost of continuing coverage from 18 to 26 could run as high as $3,400 per child per year. Much of that additional cost is passed back to companies that provide insurance coverage to dependents of their employees.

Politicians often act as though government programs are cost free.
The predictable result: Companies are dropping dependent coverage altogether. Among them is one of the largest union-administered health-insurance funds in New York, SEIU United Healthcare Workers East, which is now dropping dependent coverage for 30,000 workers. Ironically, the fund had previously covered nearly 6,000 workers’ children, some up to age 23. Those students, along with other spouses and children, are now out of luck.

--

For example, Lenoir-Rhyne University of Hickory, N.C., the University of Puget Sound in Tacoma, Wash., and Cornell College in Mount Vernon, Iowa, are all dropping school-sponsored plans starting in the fall. The colleges said that Obamacare’s regulations would have driven up students’ premiums tenfold. And, Bethany College in Lindsborg, Kan., was forced to raise the premium on the plan it offered students from $445 to more than $2,000 to pay for the new level of coverage required by the health-care law.

The Obama administration’s requirement that insurance include contraceptive coverage is also causing Catholic universities to drop student coverage. Already, Franciscan University of Steubenville in Ohio, and Ave Maria University in Florida have recently dropped their student plans.

The president is not going to be talking about those students who have lost their health insurance because of his policies.

--

Nor should we forget that across the country there are people who are not being hired or, worse, are being laid off, because employers cannot afford the cost of insurance, especially since Obamacare has not only failed to curb rising insurance costs, it has already added 2–3 percent to premium prices. These unemployed workers are more of the unseen victims of Obamacare.​

They should have read it before they passed it. Oh, well, they INTENDED well, and that's all that matters.

Right, USMB lefties?

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

The key is affordability which translates into tort reform, removing state barriers, tax incentives, and safety nets, all of which those left of center vehemently reject. To address the issue without medicare and Medicaid reform being part of discussion is absurd to say the least. The simple fact is that the free market can provide a simple solution, however, when the government and politics gets involved regulation assumes center stage and all hell breaks out with 1,000's of pages of bull shit and special interest exceptions and considerations.

 

[hwyangel]

Once elective medical services become insured through the government they also become subject to government control. Let me mention again that these are elective medical services that will be legally implemented in your childs school without your knowledge or consent.
Abortion
Sterilization
STD testing
Weight management (think Michelle Obama)
Immunization
Drug testing

 

[rightwinger]

The Indigent Medical Care Program addresses the need for quality medical care for those low-income households struck by illness and unable to afford treatment due to a lack of insurance coverage. Indigent Medical Care staff coordinates efforts with physicians, specialists, hospitals, clinics, laboratories and testing facilities to provide service to low-income households at no cost. Upon occasion, the Indigent Medical Care Program has been able to provide limited assistance for prescription medication through the generosity of private donations to the program. Household income eligibility is based on 125% of the Federal Poverty guidelines. Obamacare will be based on 200% of the Federal Poverty guidelines and provide elective medical services and brand name products at the expense of those who work.

Who pays for Indegent care? We all do. It is added onto our medical bills, we pay through state and federal taxes. It is at best a bandaid and costs more than getting people insurance

If you make $30,000 a year are you indigent? If you make $30,000 a year, can you afford a $150,000 hospital stay?

 

[OohPooPahDoo]

The Indigent Medical Care Program addresses the need for quality medical care for those low-income households struck by illness and unable to afford treatment due to a lack of insurance coverage. Indigent Medical Care staff coordinates efforts with physicians, specialists, hospitals, clinics, laboratories and testing facilities to provide service to low-income households at no cost. Upon occasion, the Indigent Medical Care Program has been able to provide limited assistance for prescription medication through the generosity of private donations to the program. Household income eligibility is based on 125% of the Federal Poverty guidelines. Obamacare will be based on 200% of the Federal Poverty guidelines and provide elective medical services and brand name products at the expense of those who work.

Well stated! One thing to add is that the penalty (now defined as a tax) for not purchasing coverage is still less than the cost of a month or two of coverage. Young people that still feel invincible without the added responsibility of a family and will opt out until they are in serious need of medical attention, then they will enroll, receive care, then carry on as before.

Sounds good in theory but in practice, in Massachusetts, where the penalty is actually a little less than in the federal law, compliance is very high - 98%. So your argument fails to withstand reality.

This is good news for Massachusetts and for the country. The penalty for lack of compliance with the state’s mandate is slightly lower on average than what the fully phased-in penalties will be (in 2016) under the new national health reform law. (I've estimated them to be about $674 per person per year under the national law and $537 under Massachusetts law.) Thus, all else being equal, individual mandate compliance ought to be at least as high under the new law as it is in Massachusetts. The results seen in the state imply that little gaming should be expected nationally.

Dispatch from Massachusetts: The Individual Mandate Is Working - Kaiser Health News

About 98 percent of state residents are insured under the legislation Romney signed in 2006, a 10 percent rise from the previous three-year average.
Romneycare

Many of the young people you refer to will also be able to get coverage under their parents policy or, since many youth are low income, get credits to pay for part of it.

 

[alan1]

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

I'm not dumb enough to accept or wait for a viable healthcare solution from government.
Call it personal responsibility. If one isn't responsible enough to take care of their own health needs, then yeah, IDon'tCare what the hell happens to them.

It's not the taxpayers responsibility to provide healthcare or insurance to the people.

BTW, what ended up happening isn't healthcare at all, it's insurance. Fools accepted it as a "healthcare plan".

 

[rightwinger]

Once elective medical services become insured through the government they also become subject to government control. Let me mention again that these are elective medical services that will be legally implemented in your childs school without your knowledge or consent.
Abortion
Sterilization
STD testing
Weight management (think Michelle Obama)
Immunization
Drug testing

Link or are you just making shit up?

 

[hwyangel]

The Indigent Medical Care Program addresses the need for quality medical care for those low-income households struck by illness and unable to afford treatment due to a lack of insurance coverage. Indigent Medical Care staff coordinates efforts with physicians, specialists, hospitals, clinics, laboratories and testing facilities to provide service to low-income households at no cost. Upon occasion, the Indigent Medical Care Program has been able to provide limited assistance for prescription medication through the generosity of private donations to the program. Household income eligibility is based on 125% of the Federal Poverty guidelines. Obamacare will be based on 200% of the Federal Poverty guidelines and provide elective medical services and brand name products at the expense of those who work.

Who pays for Indegent care? We all do. It is added onto our medical bills, we pay through state and federal taxes. It is at best a bandaid and costs more than getting people insurance

If you make $30,000 a year are you indigent? If you make $30,000 a year, can you afford a $150,000 hospital stay?

Obamacare Will Spend More, Tax More, and Reduce the Deficit Less. Obamacare’s new Preventative Services Law does not get funded from thin air, (or hot air, lol).
Obamacare forces every insurance company to freely provide women the drugs they need to induce abortions,as well as providing them contraceptives,sterilization,and,even, patient education,and counseling. Most preventive services, expanded utilization leads to higher, not lower, medical spending.
Or take for example prostrate cancer testing.
When President Obama had his routine physical last year,he enjoyed the freedom to consult with his doctors,weigh the pros and cons of PSA testing,and decide for himself what was in his best medical interest. But under ObamaCare,the President will not allow you that same freedom. Instead,the federal government will decide for you. private health insurance companies must cover for “free” all USPSTF “A” or “B” rated services (like abortion), while abiding by government price controls. To reduce costs,many private insurers will likely drop coverage for “C” and “D” rated services (like prostate cancer testing).

 

[hwyangel]

Once elective medical services become insured through the government they also become subject to government control. Let me mention again that these are elective medical services that will be legally implemented in your childs school without your knowledge or consent.
Abortion
Sterilization
STD testing
Weight management (think Michelle Obama)
Immunization
Drug testing

Link or are you just making shit up?

I have to make 15 posts before I can post a link. Just signed up yesterday.
The HHS regulation, which takes effect on Aug. 1, requires nearly all health care plans in the United States to provide, without cost sharing, “all Food and Drug Administration approved contraceptive methods, sterilization procedures, and patient education and counseling for all women with reproductive capacity,” which means all women who have begun ovulating, including teenagers.
Try web browsing HHS (health and human services) preventive health in school.

 

[OohPooPahDoo]

Still waiting for a viable healthcare solution from conservatives

Other than replace Obamacare with WeDontCare

I'm not dumb enough to accept or wait for a viable healthcare solution from government.
Call it personal responsibility. If one isn't responsible enough to take care of their own health needs, then yeah, IDon'tCare what the hell happens to them.

It's not the taxpayers responsibility to provide healthcare or insurance to the people.

BTW, what ended up happening isn't healthcare at all, it's insurance. Fools accepted it as a "healthcare plan".

So what happens if you get mugged and wind up unconscious in a hospital with no identification on you in need of life saving treatment? You're OK if the hospital let's you die, right?

 

[OohPooPahDoo]

Obamacare forces every insurance company to freely provide women the drugs they need to induce abortions...

No it doesn't.