- Banned
- #1
Let's pray to God and talk ...
================================================== ============
For understanding, I ask you to accept the following rules:
I will compare the US, the USSR and Russia using the following:
POINT 0
================================================== ============
1. I mean only "Material values". Please do not talk about Philosophy, Politics ...
Only Finance ...
Material values are our income and expenses that we make to live.
I will designate the expenditures of a person according to the "degree of significance":
- Medicine (a sick person will not eat food)
- Food, clothing and hygiene (a healthy person should eat and keep hygiene so as not to get sick)
- Housing (a well-fed and healthy person must live somewhere)
- Education (a person should know how to get money)
- Equipment, furniture ... (a person should live comfortably)
- The car ... (a man is a lazy creature, besides the vast expanses of America and Russia - very large)
- Relaxation (a person should rest)
-------------------------------------------------- ------------------------------------------
Preamble:
1.1 We consider our income
1.2 We consider our expenses, which I indicated above.
1.3 Then we subtract and get "SAVINGS"
1.4 Then we compare these savings to the USA, the USSR and Russia ...
I think this is the right approach ...
If you do not agree with me, then please do not read and do not waste your and my time ... Ok?
================================================== ====
2. For comparison, I'll take:
- USA - 2016
- USSR - 70s of the 20th century (this is the most indicative period)
- Russia - 2016 year
-------------------------------------------------- ---------------------------------------------
For comparison, I will only use official statistics:
- USA - IRS data
- The USSR and Russia - Rosstat
-------------------------------------------------- ---------------------------------------------
For comparison, I will use the term "medial person", I do not know how to correctly say in English "medium / medial level" ...
When I write: American, Soviet man or Russian, then I mean it ... "average / medial level" ...
Therefore, I ask you not to object to me with these words:
"... I have other expenses ... one of my friends is a millionaire ... or another"
It's clear?
================================================== ====
3. In America, it is customary to consider income and expenses:
- or annually
- or every hour
-----------------------------------------------
In Russia, it is considered monthly, so I will give figures monthly ...
Sorry, it's more convenient for me ...
=================================================
POINT 1
USA
-------------------------------------------------- --------------------------------------------
0. American has an annual income of 54 thousand dollars ...
Or 4500 monthly.
An American pays with this amount:
- Federal tax
- State tax
- Social Security Tax
- Medicare
The American system of paying taxes on income and social deductions is very complicated ... There are many nuances ... I will simply say that an American will pay 5 to 50 percent of his income ... Most likely this figure will be 20 percent.
But ... I'll regret you (I'm kind) and show only 10 percent in calculation ...
SAVINGS (cash in hand) = 4500 - 450 = 4050
-------------------------------------------------- -------------------------------------------------
1. Expenses for Medicine.
Insurance in America costs at least $ 150 ...
- This insurance allows the American to lie in the hospital 7-14 days 1 time a year, if he is sick "not very much" ...
- Then he will be thrown out into the street
- Serious illnesses American insurance does not cover ... Americans will sell all their property to stay alive ... The American system allows you to sell all the property of the debtor and does not give him any housing ... This is horrible ...
- In America there is no such thing as "free emergency medical help" - this is when you die and call a car for delivery to the hospital. In America there are 911 - this service costs more than 3000 dollars for a call
"You can not hurt in America!"
SAVINGS = 4050 - 150 = 3900
-------------------------------------------------- -------------------------------------------------
2. Food, clothing and hygiene ...
In America - this is called a "standard of living" or "minimum wage", with which income taxes are not taken. An American businessman has no right to pay an employee less than this amount, otherwise - crime and "munlayt"
This figure is 1400 dollars ...
- This figure includes GMOs - products and fast food from monopolies. American food is terrible ... Natural products cost 2-3 times more ...
- Alcohol and cigarettes are not included ...
(Russian tourist in America eats, drinks and smokes 100 dollars a day, or 3000 dollars a month ...)
- Clothing - production of China or second-hand.
SAVINGS = 3900 - 1400 = 2500
-------------------------------------------------- -------------------------------------------------
3. Housing ...
This is a very big and interesting topic
therefore, I will try to squeeze it:
3.1 An American has the opportunity to purchase housing through a loan from a bank
For example...
- Apartment-house for 4 families,
- For each family: 100 m2, living room, 2 bedrooms, bathroom, heating (or air conditioning), hot and cold water, sewerage, plot 2000 m2, swimming pool, parking ...
- The house is a primitive carcass (Americans do not know how to build!)
- This house will cost about 300 - 500 thousand dollars. The American buys him in debt for 30 years and pays a monthly 1300-1500 dollars ...
An American can not lose his job! Otherwise, he will lose his home ..
3.2 An American pays a tax on real estate (land and house) ...
I would say that for this house this amount will be 150 dollars
3.3 The American pays utility bills
I would say that for this house this amount will be $ 300
3.4 The American pays the insurance ...
But, in America - real estate insurance - voluntary ...
You can not insure ...
SAVINGS = 2500 - 1300 - 150 - 300 = 750
-------------------------------------------------- -------------------------------------------------
4. Education
Russians, when they say "Education", we mean only University education.
For the American, this education is not available ...
5. Equipment, furniture ...
Americans buy these goods if they have accumulated money ...
By the way, the equipment in America is very good.
6. The car ...
A car in America costs from 100 to 1,000,000 dollars.
I would say that Americans buy used cars worth 15-20 thousand dollars ...
Where they take money to buy - I do not understand ... Most likely - they are given by a mom or dad, since the American budget does not allow them to do it ...
Therefore, I will not consider the cost of buying a car ...
6.1. Car insurance, gasoline costs, repairs, fuel - 500 dollars
SAVINGS = 750 - 500 = 250
-------------------------------------------------- -------------------------------------------------
7. Relaxation
Americans do not have the opportunity to rest, so the American youth works for every dollar ...
Old people have the opportunity to chat on forums
================================================== =========
So, we will draw conclusions:
1. Americans have monthly SAVINGS = 250 dollars ... This amount allows:
- 2 times a month to go to a good restaurant and eat natural food
- or save to buy, for example, a cabinet, after 1 year ....
--------------------------------------------
2. American:
- can not get an education
- eats very poorly and wears cheap clothes
- Equipment and Cars in America are very good ...
=============================
Well...
How did you like it?
I ask you not to judge strictly, perhaps there are mistakes.
I will be grateful if you indicate
I will write an article about the USSR later ...
Americans, you will be really surprised
================================================== ============
For understanding, I ask you to accept the following rules:
I will compare the US, the USSR and Russia using the following:
POINT 0
================================================== ============
1. I mean only "Material values". Please do not talk about Philosophy, Politics ...
Only Finance ...
Material values are our income and expenses that we make to live.
I will designate the expenditures of a person according to the "degree of significance":
- Medicine (a sick person will not eat food)
- Food, clothing and hygiene (a healthy person should eat and keep hygiene so as not to get sick)
- Housing (a well-fed and healthy person must live somewhere)
- Education (a person should know how to get money)
- Equipment, furniture ... (a person should live comfortably)
- The car ... (a man is a lazy creature, besides the vast expanses of America and Russia - very large)
- Relaxation (a person should rest)
-------------------------------------------------- ------------------------------------------
Preamble:
1.1 We consider our income
1.2 We consider our expenses, which I indicated above.
1.3 Then we subtract and get "SAVINGS"
1.4 Then we compare these savings to the USA, the USSR and Russia ...
I think this is the right approach ...
If you do not agree with me, then please do not read and do not waste your and my time ... Ok?
================================================== ====
2. For comparison, I'll take:
- USA - 2016
- USSR - 70s of the 20th century (this is the most indicative period)
- Russia - 2016 year
-------------------------------------------------- ---------------------------------------------
For comparison, I will only use official statistics:
- USA - IRS data
- The USSR and Russia - Rosstat
-------------------------------------------------- ---------------------------------------------
For comparison, I will use the term "medial person", I do not know how to correctly say in English "medium / medial level" ...
When I write: American, Soviet man or Russian, then I mean it ... "average / medial level" ...
Therefore, I ask you not to object to me with these words:
"... I have other expenses ... one of my friends is a millionaire ... or another"
It's clear?
================================================== ====
3. In America, it is customary to consider income and expenses:
- or annually
- or every hour
-----------------------------------------------
In Russia, it is considered monthly, so I will give figures monthly ...
Sorry, it's more convenient for me ...
=================================================
POINT 1
USA
-------------------------------------------------- --------------------------------------------
0. American has an annual income of 54 thousand dollars ...
Or 4500 monthly.
An American pays with this amount:
- Federal tax
- State tax
- Social Security Tax
- Medicare
The American system of paying taxes on income and social deductions is very complicated ... There are many nuances ... I will simply say that an American will pay 5 to 50 percent of his income ... Most likely this figure will be 20 percent.
But ... I'll regret you (I'm kind) and show only 10 percent in calculation ...
SAVINGS (cash in hand) = 4500 - 450 = 4050
-------------------------------------------------- -------------------------------------------------
1. Expenses for Medicine.
Insurance in America costs at least $ 150 ...
- This insurance allows the American to lie in the hospital 7-14 days 1 time a year, if he is sick "not very much" ...
- Then he will be thrown out into the street
- Serious illnesses American insurance does not cover ... Americans will sell all their property to stay alive ... The American system allows you to sell all the property of the debtor and does not give him any housing ... This is horrible ...
- In America there is no such thing as "free emergency medical help" - this is when you die and call a car for delivery to the hospital. In America there are 911 - this service costs more than 3000 dollars for a call
"You can not hurt in America!"
SAVINGS = 4050 - 150 = 3900
-------------------------------------------------- -------------------------------------------------
2. Food, clothing and hygiene ...
In America - this is called a "standard of living" or "minimum wage", with which income taxes are not taken. An American businessman has no right to pay an employee less than this amount, otherwise - crime and "munlayt"
This figure is 1400 dollars ...
- This figure includes GMOs - products and fast food from monopolies. American food is terrible ... Natural products cost 2-3 times more ...
- Alcohol and cigarettes are not included ...
(Russian tourist in America eats, drinks and smokes 100 dollars a day, or 3000 dollars a month ...)
- Clothing - production of China or second-hand.
SAVINGS = 3900 - 1400 = 2500
-------------------------------------------------- -------------------------------------------------
3. Housing ...
This is a very big and interesting topic
therefore, I will try to squeeze it:
3.1 An American has the opportunity to purchase housing through a loan from a bank
For example...
- Apartment-house for 4 families,
- For each family: 100 m2, living room, 2 bedrooms, bathroom, heating (or air conditioning), hot and cold water, sewerage, plot 2000 m2, swimming pool, parking ...
- The house is a primitive carcass (Americans do not know how to build!)
- This house will cost about 300 - 500 thousand dollars. The American buys him in debt for 30 years and pays a monthly 1300-1500 dollars ...
An American can not lose his job! Otherwise, he will lose his home ..
3.2 An American pays a tax on real estate (land and house) ...
I would say that for this house this amount will be 150 dollars
3.3 The American pays utility bills
I would say that for this house this amount will be $ 300
3.4 The American pays the insurance ...
But, in America - real estate insurance - voluntary ...
You can not insure ...
SAVINGS = 2500 - 1300 - 150 - 300 = 750
-------------------------------------------------- -------------------------------------------------
4. Education
Russians, when they say "Education", we mean only University education.
For the American, this education is not available ...
5. Equipment, furniture ...
Americans buy these goods if they have accumulated money ...
By the way, the equipment in America is very good.
6. The car ...
A car in America costs from 100 to 1,000,000 dollars.
I would say that Americans buy used cars worth 15-20 thousand dollars ...
Where they take money to buy - I do not understand ... Most likely - they are given by a mom or dad, since the American budget does not allow them to do it ...
Therefore, I will not consider the cost of buying a car ...
6.1. Car insurance, gasoline costs, repairs, fuel - 500 dollars
SAVINGS = 750 - 500 = 250
-------------------------------------------------- -------------------------------------------------
7. Relaxation
Americans do not have the opportunity to rest, so the American youth works for every dollar ...
Old people have the opportunity to chat on forums

================================================== =========
So, we will draw conclusions:
1. Americans have monthly SAVINGS = 250 dollars ... This amount allows:
- 2 times a month to go to a good restaurant and eat natural food
- or save to buy, for example, a cabinet, after 1 year ....
--------------------------------------------
2. American:
- can not get an education
- eats very poorly and wears cheap clothes
- Equipment and Cars in America are very good ...
=============================
Well...
How did you like it?
I ask you not to judge strictly, perhaps there are mistakes.
I will be grateful if you indicate
I will write an article about the USSR later ...
Americans, you will be really surprised