ObamaCare Prediction: Jacked Up Deductibles & Co-pays

[boedicca]

Obama is freaking out over the "up to 40%" health insurance rate increases that providers are pushing due to enrollees being sicker than expected (quelle surprise!). He's pressuring states to not approve the increases.

So, here is my prediction. In order to lower the increases, insurers will be allowed to increase co-payments and deductibles, making the insurance even less usable than it is now.

In the end, ObamaCare is just a transfer payment system from middle class people to Big Insurance and Unionized Public Employees. Gansta Gubmint at its "finest".


Hoping to avoid another political uproar over the Affordable Care Act, the Obama administration is trying to persuade states to cut back big rate increases requested by many health insurance companies for 2016.

In calling for aggressive regulation of rates, federal officials are setting up a potential clash with insurers. Some carriers said they paid out more in claims than they collected in premiums last year, so they lost money on policies sold in the new public marketplaces. After finding that new customers were sicker than expected, some health plans have sought increases of 10 percent to 40 percent or more.

Administration officials have political and financial reasons for wanting to hold down premiums. Big rate increases could undermine public support for the health care law, provide ammunition to Republican critics of the measure and increase costs for some consumers and the federal government....

http://www.nytimes.com/2015/08/04/u...uests-for-big-rate-increases.html?ref=us&_r=0

 

[Idadunno]

Obama is freaking out over the "up to 40%" health insurance rate increases that providers are pushing due to enrollees being sicker than expected (quelle surprise!). He's pressuring states to not approve the increases.

So, here is my prediction. In order to lower the increases, insurers will be allowed to increase co-payments and deductibles, making the insurance even less usable than it is now.

In the end, ObamaCare is just a transfer payment system from middle class people to Big Insurance and Unionized Public Employees. Gansta Gubmint at its "finest".


Hoping to avoid another political uproar over the Affordable Care Act, the Obama administration is trying to persuade states to cut back big rate increases requested by many health insurance companies for 2016.

In calling for aggressive regulation of rates, federal officials are setting up a potential clash with insurers. Some carriers said they paid out more in claims than they collected in premiums last year, so they lost money on policies sold in the new public marketplaces. After finding that new customers were sicker than expected, some health plans have sought increases of 10 percent to 40 percent or more.

Administration officials have political and financial reasons for wanting to hold down premiums. Big rate increases could undermine public support for the health care law, provide ammunition to Republican critics of the measure and increase costs for some consumers and the federal government....

http://www.nytimes.com/2015/08/04/u...uests-for-big-rate-increases.html?ref=us&_r=0

Most people cannot afford to use their insurance anyway because of the already high deductibles and premiums. It doesn't matter what Obama does now, the middle class will be pushed into poor, and poor into poverty just making payments for something they cannot use. The ACA is the greatest government scam ever.

 

[Arianrhod]

What the article actually says:

"Obama Administration Urges States to Cut Health Insurers’ Requests for Big Rate Increases"

Why does Boedicca want insurance companies to charge people more?

 

[boedicca]

What the article actually says:

"Obama Administration Urges States to Cut Health Insurers’ Requests for Big Rate Increases"

Why does Boedicca want insurance companies to charge people more?

You are sorely mistaken if you think I want people to be charged more. They shouldn't be forced to purchase ObamaCare in the first place.

Why do you hate freedom?

 

[easyt65]

Obamacare will do exactly what it was designed to do - pave the way for 'Single payer'.

Then Senate Majority Leader early on admitted to a reporter that Obamace was NEVER designed to be successful, that it instead was designed to be a 'stepping-stone' to Single payer.

 

[Arianrhod]

Obamacare will do exactly what it was designed to do - pave the way for 'Single payer'.

Then Senate Majority Leader early on admitted to a reporter that Obamace was NEVER designed to be successful, that it instead was designed to be a 'stepping-stone' to Single payer.

Do you have a link for that quote?

What the article actually says:

"Obama Administration Urges States to Cut Health Insurers’ Requests for Big Rate Increases"

Why does Boedicca want insurance companies to charge people more?

You are sorely mistaken if you think I want people to be charged more. They shouldn't be forced to purchase ObamaCare in the first place.

Why do you hate freedom?

If by "freedom" you mean adding approximately $137 billion dollars to the deficit to undo the PPACA, then, yes, any sane person would be against that.

If by "freedom" you mean knowing that more of my fellow Americans will have access to affordable healthcare, then I'm mystified as to why any sane person would be against that.

You seem very angry. How has the PPACA made you a "victim"?

 

[boedicca]

Obamacare will do exactly what it was designed to do - pave the way for 'Single payer'.

Then Senate Majority Leader early on admitted to a reporter that Obamace was NEVER designed to be successful, that it instead was designed to be a 'stepping-stone' to Single payer.

Do you have a link for that quote?

What the article actually says:

"Obama Administration Urges States to Cut Health Insurers’ Requests for Big Rate Increases"

Why does Boedicca want insurance companies to charge people more?

You are sorely mistaken if you think I want people to be charged more. They shouldn't be forced to purchase ObamaCare in the first place.

Why do you hate freedom?

If by "freedom" you mean adding approximately $137 billion dollars to the deficit to undo the PPACA, then, yes, any sane person would be against that.

If by "freedom" you mean knowing that more of my fellow Americans will have access to affordable healthcare, then I'm mystified as to why any sane person would be against that.

You seem very angry. How has the PPACA made you a "victim"?

No. By Freedom, I mean an individula's right to decide for himself whether or not to purchase health insurance.

And your strawmen are burning...quite a conflagration!

 

[Arianrhod]

No. By Freedom, I mean an individula's right to decide for himself whether or not to purchase health insurance.

And you don't seem to realize that you have that freedom.

You seem confused.

 

[boedicca]

No. By Freedom, I mean an individula's right to decide for himself whether or not to purchase health insurance.

And you don't seem to realize that you have that freedom.

You seem confused.

Your concept of Freedom is purely Orwellian:

Slavery is Freedom
Huge Deductibles are $2,500 in Savings per Family
Losing your doctor is Keeping the Doctor You Like

 

[Arianrhod]

Your concept of Freedom is purely Orwellian:

Clichés R Us.

How has the PPACA made you a victim?

 

[boedicca]

Your concept of Freedom is purely Orwellian:

Clichés R Us.

How has the PPACA made you a victim?

I'm paying an extra tax on investment income. My husband's doctor has decided to retire; he's a specialist and there are no others in the area covered by our insurance. Premiums have gone up, Co-pays have gone up. Deductibles have gone up. Overall, the health insurance coverage is far more expensive; we are required to pay for things we don't need against our will.

And you are a moron. SRSLY.

 

[Arianrhod]

I'm paying an extra tax on investment income. My husband's doctor has decided to retire; he's a specialist and there are no others in the area covered by our insurance. Premiums have gone up, Co-pays have gone up. Deductibles have gone up. Overall, the health insurance coverage is far more expensive; we are required to pay for things we don't need against our will.

So presumably prior to the implementation of the PPACA you had catastrophic coverage and have now been forced to behave like adults. And I'd welcome you to prove a direct correlation between your doctor's decision to retire and the PPACA.

Or just call me names. That's easier.