Healthcare Reform Report Card
Let's Compare:
Single-Payer (HR 676 and S 703) Expanded Medicare for All Vs. Proposed Healthcare “Private insurance with Public Option”
http://www.healthcare-now.org/docs/spreport.pdf
Single-Payer National Health Insurance | Physicians for a National Health Program
Physicians for a National Health Program
I would advocate for national health care as opposed to single-payer insurance. For profit insurance is only half the problem, for profit health care as the only option is the other half of the problem. We don't have to outlaw private healthcare, but we can force them to compete with national healthcare hospitals, clinics and pharmacies.
Your close. if you want a corporate owned insurance system that will need to put much larger portions of it's capital and earnings into it's customers hands we need to look to not for profit insurance companies. This way there are no shareholders demanding the profits that could be going to the subscribers to the service. Before anyone even mentions US NFP are not limited to not making money. They are allowed to do most everything a regular company does, but it is where and how they are allowed to spend their money that they are limited.
some benefits to this idea:
1. They would save money in taxes that can go to health benefits, and could purchase things like supplies and medications to distrubute without paying any taxes on them.
2. They could be declared charitable and life saving organizations who could claim for things like disaster relief if the government wanted to use them to offset the medical costs of disasters through the insurance companies.
3. Without shareholders to answer to and competition driving them, they would focus more on ways to make it convenient and better for their subscribers.
If the government is not going to be the single payer alternative, it is clear they need some regulation which only the disclosure required by NFPs creates. It also has the added benefit of eliminating any insurance company profits from being used to campaign. This would destroy their ability to lobby the government in any way, and provide us the ability to see their expenditures to ensure they are not bribing....I mean lobbying government officials.
I don't think this is an unreasonable thing either. Health insurance is not like most for profit businesses. Due to it's nature people's lives are very reliant on these businesses. Due to the nature of illness delays in payment due to corrupt practices can actually make the need to pay go away. If a terminal long term patient dies while waiting for approval, or while arguing over payments for treatment that were denied and should not have been the insurance company makes more money for the people who truly matter to any for profit business and that is it's shareholders or owners. Those people need to be eliminated in the business of helping to heal people. You cannot put the needs of the sick in direct competition of the profit a business makes. That is a death panel whos only decision can be death of the subscriber due to the need to profit for a for profit business.