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Warning, long rant coming: All I know for sure, first hand, is that we've now had three negative experiences with the ACA so far this year.
First, our premiums went from five hundred something to eight hundred something (too lazy to check). Second, the Walgreens near our home stopped taking our health care plan. That's an inconvenience, yes, not a deal-breaker, though.
The third one happened about a week ago, when my teenager daughter ended up crying in frustration. She's a high school athlete and is having enough knee pain to keep her up at night. We got a referral to an excellent orthopedic surgeon who actually treats Olympic athletes here at the Olympic Training Center. She was very, very excited.
When we got there, we were told that in the time in between the referral and the appointment they stopped taking our plan due to lower reimbursements and more regulations. That's when she cried in frustration, and I don't like seeing her cry.
Long story short, I've told her that if she's not happy with the guy to whom she has now been referred, I'll just pay for her treatments with the Olympic guy out of pocket.
The ACA is a big fucking mess. We still have SIX (6) different health care payment systems (group, individual, VA, Medicaid, Medicare and indigent). The Dems crammed through a massive pig of a bill and the GOP failed miserably to offer a real alternative. In short, fuck both parties.
Dump this fucking beyond-absurd six payment-system system of ours. Create a foundational system for everyone that takes the monkey off the back of employers and states and provides strong preventive, diagnostic, pharmaceutical coverage. Have one (1) second tier where insurance companies can compete for higher-end individual coverage, as with Medicare Supplements now. This will allow providers to shop for the best reimbursement schedules and it will allow for the type of free-market upgrades that many Medicare Advantage clients find so attractive.
A healthier populace is good, smart economics. Freeing employers from costs and regulations of providing health coverage is good, smart economics. Allowing insurance companies to compete for business by creating and offering attractive upgrades is good, smart economics. Opening the door to the industry that specializes in preventive/diagnostic services, motivating these clinics to pop up faster than Starbucksâ„¢, is good, smart economics.
Every last fucking issue that gets polluted by partisan politics gets wrecked.
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