Why do we have health insurace when it is socialized medicine

[tererun]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

 

[Charles_Main]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

You really think it's going to be Elected Officials deciding what to do? You must not know how the US government works. The Decisions will be in the Hands of UN-elected Life long Bureaucrats.

Besides you have your facts all wrong as far as how Insurance Companies work. They Operate on one of the Smallest Profit Margins out there. Plus being Profit Motivated they Actually have a Motivation to Negotiate with the Care Givers and try and keep prices lower. When it's the Government paying all you have is those Bureaucrats who have little Motivation beyond making sure they keep getting their Pay checks.

Good luck with that.

We have not had a Free market in Health Care in a very long time, and that in part has led to out of Line high Cost of Care.

Cost of care, and Quantity of Doctors are the Biggest problems, and Obama Care does almost nothing to address either issue.

Finally, and this one you can set your Watch by. All you have to do is look at the Initial Price tag given, Compared to the Actual Cost of MC, or SS, or Bushes Part B among other Programs to know it's true. Is the Fact that This Bill is going to cost exponentially more than they calculated. As Politicians always do, they used almost fairytale like Favorable Assumptions when Calculating all the Factors that add up to the cost of this bill.

 

[Two Thumbs]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

I stopped reading there.

As undeniably ignorant as that line is, I simply knew it would be a waste of memory cells to read the rest.

 

[Chris]

Why buy health insurance at all?

Why pay someone to lobby Congress to deny you coverage?

 

[bripat9643]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

I stopped reading there.

As undeniably ignorant as that line is, I simply knew it would be a waste of memory cells to read the rest.

I've seen this argument before. It takes a special kind of stupid not to understand the difference between a voluntary arrangement and a government program that we are compelled to pay for at gunpoint.

 

[Two Thumbs]

Why buy health insurance at all?

Why pay someone to lobby Congress to deny you coverage?

so I can get medical care and not have to pass the cost onto others.

and no one does the second.

We call it; stop government from fixing healthcare real gud, since we won't be able to handle the repercussions.

 

[Steelplate]

Hey...I'm somewhat in agreement with the Cons on this....Insurance companies do have a low profit margin. The immediate goal of the AHCA was to get people covered to stop the bleeding...the longer term goal is to reign in costs....I do feel somewhat betrayed tva Obama and the Dems bowed down to big Pharma and Med/tech. But I'm hopeful that once everything is in place, then negotiations will take place...and by negotiations, I mean....you either sell your stuff at global market rates....or we buy elsewhere. Free market solution, no?

 

[Two Thumbs]

Hey...I'm somewhat in agreement with the Cons on this....Insurance companies do have a low profit margin. The immediate goal of the AHCA was to get people covered to stop the bleeding...the longer term goal is to reign in costs....I do feel somewhat betrayed tva Obama and the Dems bowed down to big Pharma and Med/tech. But I'm hopeful that once everything is in place, then negotiations will take place...and by negotiations, I mean....you either sell your stuff at global market rates....or we buy elsewhere. Free market solution, no?

if states allowed all hc ins inside thier borders, the costs would go down.

TX does and they have the lowest rates.

 

[Mr. Shaman]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

You really think it's going to be Elected Officials deciding what to do? You must not know how the US government works. The Decisions will be in the Hands of UN-elected Life long Bureaucrats.

Besides you have your facts all wrong as far as how Insurance Companies work. They Operate on one of the Smallest Profit Margins out there.

Bullshit!!!!!!​

WENDELL POTTER: The industry doesn't want to have any competitor. In fact, over the course of the last few years, has been shrinking the number of competitors through a lot of acquisitions and mergers. So first of all, they don't want any more competition period. They certainly don't want it from a government plan that might be operating more efficiently than they are, that they operate. The Medicare program that we have here is a government-run program that has administrative expenses that are like three percent or so.

BILL MOYERS: Compared to the industry's--

WENDELL POTTER: They spend about 20 cents of every premium dollar on overhead, which is administrative expense or profit. So they don't want to compete against a more efficient competitor."

*

[ame=http://www.youtube.com/watch?v=7QwX_soZ1GI]BILL MOYERS JOURNAL | Wendell Potter | PBS - YouTube[/ame]

Try, again, Chuckie!!

 

[Mr. Shaman]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

I stopped reading there.

As undeniably ignorant as that line is, I simply knew it would be a waste of memory cells to read the rest.

.....Maybe, because, you've got both thumbs up-your-ass?????​

WENDELL POTTER: Well, there's a measure of profitability that investors look to, and it's called a medical loss ratio. And it's unique to the health insurance industry. And by medical loss ratio, I mean that it's a measure that tells investors or anyone else how much of a premium dollar is used by the insurance company to actually pay medical claims. And that has been shrinking, over the years, since the industry's been dominated by, or become dominated by for-profit insurance companies. Back in the early '90s, or back during the time that the Clinton plan was being debated, 95 cents out of every dollar was sent, you know, on average was used by the insurance companies to pay claims. Last year, it was down to just slightly above 80 percent.

So, investors want that to keep shrinking. And if they see that an insurance company has not done what they think meets their expectations with the medical loss ratio, they'll punish them. Investors will start leaving in droves.

I've seen a company stock price fall 20 percent in a single day, when it did not meet Wall Street's expectations with this medical loss ratio.

For example, if one company's medical loss ratio was 77.9 percent, for example, in one quarter, and the next quarter, it was 78.2 percent. It seems like a small movement. But investors will think that's ridiculous. And it's horrible.

BILL MOYERS: That they're spending more money for medical claims.

WENDELL POTTER: Yeah.

BILL MOYERS: And less money on profits?

WENDELL POTTER: Exactly. And they think that this company has not done a good job of managing medical expenses. It has not denied enough claims. It has not kicked enough people off the rolls. And that's what-- that is what happens, what these companies do, to make sure that they satisfy Wall Street's expectations with the medical loss ratio."

*

[ame=http://www.youtube.com/watch?v=7QwX_soZ1GI]BILL MOYERS JOURNAL | Wendell Potter | PBS - YouTube[/ame]​

 

[jillian]

so I can get medical care and not have to pass the cost onto others.

and no one does the second.

We call it; stop government from fixing healthcare real gud, since we won't be able to handle the repercussions.

you mean so others can get health care and pass the costs on to us.

the repercussions we can't have are those which would come from NOT fixing our health care system. we can discuss how to make things better... but they do have to be made better when we're the only civilized country in the world that doesn't take care of its own people and 50% of our bankruptcies are the result of unanticipated medical care... .and insurance corporations are STILL the second most profitable industries after oil companies.

so i wouldn't be hand-wringing over them no longer being able to deny coverage to people.

 

[Mr. Shaman]

Hey...I'm somewhat in agreement with the Cons on this....Insurance companies do have a low profit margin.

That's what Porky Limbaugh says, huh??​

 

[code1211]

Why buy health insurance at all?

Why pay someone to lobby Congress to deny you coverage?

You don't need health insurance under Obamacare.

There are no longer pre-existing conditions, so there is no longer any need to have insurance.

If you need health care, you are free to buy insurance at the time you need healthcare and then cancel the policy immediately at the time the care is no longer required.

It's the best way to end any insurance company of any kind anywhere in the country.

Buying insurance across state lines won't be an issue because there will be no insurance companies left to buy it from in-state or out-state.

 

[bripat9643]

Why buy health insurance at all?

Why pay someone to lobby Congress to deny you coverage?

They denied your parents coverage when they learned you had water on the brain, eh Chris?

 

[WillowTree]

so I can get medical care and not have to pass the cost onto others.

and no one does the second.

We call it; stop government from fixing healthcare real gud, since we won't be able to handle the repercussions.

you mean so others can get health care and pass the costs on to us.

the repercussions we can't have are those which would come from NOT fixing our health care system. we can discuss how to make things better... but they do have to be made better when we're the only civilized country in the world that doesn't take care of its own people and 50% of our bankruptcies are the result of unanticipated medical care... .and insurance corporations are STILL the second most profitable industries after oil companies.

so i wouldn't be hand-wringing over them no longer being able to deny coverage to people.

50% of Us already take care of 50% of you. dummie.

 

[regent]

Americans have been taught to hide under the bed when the word socialism is used. There are still Americans that believe socialism leads to communism, but America has had socialistic programs since the nation was founded, and our economy is a mixture of capitalism, socialism and perhaps a dab of fascism and even a whiff of communism. We hate the word but seem to like some of the programs.
As Teddy Roosevelt said, "But this does not mean that we may not with great advantage adopt certain of the principles professed by some given set of men who happen to call themselves socialists; to be afraid to do so would be a weakness on our part." Or better yet the tea party sign that said something like, keep socialism out of my medicare.

 

[PredFan]

let us look at health insurance realistically. It is a bunch of people paying into a system and they get their medical care taken care of by it. When people talk about buying something you have to pay for it out of pocket. So just having health insurance is an attempt to socialize medicine.

This would not be bad if it wasn't for the fact it is a terrible way to socialize medicine. First your taxes, aka insurance premium, are pilefered by stock holders and corporate executives because that is how a business works. They then tell you who you can go see, and have their accountants evaluate your medical care, which is a death panel by the description given. You argue and fuight with them, but in the end you have another health insurance company just down the road whop will do the same exact thing to you.

How is health insurance not socialized medicine? The only way I see it being that is that stockhoplders and CEOs get to decide what to do with your payments and not elected officials.

I stopped reading there.

As undeniably ignorant as that line is, I simply knew it would be a waste of memory cells to read the rest.

I've seen this argument before. It takes a special kind of stupid not to understand the difference between a voluntary arrangement and a government program that we are compelled to pay for at gunpoint.

And Special kind of stupidity describes tererun quite well.

 

[occupied]

Insurance companies are sponging off an industry that would work better without their dead weight.

 

[Katzndogz]

Get rid of insurance all together and go to direct payment. Cash and carry. Pay the doctor and don't have insurance at all.

 

[HereWeGoAgain]

Insurance companies are sponging off an industry that would work better without their dead weight.

So lets install the gov instead. Thats sure to get rid of the dead weight.