UN-Affordable Care Act Premiums UP By DOUBLE-DIGITS For 2016

[dblack]

But that's not quite the way it was, which was the problem.

That's exactly how it was.
How was it not that way?

The combined effects of ill-considered regulation twisted the health insurance, and health care, markets into a dysfunctional, inflationary mess. Labor and tax laws that encouraged over-insurance, and cost shifting laws like EMTALA, which socialized the damage of excessive insurance, created a two-tiered health care market. We essentially had two types of health care consumers - people who were covered, who didn't care what health care cost because someone else was paying for it, and people who weren't, who didn't care what health care cost because someone else was paying for it. That kind of market condition will inevitably produce out-of-control inflation.

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

As I said. I agree. But they were involved, and in a very destructive way. That's why going back to the way it was - while it would be marginally better than ACA - is no solution.

 

[Wry Catcher]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

 

[Wry Catcher]

But that's not quite the way it was, which was the problem.

That's exactly how it was.
How was it not that way?

The combined effects of ill-considered regulation twisted the health insurance, and health care, markets into a dysfunctional, inflationary mess. Labor and tax laws that encouraged over-insurance, and cost shifting laws like EMTALA, which socialized the damage of excessive insurance, created a two-tiered health care market. We essentially had two types of health care consumers - people who were covered, who didn't care what health care cost because someone else was paying for it, and people who weren't, who didn't care what health care cost because someone else was paying for it. That kind of market condition will inevitably produce out-of-control inflation.

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

 

[Maryland Patriot]

No surprise. Many of us saw this coming. The ACA is the most expensive, most convoluted system available.

It was written by insurance companies to pack their pockets with our money. And we are required to fork it over. Some people say that it is not socialist care, it is fascist care.

The plan that Bernie Sanders proposes provides care for everyone with costs below what we were spending before ACA.

Where does the money come from to fund Sanders ill thought out plan.

We are already paying for it. We are just not getting it.

if that were the case, why would the cost go up under the ACA?
money could be saved by taking regulation out and letting people pay their own way.
as far as your video, they are complaining about 1/3 of the money going to overhead and salary? really?
Almost sounds as if somebody thinks the insurance industry workers should get nothing.
as far as the government goes, how long until they raid the insurance fund to pay for a war or more social benefits? do they plan to pay people to work for their stolen industry? how much will that go to? how about the additional buildings required, how many pages of tax forms will it produce?
Government has no place in health care. Its not a right, its a privilege, a privilege that is earned by working and paying for it.

 

[Maryland Patriot]

That's exactly how it was.
How was it not that way?

The combined effects of ill-considered regulation twisted the health insurance, and health care, markets into a dysfunctional, inflationary mess. Labor and tax laws that encouraged over-insurance, and cost shifting laws like EMTALA, which socialized the damage of excessive insurance, created a two-tiered health care market. We essentially had two types of health care consumers - people who were covered, who didn't care what health care cost because someone else was paying for it, and people who weren't, who didn't care what health care cost because someone else was paying for it. That kind of market condition will inevitably produce out-of-control inflation.

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

 

[Wry Catcher]

No surprise. Many of us saw this coming. The ACA is the most expensive, most convoluted system available.

It was written by insurance companies to pack their pockets with our money. And we are required to fork it over. Some people say that it is not socialist care, it is fascist care.

The plan that Bernie Sanders proposes provides care for everyone with costs below what we were spending before ACA.

Where does the money come from to fund Sanders ill thought out plan.

We are already paying for it. We are just not getting it.

if that were the case, why would the cost go up under the ACA?
money could be saved by taking regulation out and letting people pay their own way.
as far as your video, they are complaining about 1/3 of the money going to overhead and salary? really?
Almost sounds as if somebody thinks the insurance industry workers should get nothing.

as far as the government goes, how long until they raid the insurance fund to pay for a war or more social benefits? do they plan to pay people to work for their stolen industry? how much will that go to? how about the additional buildings required, how many pages of tax forms will it produce?
Government has no place in health care. Its not a right, its a privilege, a privilege that is earned by working and paying for it.

IMO we need to carve out a section of a state and allow the Libertarian Ideologues a place of their own. There they can implement each man is an island and on his or her own.

 

[dblack]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

Even better advice, follow your own advice.

 

[Maryland Patriot]

No surprise. Many of us saw this coming. The ACA is the most expensive, most convoluted system available.

It was written by insurance companies to pack their pockets with our money. And we are required to fork it over. Some people say that it is not socialist care, it is fascist care.

The plan that Bernie Sanders proposes provides care for everyone with costs below what we were spending before ACA.

Where does the money come from to fund Sanders ill thought out plan.

We are already paying for it. We are just not getting it.

if that were the case, why would the cost go up under the ACA?
money could be saved by taking regulation out and letting people pay their own way.
as far as your video, they are complaining about 1/3 of the money going to overhead and salary? really?
Almost sounds as if somebody thinks the insurance industry workers should get nothing.

as far as the government goes, how long until they raid the insurance fund to pay for a war or more social benefits? do they plan to pay people to work for their stolen industry? how much will that go to? how about the additional buildings required, how many pages of tax forms will it produce?
Government has no place in health care. Its not a right, its a privilege, a privilege that is earned by working and paying for it.

IMO we need to carve out a section of a state and allow the Libertarian Ideologues a place of their own. There they can implement each man is an island and on his or her own.

I wonder, once all the people that are able to support themselves move to that utopia, how will the free loaders be able to afford their free stuff?

 

[dblack]

IMO we need to carve out a section of a state and allow the Libertarian Ideologues a place of their own. There they can implement each man is an island and on his or her own.

That's not really the viewpoint of any libertarian I've known. You routinely misinterpret the rejection of state welfare programs as a rejection of social responsibility and altruism. It's not.

 

[Wry Catcher]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

Even better advice, follow your own advice.

Would you like to elaborate on this ^^^ gobbledygook?

 

[P F Tinmore]

The combined effects of ill-considered regulation twisted the health insurance, and health care, markets into a dysfunctional, inflationary mess. Labor and tax laws that encouraged over-insurance, and cost shifting laws like EMTALA, which socialized the damage of excessive insurance, created a two-tiered health care market. We essentially had two types of health care consumers - people who were covered, who didn't care what health care cost because someone else was paying for it, and people who weren't, who didn't care what health care cost because someone else was paying for it. That kind of market condition will inevitably produce out-of-control inflation.

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

1/3 of what you are paying is wasted.

How does that help you?

 

[Wry Catcher]

The combined effects of ill-considered regulation twisted the health insurance, and health care, markets into a dysfunctional, inflationary mess. Labor and tax laws that encouraged over-insurance, and cost shifting laws like EMTALA, which socialized the damage of excessive insurance, created a two-tiered health care market. We essentially had two types of health care consumers - people who were covered, who didn't care what health care cost because someone else was paying for it, and people who weren't, who didn't care what health care cost because someone else was paying for it. That kind of market condition will inevitably produce out-of-control inflation.

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

Hypocrisy and ignorance ^^^

The PPACA requires payment (which is subsidized for those who can't afford it). Isn't that one of the complaints by the same people who demand the poor and working poor are so because they are not "personally responsible"?

 

[Maryland Patriot]

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

1/3 of what you are paying is wasted.

How does that help you?

How does it help you when grocery stores advertise?
its the cost of doing business. And they are not talking about the general public saving on that 1/3, they are talking about shifting it right back into paying for people that wont pay their own.

 

[Maryland Patriot]

so in your words, the ill-considered regulations by the government twisted the health care industry and caused it to become out of control.
and this is the same government that you think is going to be able to save the industry that their regulations destroyed?
personally, I don't want some uneducated welfare queen making my health decisions.
all it took to have health insurance was to pay for it.

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

Hypocrisy and ignorance ^^^

The PPACA requires payment (which is subsidized for those who can't afford it). Isn't that one of the complaints by the same people who demand the poor and working poor are so because they are not "personally responsible"?

so if I cant afford car insurance you are going to pay it for me? What if I cant afford the car and don't live near a bus line, are you going to be happy buying me a car? and Im talking about a car that is most likely better than the one you currently have.

 

[P F Tinmore]

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

1/3 of what you are paying is wasted.

How does that help you?

How does it help you when grocery stores advertise?
its the cost of doing business. And they are not talking about the general public saving on that 1/3, they are talking about shifting it right back into paying for people that wont pay their own.

People with money are already paying for those that don't. And that includes more than just health care.

Why would you prefer to pay more than less?

 

[Wry Catcher]

I'm not sure what you're trying to say here, but I don't think government should be involved with health care, or health insurance, at all. But if they are going to step into that arena, the last thing I want them to do is "partner" with private, for-profit companies. That kind of 'middle-ground' between capitalism and socialism is far worse than either extreme.

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

Hypocrisy and ignorance ^^^

The PPACA requires payment (which is subsidized for those who can't afford it). Isn't that one of the complaints by the same people who demand the poor and working poor are so because they are not "personally responsible"?

so if I cant afford car insurance you are going to pay it for me? What if I cant afford the car and don't live near a bus line, are you going to be happy buying me a car? and Im talking about a car that is most likely better than the one you currently have.

LOL, nope, if you don't have proof of insurance you cannot register a car in CA. Thus, if you drive a car uninsured and unregistered you are a scofflaw, by definition.

If you don't have a car, or access to a bus I suggest you get a very large foam thumb and hitch rides.

Why do you think I'd buy you a car better than my Honda Odyssey Touring model? Or any car? Do you demand personal responsibility in others and others to provide for you? Are you a member of the Walton Family, or Paris Hilton?

 

[dblack]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

Even better advice, follow your own advice.

Would you like to elaborate on this ^^^ gobbledygook?

Follow the money that produced the PPACA. It doesn't reform a damned thing except how we pay for health care - it forces us to funnel all our health care expense through the insurance industry. It was a massive sellout and anyone 'following the money' saw it coming.

 

[Maryland Patriot]

Government should not be involved in health care at all. My health and my health choices are not the governments business or your responsibility to pay for.

Not true, if you get run over in the street or drop from a heart attack the taxpayer pays for your immediate care, if you don't have insurance you get fixed in a public hospital paid for by the taxpayer.

The uninsured will get a bill, but those too cheap to buy insurance won't pay the bill, and there is no consequence, as in debtor's prisons, to enforce a civil judgment.

so, you think its cheaper to pay for everyones insurance than it is to pay for the few that are treated without?
If they don't have insurance they should be stabilized and released. They should not be afforded the same care that I get with my paid for policy. Where is the incentive to earn your own way if everything is given to you free?

Hypocrisy and ignorance ^^^

The PPACA requires payment (which is subsidized for those who can't afford it). Isn't that one of the complaints by the same people who demand the poor and working poor are so because they are not "personally responsible"?

so if I cant afford car insurance you are going to pay it for me? What if I cant afford the car and don't live near a bus line, are you going to be happy buying me a car? and Im talking about a car that is most likely better than the one you currently have.

LOL, nope, if you don't have proof of insurance you cannot register a car in CA. Thus, if you drive a car uninsured and unregistered you are a scofflaw, by definition.

If you don't have a car, or access to a bus I suggest you get a very large foam thumb and hitch rides.

Why do you think I'd buy you a car better than my Honda Odyssey Touring model? Or any car? Do you demand personal responsibility in others and others to provide for you? Are you a member of the Walton Family, or Paris Hilton?

why do you think I should buy someone else health insurance then?
and, a Honda odyssey would be a serious step down in vehicles for me. I don't think it would do what I needed it to do.
I would like you to buy me a new truck like I have now, just new, only 70k.

 

[Wry Catcher]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

Even better advice, follow your own advice.

Would you like to elaborate on this ^^^ gobbledygook?

Follow the money that produced the PPACA. It doesn't reform a damned thing except how we pay for health care - it forces us to funnel all our health care expense through the insurance industry. It was a massive sellout and anyone 'following the money' saw it coming.

I support a single payer system, such as Medicare for all, cradle to grave. Sadly, even when the Congress wants to create a horse, it seems they always produce a camel.

Fraud, waste and abuse of the health care system still needs to be investigated, sadly the Congress has better things to do like investigate HRC's emails and solicit donations for their next campaign.

 

[Maryland Patriot]

rising cost of healthcare graph - Google Search

A little history provides perspective: The PPACA provided reform, it needs to be patched in places which need patching, but not scrapped so we are forced to return what didn't work for the many.

Best Advice, don't be parrots and echo the meme, follow the money.

Even better advice, follow your own advice.

Would you like to elaborate on this ^^^ gobbledygook?

Follow the money that produced the PPACA. It doesn't reform a damned thing except how we pay for health care - it forces us to funnel all our health care expense through the insurance industry. It was a massive sellout and anyone 'following the money' saw it coming.

I support a single payer system, such as Medicare for all, cradle to grave. Sadly, even when the Congress wants to create a horse, it seems they always produce a camel.

Fraud, waste and abuse of the health care system still needs to be investigated, sadly the Congress has better things to do like investigate HRC's emails and solicit donations for their next campaign.

what fraud and waste in the private industry?
considering all the fraud and waste in everything the government does, do you really think they are in a position to claim they can get rid of any fraud and waste?