I performed a search here for topics on usury and struck out so pardon me for starting up a new topic on my first day. Seems to me that this is perhaps a national discussion we should be having, as it is notoriously absent from the debate about how to cure an economy that is reeling from usury instruments. In researching the history of usury it appears that until very recently ( in relative terms ) the practice was at the least frowned upon, in many cases punishable in all sorts of ways, right up to the penalty of death. There is a long list of religious and secular laws that restrict or forbid the practice all together. The majority of sentiment throughout history appears to rest upon a moral consensus that taking profits by placing your fellow man into debt is wrong on a very basic level. (There is a url cite for the above with a long and detailed history of usury. I'd love for you to read it after I have reached 15 post ) Now assuming that the history of usury is not in debate ( HA ! ) and that by examining this history we can conclude that an overwhelming number of cultures and societies have recognized the potential for fatal incidents in economies, should we not be taking a very long, very hard look at drastic changes to the way we view the practice ? Total US debt: 53 TRILLION DOLLARS ( this is all public and private debt ) Total US hard currency: 860 BILLION DOLLARS ( most of this is held out of country ) How can this amount of US debt, acruing interst, ever be reconciled with even twice the amount of hard currency ? Surely an ocean can be filled with what I don't know about economics but these numbers should strike anyone with a decent functioning lobe as a very, very serious situation. A giant chunk of this debt has never and most likely will never be represented by product or asset. It is represented only as the concept of value of time on money, interest. There are no cars, no grain, no coal behind it. It appeared of thin air and came into existence as a debt of hard currency through no labor or production. It is profit from thin air. We can go on and on about the merits of usury and hopefully we will. Who else thinks that beyond all the politics, beyond the attempts to balance this debt agaisnt product and asset, there must be a wholesale change in the way we believe money can be earned ? Is interest actually earned ? What good does it do for us as a nation ? Is it not one of the fundamental practices that has landed us in such a mess and can we do anything about it ?