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sorry, you are wrong....FYI-an individual health insurance plan costs about $13,000 a year per person, in Maine... if the $2300 is the maximum credit, and a real credit not some HSA that is your own money put in the account, the people needing health insurance can still not afford it.
Also, are people who get their insurance through their employer going to get this credit?
or is employer sponsored group insurance going away?
Why would a person who can't afford premiums pick the highest priced insurance your state offers??
I would like to see this plan that cost about $1,083 a month for an INDIVIDUAL.
Or are you just flat out lying?.....cause I just went to Maine's site and for a 35 year old making $50k the monthly cost is $283 or $3396 a year.
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
My comment, didn't say there weren't any lakes, there just isn't many lakes.
I own a lake home in Minnesota, quite a few of my neighbors are from North Dakota (eastern North Dakota). That's also the case with several of my friends, that also have lake property sprinkled on other lakes in Minnesota, lots of North Dakotans have summer homes in Minnesota.
I have nothing against North Dakota, I have friends of mine who live in North Dakota that were classmates of mine at the University of Minnesota. I have traveled to Bismarck and Fargo quite a few times. They love it there. They just chuckle about the lack of lakes and "beach fronts in ND" is a little joke with us.
Yea, that's what everyone thought "repeal and replace" meant. Yea, sure. Anyone want to buy a bridge? How about ocean front property in Arizona?
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
My comment, didn't say there weren't any lakes, there just isn't many lakes.
I own a lake home in Minnesota, quite a few of my neighbors are from North Dakota (eastern North Dakota). That's also the case with several of my friends, that also have lake property sprinkled on other lakes in Minnesota, lots of North Dakotans have summer homes in Minnesota.
I have nothing against North Dakota, I have friends of mine who live in North Dakota that were classmates of mine at the University of Minnesota. I have traveled to Bismarck and Fargo quite a few times. They love it there. They just chuckle about the lack of lakes and "beach fronts in ND" is a little joke with us.
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
My comment, didn't say there weren't any lakes, there just isn't many lakes.
I own a lake home in Minnesota, quite a few of my neighbors are from North Dakota (eastern North Dakota). That's also the case with several of my friends, that also have lake property sprinkled on other lakes in Minnesota, lots of North Dakotans have summer homes in Minnesota.
I have nothing against North Dakota, I have friends of mine who live in North Dakota that were classmates of mine at the University of Minnesota. I have traveled to Bismarck and Fargo quite a few times. They love it there. They just chuckle about the lack of lakes and "beach fronts in ND" is a little joke with us.
The term is ocean-front property. There are beaches everywhere. Oceans? Not so much!
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
My comment, didn't say there weren't any lakes, there just isn't many lakes.
I own a lake home in Minnesota, quite a few of my neighbors are from North Dakota (eastern North Dakota). That's also the case with several of my friends, that also have lake property sprinkled on other lakes in Minnesota, lots of North Dakotans have summer homes in Minnesota.
I have nothing against North Dakota, I have friends of mine who live in North Dakota that were classmates of mine at the University of Minnesota. I have traveled to Bismarck and Fargo quite a few times. They love it there. They just chuckle about the lack of lakes and "beach fronts in ND" is a little joke with us.
The term is ocean-front property. There are beaches everywhere. Oceans? Not so much!
Seeing as I'm in a "punny" mood....Your comment reminds me of what Air Force flyers like to say in response to those in the Navy who remark that oceans cover some 70% of the Earth. "Be that as it may, air covers 100% of the planet." LOL
Getting back on topic....Is there but one member who's willing to answer the three questions in the opening post?
As a reminder, those questions are:
Assuming Paul Ryan's health insurance tax credit ideas be what Congress implements:
- Of the following choices, on whom do you prefer to the incidence of the tax credit land? Why?
- Health Insurance Providers
- Health Insurance Buyers
- Do you think the tax credit should be revenue neutral? Why or why not?
- Yes
- No -- Discuss what you want instead of revenue neutrality.
- What will be your opinion of the GOP's replacement for O-care if what you prefer is not how it turns out once O-care's replacement is implemented?
Is this you?If people think that will stop the out of control rise in healthcare insurance premiums or increasing deductibles, well I have beach front property for sale in North Dakota!
I figured I should ask because Joe has an active listing for "a beautiful lot located on the south lake of Lake Metigoshe. This lot is #31 and has 103 ft. of shoreline....on this lot [that] has a beautiful sand beach."
Lake Metigoshe has beachside areas for swimming and access to the lake for fishing or boating. The area is surrounded by gorgeous forests and is the perfect outdoor retreat on a hot summer day.
My comment, didn't say there weren't any lakes, there just isn't many lakes.
I own a lake home in Minnesota, quite a few of my neighbors are from North Dakota (eastern North Dakota). That's also the case with several of my friends, that also have lake property sprinkled on other lakes in Minnesota, lots of North Dakotans have summer homes in Minnesota.
I have nothing against North Dakota, I have friends of mine who live in North Dakota that were classmates of mine at the University of Minnesota. I have traveled to Bismarck and Fargo quite a few times. They love it there. They just chuckle about the lack of lakes and "beach fronts in ND" is a little joke with us.
The term is ocean-front property. There are beaches everywhere. Oceans? Not so much!
Seeing as I'm in a "punny" mood....Your comment reminds me of what Air Force flyers like to say in response to those in the Navy who remark that oceans cover some 70% of the Earth. "Be that as it may, air covers 100% of the planet." LOL
Yeah, thats like the rivalry between ASW aircrews and submariners. Submariners like to point out that there are a lot more airplanes in the ocean than submarines in the air!
Getting back on topic....Is there but one member who's willing to answer the three questions in the opening post?
As a reminder, those questions are:
Assuming Paul Ryan's health insurance tax credit ideas be what Congress implements:
- Of the following choices, on whom do you prefer to the incidence of the tax credit land? Why?
- Health Insurance Providers
- Health Insurance Buyers
- Do you think the tax credit should be revenue neutral? Why or why not?
- Yes
- No -- Discuss what you want instead of revenue neutrality.
- What will be your opinion of the GOP's replacement for O-care if what you prefer is not how it turns out once O-care's replacement is implemented?
Sorry but my question is a very pertinent question to ask in order to answer your questions. If a person can not afford to pay the premiums up front to get the tax refund at the end of the year, what good is it? That would mean a person would have to go a year without insurance before they would get the credit, that is unless to qualify for the credit you have to show statements of paid premiums... which you wouldn't be able to do. So assuming they give you the credit anyway, you and your family would have to go a year without insurance, and if they take out the pre-existing condition waiver you would then have a lapse in coverage, which would then mean you could be denied insurance or be forced to pay higher premiums. That is A LOT of problems.
Getting back on topic....Is there but one member who's willing to answer the three questions in the opening post?
As a reminder, those questions are:
Assuming Paul Ryan's health insurance tax credit ideas be what Congress implements:
- Of the following choices, on whom do you prefer to the incidence of the tax credit land? Why?
- Health Insurance Providers
- Health Insurance Buyers
- Do you think the tax credit should be revenue neutral? Why or why not?
- Yes
- No -- Discuss what you want instead of revenue neutrality.
- What will be your opinion of the GOP's replacement for O-care if what you prefer is not how it turns out once O-care's replacement is implemented?
Sorry but my question is a very pertinent question to ask in order to answer your questions. If a person can not afford to pay the premiums up front to get the tax refund at the end of the year, what good is it? That would mean a person would have to go a year without insurance before they would get the credit, that is unless to qualify for the credit you have to show statements of paid premiums... which you wouldn't be able to do. So assuming they give you the credit anyway, you and your family would have to go a year without insurance, and if they take out the pre-existing condition waiver you would then have a lapse in coverage, which would then mean you could be denied insurance or be forced to pay higher premiums. That is A LOT of problems.
Your concern is germane, but the answer to the specific question you asked has no bearing on whether you think the incidence of the tax credit should fall on providers or buyers, whether you think the credit should be revenue neutral, or what you'll think if time shows us that the promise and the implemented reality of Ryan's plan are not in actual or near congruence.
Getting back on topic....Is there but one member who's willing to answer the three questions in the opening post?
As a reminder, those questions are:
Assuming Paul Ryan's health insurance tax credit ideas be what Congress implements:
- Of the following choices, on whom do you prefer to the incidence of the tax credit land? Why?
- Health Insurance Providers
- Health Insurance Buyers
- Do you think the tax credit should be revenue neutral? Why or why not?
- Yes
- No -- Discuss what you want instead of revenue neutrality.
- What will be your opinion of the GOP's replacement for O-care if what you prefer is not how it turns out once O-care's replacement is implemented?
Sorry but my question is a very pertinent question to ask in order to answer your questions. If a person can not afford to pay the premiums up front to get the tax refund at the end of the year, what good is it? That would mean a person would have to go a year without insurance before they would get the credit, that is unless to qualify for the credit you have to show statements of paid premiums... which you wouldn't be able to do. So assuming they give you the credit anyway, you and your family would have to go a year without insurance, and if they take out the pre-existing condition waiver you would then have a lapse in coverage, which would then mean you could be denied insurance or be forced to pay higher premiums. That is A LOT of problems.
Your concern is germane, but the answer to the specific question you asked has no bearing on whether you think the incidence of the tax credit should fall on providers or buyers, whether you think the credit should be revenue neutral, or what you'll think if time shows us that the promise and the implemented reality of Ryan's plan are not in actual or near congruence.
Well, part of what you are saying depends on if they have a clause of if that tax credit goes to the buyer or directly to the insurance company like the current government funds do.
The thread questions have nothing to do with whether a person will be able to avail themselves of the proposed tax credit. The possibility that some people may not be able to take advantage of the credit may, however, inform your answers about why you feel as you do about the tax credit itself. Make no mistake, the thread questions are about the the credit and one's anticipated response should there be a dichotomy between intended outcomes and actual outcomes.
sorry, you are wrong....FYI-an individual health insurance plan costs about $13,000 a year per person, in Maine... if the $2300 is the maximum credit, and a real credit not some HSA that is your own money put in the account, the people needing health insurance can still not afford it.
Also, are people who get their insurance through their employer going to get this credit?
or is employer sponsored group insurance going away?
Why would a person who can't afford premiums pick the highest priced insurance your state offers??
I would like to see this plan that cost about $1,083 a month for an INDIVIDUAL.
Or are you just flat out lying?.....cause I just went to Maine's site and for a 35 year old making $50k the monthly cost is $283 or $3396 a year.
in Maine, for an individual health care policy for someone in their 50's, covering 70%/30% , FOR the LOWEST PRICED silver plan on the exchange, WITHOUT subsidies costs $1100 a month, $13000 a year....in 2006 when we moved here, for an individual plan for me alone from Blue Cross/ Blue Shield Anthem policy, before the ACA existed, was $1050 a month....$12600 a year.
bronze plans are not insurance at all imo.
No.sorry, you are wrong....FYI-an individual health insurance plan costs about $13,000 a year per person, in Maine... if the $2300 is the maximum credit, and a real credit not some HSA that is your own money put in the account, the people needing health insurance can still not afford it.
Also, are people who get their insurance through their employer going to get this credit?
or is employer sponsored group insurance going away?
Why would a person who can't afford premiums pick the highest priced insurance your state offers??
I would like to see this plan that cost about $1,083 a month for an INDIVIDUAL.
Or are you just flat out lying?.....cause I just went to Maine's site and for a 35 year old making $50k the monthly cost is $283 or $3396 a year.
in Maine, for an individual health care policy for someone in their 50's, covering 70%/30% , FOR the LOWEST PRICED silver plan on the exchange, WITHOUT subsidies costs $1100 a month, $13000 a year....in 2006 when we moved here, for an individual plan for me alone from Blue Cross/ Blue Shield Anthem policy, before the ACA existed, was $1050 a month....$12600 a year.
bronze plans are not insurance at all imo.
No I am not.
Your point is about "people who can't afford..."...but those planes are the best ones - without subsidies. And people who do not qualify for any subsidies most likely have a plan through an employer. And if they do not qualify for subsidies they are not among the people you are referring to.
THOSE PEOPLE...cost are 1/3 of what you claim.
It is typical, people basing an argument on a false premise.
Just a few questions and thoughts that come to mind when contemplating about this plan...One of the changes the Paul Ryan proposes in his replacement of the ACA is to change the assistance model from direct subsidies to the cost of insurance to refundable tax credits (a receivable) the insured in essence factors to the insurer. What has Ryan outlined in his proposal? Here's what Ryan has said:
- Under the Patients’ Choice Ace, if an individual selects a high‐deductible health insurance plan that is cheaper than the value of the credit, they can keep the difference in their Health Savings Account.
- Under the Patients’ Choice Act, all Americans would receive a tax credit – over $5,700 for families – which can only be used to pay for health insurance or medical expenses. Individuals and families will be able to use any overages to pay for preventive care, which can be rolled over at the end of the year.
- Individuals are able to use their tax credit to purchase insurance that is offered outside [their state's] exchange, so long as the plan is licensed in the state.
- Individuals could choose to select a plan and write the check themselves, or, the tax credit can be “automatically” designated [factored] to a high deductible private plan if the covered individual does not opt out. The tax credits cannot be used to purchase anything other than health insurance, or pay for medical and preventative services. Individuals and the market would quickly catch on.
- The tax credit they will receive will cover the premiums for employer-provided health benefits they currently receive, as well as the marginal tax liability on the cost of health insurance provided by the employers which will be counted as wages.
- Every American will have a tax credit to purchase a health insurance policy which meets their needs. Families will have a tax credit worth over $5,700, and individuals will have a tax credit worth about $2,300.
Thread/discussion questions:
Assuming Paul Ryan's health insurance tax credit ideas be what Congress implements:
- Of the following choices, on whom do you prefer to the incidence of the tax credit land? Why?
- Health Insurance Providers
- Health Insurance Buyers
- Do you think the tax credit should be revenue neutral? Why or why not?
- Yes
- No -- Discuss what you want instead of revenue neutrality.
- What will be your opinion of the GOP's replacement for O-care if what you prefer is not how it turns out once O-care's replacement is implemented?
