Immanuel
Gold Member
- May 15, 2007
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i think that that is the idea of the exchanges. that there will be competition for clients much like a comparison website, but with a bit more in the way of common ground inasmuch as the standards and minimum coverages consumers could be certain are included.
we send the check to the feds!
... this is what i gather from skimming. ive mostly looked into the bill from how it would affect small employers.
I'm not actually sure yet who we will send the checks too and I did not say we send the checks to the feds. I said the only choice we will truly have is who we will send the check to. Meaning I can choose United Healthcare to send my check to or I can choose Aetna, but they will be regulated in such a way that they are all forced to offer the exact same policies for the exact same price and those policies will be limited so much that I as a consumer really won't have a choice at all... except as I said, which company do I want to make my check out to.
I fully expect that before this is all said and done payment will be made through nothing other than... you guessed it... payroll tax deductions.
Immie
i actually thought that you paid the exchange or the govt, then picked fixed plans.
instead there are plans that fit in categories like basic, premium, and premium plus, then they can deviate a lil bit within each with their deductibles and the premiums will be what they'll have to make competitive.
if they make the specs too stringent, the providers will probably collude, i say.
If they do collude, I am sure they will have to include several key members of Congress in the collusion and provide incentives to those members to allow them to adjust their price schedule.
Immie