This is taken from the website where my oldest goes to college. IIRC, the cost was $300 or so per year (it may have been less than that, not quite sure). Medical Insurance/Records Is all higher education health insurance 'limited' in what it provides? I assumed it was and that it was for those students who 1) didn't have any coverage at all (either via parents policy or on their own) and for 2) for major health issues, not nickel and dime stuff . . .like b.c. or antibiotics, etc. My daughter is covered under the hubs h.c. so we never signed up for this. She needed an antibiotic once and paid $10 at the school nurse (the doc goes in xx times per week and she saw him). Why would a college/university/law school student health insurance cover the small shit anyways? That doesn't make any sense as it would only result in higher costs.