I know all the evidence indicates that health care costs are increasing at near double digit rates, but I just received my rate increase for my two boys, and for the second year in a row, the increase is only 4%. I cannot use the rates for my insurance as an indicator because I am in the high risk pool and those rates have been set in stone from the time the plan was implemented. All I can do is go off the rates for my two sons. If there is anyone else here who actually has to pay the full amount for their health insurance, I'm curious how big of an increase you have had last year and this year, if you have received your increase already for this year. I would just like to hear some real numbers from real people rather than numbers from pundits.