I own a small chain of pawn and gun shops. We currently employ 37 people under two parent companies but are moving under one by the end of the year. We cancelled our health coverage earlier this year, and began to offer insurance allowances for employees who met the qualifications and purchased their own coverages. The allowances are 1/3 of what the premiums used to run us, and are adjusted as rates rise. When Obamacare is in full effect (or as soon as the requirement for coverage is in effect), and citizens are required to have insurance, we plan to require proof of current insurance as a condition of employment (if you don't have proof of insurance, you cannot be employed by any of our companies). What are you doing at your small businesses, and do you have plans for reactions to implementation of full Obamacare?