ClosedCaption
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- Sep 15, 2010
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Let me give the typical response from the dummies. "Uhh yeah, they're uh all Democrats" waka waka
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Let me give the typical response from the dummies. "Uhh yeah, they're uh all Democrats" waka waka
How much of a cut is ACORN getting to turn out the vote for hiLIARy?
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It looks like another one's lost their mind todayHow much of a cut is ACORN getting to turn out the vote for hiLIARy?
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I thought systemic racism was over? I could have sworn all the white people assured me it was so there was no need for me to distrust whites. Is it possible they were wrong?However, the court complaint charged that an audio recording of a internal BancorpSouth meeting around September 2012 "clearly articulates the bank's policy or practice to reject minority applicants more quickly than white applicants, as well as the bank's perception of African Americans."
During the session, a BancorpSouth manager instructed loan officers and processors that mortgage applications from minorities and others the bank viewed as "protected class" members should be "turned down" in 21 days, the complaint said. "Borderline" customers should also be turned down quickly, the manager said, while applications from whites were not subject to shorter reviews, the complaint alleged.
"In discussing the explicitly race-based denial policy, a loan officer commented that 'they need to get their credit up,' and "stop paying their damn bills late,' and then laughed," the complaint charged.
Bank to pay $10.6M over loan discrimination charges
As meeting participants discussed the bank's hiring of an African American employee, the complaint said a loan processor cautioned, 'don't use the n-word,' the complaint alleged.
"A few moments later, a bank employee quipped, 'what's up, niggas!' the complaint alleged, saying meeting participants laughed at the racial remarks.
Federal officials and the complaint alleged BancorpSouth violated federal housing and equal credit opportunity acts by:
"When banks discriminate on the basis of race, they violate our civil rights laws and threaten the foundation of a fair economy," said Vanita Gupta, the head of the Department of Justice's Civil Rights Division.
- Illegally redlining in Memphis, the market from which it receives the most applications, by structuring business to avoid and discourage mortgage applications from consumers in minority areas from at least 2011 to 2013.
- Improperly having one of the bank's lending units deny mortgage and other loan applications from African Americans at higher rates than whites.
- Discriminating against African American borrowers by charging them higher annual percentage rates than whites with similar loan qualifications.