Rigby5
Diamond Member
Sure employer health care is socialism.
Do you pay for it?
No.
Who does?
The people who have to pay more in taxes because of your employer tax break for health insurance.
Which is the poor people who do not get employer health benefits.
My health insurance premiums are deducted from my pay check. My employer also makes a contribution. The only poor people that are not offered employer health plans are people who do not have an employer to offer them one. In other words, people without a job who do not pay taxes do not have employer health plans and instead get free health care from the government. Are you saying that employers only offer their health insurance plans to highly paid employees? What you are saying makes no sense.
Less than 20% of your employer provided health insurance is deducted from your paycheck.
The employer contributes the rest, but ALL of it is tax exempt, so about 25% of it is coming from other tax payers actually.
About HALF the population is NOT offered employer based health benefits.
YES, what I am saying is that employers ONLY offer health benefits to their highly paid employees.
For example, at fast food restaurants ONLY the managers get employer health benefits.
NONE of the other employees get any benefits at all.
Why is it you seem to not know anything about low paying jobs?
Didn't you at least have to work these jobs to get through college?
And even after college, whenever I work on contract, I get no benefits at all.
That is not just no health insurance, but no sick days, overtime, paid holidays, etc.
The employer contributes the rest, but ALL of it is tax exempt, so about 25% of it is coming from other tax payers actually.
Sounds interesting. How does my employer health insurance expenditure "come from other taxpayers"?
Be specific.
When one person gets tax exempt benefits, that is unfair, and then other tax payers have to pay more to make up for what you got as an undeserved exemption.
If the other tax payer who have to make up you lack of payment do not get health care benefits, then the poor and abused are essentially subsidizing the wealth and privileged. And the average is something like 40% of the population does not get health care benefits.
What is worst of all, is that those who do get health care benefits and do not care what actual health providers charge, then are guilty of letting the insurance companies and providers run a scam to inflate prices, thus making health care unaffordable to anyone who does not have insurance. It essentially is an extortion racket insurance companies run. And the victims are the poor.
When one person gets tax exempt benefits, that is unfair, and then other tax payers have to pay more to make up for what you got as an undeserved exemption.
How much more did you pay because I have employer health insurance.
Be specific. Show your math.
It is a complex flow because it has many accumulative layers.
On the surface, it sounds like like employers providing health care benefits only hides about a third of your salary from taxes, and if you are in a 20% bracket, that would only then be a 15th of your total income that is taken out of the tax revenue.
But it actually is much worse than that, because by you not caring what your employer is paying for your pre-paid health care benefits, you have allowed health care costs to more than double for those who don't get employer benefits. And this huge health care benefit burden then also gets tacked onto manufacturing costs, making our products less globally marketable, and greatly harming the whole economy. The bottom line they estimate is that about a third of our whole economy is wasted on employer health care caused bloat. That is second only to the military industrial complex in being an anchor to drag down our economy.