Andrew2382
Gold Member
- Oct 1, 2008
- 3,994
- 551
- 153
No, there's no limit to negotiating and no manager will tell you to piss the fuck off unless your credit rating is below 500... and even then I've gotten deals done.
Don't come in and expect to pay $100 a month on a $30,000 car with no money down. Be a little smart. Look at your budget and know what you can spend. If you can do $400 a month, come in and tell them you can only do $300 a month. No matter what monthly payment you come in and tell them you can do, they will try to raise you. Well, at least I would. I never, EVER agreed to anyone else's demands for a payment. I'm not a waitor, I don't take orders.
Go in, be professional. Tell them you want a car that can do x, y and z. Tell them what THE most important thing in a car for you is and tell them what you can afford monthly. And don't go in there and tell the salesperson "I'm just looking." I fucking hate that. A car dealership isn't a fucking museum and I'm not a fucking curator here to describe to you in great detail all about this car without making money. Car salespeople make $250 a week in salary IF THAT and only make a percentage of the markup between invoice and the final selling price. Very rarely do they get hold back. If you buy a car at invoice, the salesperson will usually make $50 on that sale. He'll spend 3 or 4 hours and make $50. That's $12.50 an hour. Would YOU work for that little? It's bullshit. The dealerships don't pay the salespeople on hold back (the price the manufacturer pays the dealer to sell the car) and the salesperson barely makes any money and everyone of these fucking customers says "No, I'm just looking." Or "What's the invoice on this car?" I've never gone to a supermarket and said "Can you tell me what you paid for this can of beans? Cause I don't want to pay a dime more." Who the fuck has the balls to say "I don't want your company to make a dime of profit off of me."
The only difference in leasing vs. buying in insurance rates is that you need full coverage in auto insurance for a lease. Honestly, you should have full coverage any way. There are no premiums, no this, no that.
Oh and if you buy a car, get gap insurance. If you drive out the lot and say within the first 90 days your car gets totaled, you still owe $25,000 on a vehicle that is worth $15,000 with no damage. If you total your vehicle, the insurance company will only give you an amount of money for what the car is worth. You'd still owe $10,000. Gap insurance covers the cost between what you owe on a car and what the car is worth in the event your car is totaled.
no, you are wrong...there is a limit where a manager will tell you to piss off. Why would the dealer make a $500 profit on you kowing that he can sell trhe car to someone else and make $1000 profit...see thats the difference between a good manager and a bad manager.
Also you are wrong...again with insurance
you still need "full coverage" when you buya car...I put full coverage in quotation marks because any insurance person will tell you there is no such thing as full coverage.
When you buy a car unless you buy it cash..you don't own the car...the bank does you are financing it...Until you have the title in your hand you need to carry Collission and Other then Collission also known as Comprehensive coverage at the deductible required by that certain bank.
\
The only difference is Bodily Injury, when you lease you are required to carry limits of $100,000 per person/ $300,000 per accident. When you finance this coverage is not needed.
However, everyone should carry that limit at a minimum.
Tell the salesperson what you can afford monthly/
That is the dumbest shit I have ever heard....go to a salesmen you want to be at 300 a month and when he goes back at you on a 72 month plan at 300, will you be happy? You don't go by monthly payment you go by the price of the car.