Is $68,000 the bare-bones family income? This post comes from Lynn Mucken at MSN Money. Or is it? According to a study commissioned by the nonprofit Wider Opportunities for Women, a family with two full-time wage earners and two children needs nearly $68,000 a year to afford fundamentals like housing, utilities, food, health care, transportation, saving for retirement and child care. The average such family in America makes less than that. Post continues after video. [bold added] Are they serious? My family does all of that with 5 kids and a $54k income. How can msn expect to be taken seriously when people can read that tripe and know that is exactly what it is? Seriously, if you "need" $68k with just 2 kids, you need to check what you are wasting your money on.