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Joe lost money in his 401k, so now the stock market is evil because the world owes him a living and his lifestyle should be guaranteed from any loss or hardship.
No, the stock market is evil because it was a sucker's bet.
It was designed specifically so I'd be locked in when the plane crashed, and the ASSHOLES on Wall Street could sell short, bail out, get a big government bailout, or whatever other shit you guys came up with while the rest of us lost our shirts.
That's why it's fucking evil.
No, it was not designed that way.
But perhaps this explains your massive ignorance about economics and finance.