How California Could "Fix" Obamacare

[Meister]

Seems that Ca. paying members vs. medicare members doesn't look too good on paper.

California STATE 192,489-- 79,519-- 35,364 --91,000 39%
http://www.nytimes.com/interactive/2013/10/04/us/opening-week-of-health-exchanges.html?_r=0

192,489- applied......not necessarily purchased, but just looked around
79,519- eligible for medicaid or CHIPS
35,364- who have selected a private plan
91,000- target number for the first month
Looks like the Ca. numbers are upside down, IMO.

 

[The Rabbi]

Yes, it did...as this study outlines.

Prop 103: California Insurance Reform | Consumer Watchdog

There was no study.
The org that pushed that move is taking credit for something. That's all that is. I posted the real reasons.
Wow you're real gullible, aren't you? Then again, you were told women were really men and believed it.

Why do you ignore the facts? Why are they so inconvenient to you that you have to pretend they don't exist?

Prop. 103 Report Shows $4.2-Billion Savings in State

How shocking...insurance companies disagree...and they ALWAYS have your best interest at heart.

Yes for profit corporations are evil and scary.
Non profit corporations are run by angels.

You are one stupid broad.
And if the law could save $4B why dont they go ahead and save $8B just by decreeing lower rates?

 

[itfitzme]

And here you have it, California leading the way again!

A California-style fix for Obamacare's runaway premiums

[...]Last week, confronting a perfect storm of policy snafus and public indignation, the president announced that he would allow health insurers to renew current policies for an additional year. But he left the final decision to the companies or state authorities, who promptly warned that the result would be higher premiums.

That, not the cancellations or the HealthCare.gov website, is the fundamental problem with the Affordable Care Act: The law places no limits on the price insurance companies can charge for the coverage we are required to buy. This was no drafting error. In 2010, neither Congress nor the White House wanted to risk the opposition of the powerful insurance industry.

Thus it's no surprise that the insurers are now jacking up premiums and copays while limiting prescription drug benefits and dumping doctors and hospitals from their networks.

California lawmakers made a similar egregious error in 1984 when they passed a law requiring residents to buy automobile insurance but failed to regulate prices. So, of course, the insurance companies took advantage, imposing double- or triple-digit premium increases. A voter revolt ensued.

And therein lies the solution to the current healthcare law debacle.

Twenty-five years ago this month, angry California voters passed a ballot measure to stringently control automobile, as well as home and business, insurance premiums. An unprecedented $63-million campaign by the insurance industry could not stop the grass-roots rebellion. In a historic upset, Proposition 103 swept away decades of deregulation, discriminatory practices and barriers to competition in the insurance marketplace.

The voters also enacted critical protections against any last-minute chicanery by insurance companies before implementation of their reforms. For example, to prevent opportunistic price-gouging before Proposition 103 went into effect, the law imposed a one-year postelection freeze on rate increases, plus a 20% across-the-board premium rollback. It also barred insurance companies from arbitrarily canceling or refusing to renew auto policies. These safeguards, missing from the Affordable Care Act, made the transition from deregulation to price protections a smooth one. And it netted Californians $1.2 billion in refunds for unjustified price increases.

A study issued last week by the Washington-based Consumer Federation of America quantifies Proposition 103's pocketbook impact. It found that California is the only state in the nation where the average auto insurance premium is lower today than it was in 1989.[...]

Proposition 103 did not originally apply to health insurance, unfortunately. To remedy that, Consumer Watchdog has qualified an initiative for the November 2014 ballot that would place health insurance companies doing business in California under Proposition 103's regulatory controls. The nation will be watching as California voters once again lead the way in insurance reform, this time with a state-based strategy to close the loophole in the Affordable Care Act.

Something like this might make me like the CA initiative process again...

Yes!
It is Lib Paradise. First we mandate a bunch of stuff that increases prices. Then we mandate the prices.
Shit, let's just mandate that doctors work free and hospitals don't charge.

Proving yet again that Libs never took Econ 101.

You certainly haven't.

 

[itfitzme]

Yes!
It is Lib Paradise. First we mandate a bunch of stuff that increases prices. Then we mandate the prices.
Shit, let's just mandate that doctors work free and hospitals don't charge.

Proving yet again that Libs never took Econ 101.

Are you denying the success of Prop 103?

For example, to prevent opportunistic price-gouging before Proposition 103 went into effect, the law imposed a one-year postelection freeze on rate increases, plus a 20% across-the-board premium rollback. It also barred insurance companies from arbitrarily canceling or refusing to renew auto policies. These safeguards, missing from the Affordable Care Act, made the transition from deregulation to price protections a smooth one. And it netted Californians $1.2 billion in refunds for unjustified price increases.
A study issued last week by the Washington-based Consumer Federation of America quantifies Proposition 103's pocketbook impact. It found that California is the only state in the nation where the average auto insurance premium is lower today than it was in 1989. Once the second-most expensive state for auto insurance in the nation, California now ranks 30th, according to the report. The federation also found that California motorists have saved more than $100 billion since 1989, an average annual savings of more than $8,000 for every household in the state. The report concludes that under Proposition 103, "California has provided auto insurance consumers the most effective and protective regulatory system" in the United States.

And more than likely those insurance companies pass whatever losses they have in california due to the regulations onto the rest of us in the country.

The money has to come from somewhere, something progressives keep forgetting about.

No it doesn't. Your clueless.

 

[itfitzme]

And here you have it, California leading the way again!

A California-style fix for Obamacare's runaway premiums

[...]Last week, confronting a perfect storm of policy snafus and public indignation, the president announced that he would allow health insurers to renew current policies for an additional year. But he left the final decision to the companies or state authorities, who promptly warned that the result would be higher premiums.

That, not the cancellations or the HealthCare.gov website, is the fundamental problem with the Affordable Care Act: The law places no limits on the price insurance companies can charge for the coverage we are required to buy. This was no drafting error. In 2010, neither Congress nor the White House wanted to risk the opposition of the powerful insurance industry.

Thus it's no surprise that the insurers are now jacking up premiums and copays while limiting prescription drug benefits and dumping doctors and hospitals from their networks.

California lawmakers made a similar egregious error in 1984 when they passed a law requiring residents to buy automobile insurance but failed to regulate prices. So, of course, the insurance companies took advantage, imposing double- or triple-digit premium increases. A voter revolt ensued.

And therein lies the solution to the current healthcare law debacle.

Twenty-five years ago this month, angry California voters passed a ballot measure to stringently control automobile, as well as home and business, insurance premiums. An unprecedented $63-million campaign by the insurance industry could not stop the grass-roots rebellion. In a historic upset, Proposition 103 swept away decades of deregulation, discriminatory practices and barriers to competition in the insurance marketplace.

The voters also enacted critical protections against any last-minute chicanery by insurance companies before implementation of their reforms. For example, to prevent opportunistic price-gouging before Proposition 103 went into effect, the law imposed a one-year postelection freeze on rate increases, plus a 20% across-the-board premium rollback. It also barred insurance companies from arbitrarily canceling or refusing to renew auto policies. These safeguards, missing from the Affordable Care Act, made the transition from deregulation to price protections a smooth one. And it netted Californians $1.2 billion in refunds for unjustified price increases.

A study issued last week by the Washington-based Consumer Federation of America quantifies Proposition 103's pocketbook impact. It found that California is the only state in the nation where the average auto insurance premium is lower today than it was in 1989.[...]

Proposition 103 did not originally apply to health insurance, unfortunately. To remedy that, Consumer Watchdog has qualified an initiative for the November 2014 ballot that would place health insurance companies doing business in California under Proposition 103's regulatory controls. The nation will be watching as California voters once again lead the way in insurance reform, this time with a state-based strategy to close the loophole in the Affordable Care Act.

Something like this might make me like the CA initiative process again...

And a "public option" with website, too.

California's Low Cost Auto Insurance |

 

[itfitzme]

So far, United Health, Aetna and Cigna have all pulled out of the California market. Which doesn't even come CLOSE to the doctors that have left.

Watch as California has NO healthcare.

The secondary effect is even worse than the primary effect. Doctors who are unqualified will be naturally drawn to California with the state's limitations on lawsuits the reduced competition from qualified medical personelle, it will be a magnet.

Health Insurance Companies

Covered California has selected 11 health insurance companies that will be available for enrollment starting this fall. The companies selected are:

Companies come and go all the time.

 

[itfitzme]

There was no study.
The org that pushed that move is taking credit for something. That's all that is. I posted the real reasons.
Wow you're real gullible, aren't you? Then again, you were told women were really men and believed it.

Why do you ignore the facts? Why are they so inconvenient to you that you have to pretend they don't exist?

Prop. 103 Report Shows $4.2-Billion Savings in State

How shocking...insurance companies disagree...and they ALWAYS have your best interest at heart.

Yes for profit corporations are evil and scary.
Non profit corporations are run by angels.

You are one stupid broad.
And if the law could save $4B why dont they go ahead and save $8B just by decreeing lower rates?

How about free, then they can save tens of billions.......

 

[oreo]

The last I heard the State of California was 48 BILLION dollars in red ink, and I am certain it's higher than that now.

While some of their initiatives have worked to lower an already obscene state tax rate--it appears to me that they always react way too late.

I don't believe there is one single politician in California that can refer to themselves as a fiscal conservative.

 

[Harry Dresden]

The last I heard the State of California was 48 BILLION dollars in red ink, and I am certain it's higher than that now.

While some of their initiatives have worked to lower an already obscene state tax rate--it appears to me that they always react way too late.

I don't believe there is one single politician in California that can refer to themselves as a fiscal conservative.

Nancy Pelosi.....end of thread.....

 

[Dont Taz Me Bro]

And more than likely those insurance companies pass whatever losses they have in california due to the regulations onto the rest of us in the country.

Or they'll pull out of the state altogether, which will only make the problem worse.

California is a circus freak show. One big comedy of errors.

 

[Vox]

Yes!
It is Lib Paradise. First we mandate a bunch of stuff that increases prices. Then we mandate the prices.
Shit, let's just mandate that doctors work free and hospitals don't charge.

Proving yet again that Libs never took Econ 101.

California already has a huge shortage of doctors as nobody sane enough would like to get robbed there.

 

[itfitzme]

And here you have it, California leading the way again!

A California-style fix for Obamacare's runaway premiums

[...]Last week, confronting a perfect storm of policy snafus and public indignation, the president announced that he would allow health insurers to renew current policies for an additional year. But he left the final decision to the companies or state authorities, who promptly warned that the result would be higher premiums.

That, not the cancellations or the HealthCare.gov website, is the fundamental problem with the Affordable Care Act: The law places no limits on the price insurance companies can charge for the coverage we are required to buy. This was no drafting error. In 2010, neither Congress nor the White House wanted to risk the opposition of the powerful insurance industry.

Thus it's no surprise that the insurers are now jacking up premiums and copays while limiting prescription drug benefits and dumping doctors and hospitals from their networks.

California lawmakers made a similar egregious error in 1984 when they passed a law requiring residents to buy automobile insurance but failed to regulate prices. So, of course, the insurance companies took advantage, imposing double- or triple-digit premium increases. A voter revolt ensued.

And therein lies the solution to the current healthcare law debacle.

Twenty-five years ago this month, angry California voters passed a ballot measure to stringently control automobile, as well as home and business, insurance premiums. An unprecedented $63-million campaign by the insurance industry could not stop the grass-roots rebellion. In a historic upset, Proposition 103 swept away decades of deregulation, discriminatory practices and barriers to competition in the insurance marketplace.

The voters also enacted critical protections against any last-minute chicanery by insurance companies before implementation of their reforms. For example, to prevent opportunistic price-gouging before Proposition 103 went into effect, the law imposed a one-year postelection freeze on rate increases, plus a 20% across-the-board premium rollback. It also barred insurance companies from arbitrarily canceling or refusing to renew auto policies. These safeguards, missing from the Affordable Care Act, made the transition from deregulation to price protections a smooth one. And it netted Californians $1.2 billion in refunds for unjustified price increases.

A study issued last week by the Washington-based Consumer Federation of America quantifies Proposition 103's pocketbook impact. It found that California is the only state in the nation where the average auto insurance premium is lower today than it was in 1989.[...]

Proposition 103 did not originally apply to health insurance, unfortunately. To remedy that, Consumer Watchdog has qualified an initiative for the November 2014 ballot that would place health insurance companies doing business in California under Proposition 103's regulatory controls. The nation will be watching as California voters once again lead the way in insurance reform, this time with a state-based strategy to close the loophole in the Affordable Care Act.

Something like this might make me like the CA initiative process again...

Yes!
It is Lib Paradise. First we mandate a bunch of stuff that increases prices. Then we mandate the prices.
Shit, let's just mandate that doctors work free and hospitals don't charge.

Proving yet again that Libs never took Econ 101.

Also, hyperbole.

 

[itfitzme]

The last I heard the State of California was 48 BILLION dollars in red ink, and I am certain it's higher than that now.

While some of their initiatives have worked to lower an already obscene state tax rate--it appears to me that they always react way too late.

I don't believe there is one single politician in California that can refer to themselves as a fiscal conservative.

So who do you propose should carry the leverage, if not states? The federal gov't? Private businesses? Individual consumers?

 

[CrusaderFrank]

CA, where 1,000,000 lost their health insurance because of Obama. Period

 

[CrusaderFrank]

Well since CA doesn't count debts or liabilities when making a budget, yeah, sure this could work...and it's free too!