Once upon a time there was a single dad from Georgia who collected all his pocket change for years while raising his son alone in a world that was not used to this arrangment. Women got sympathy, this fellow got " I wonder what he did to that woman to make her give him that child!" After many years of commuting, little league, PTA and a stint as Booster Club president mixed with the sacrifice of not being able to work at jobs he would have rathered the guy raised his little son to High School age. All the while he woulkd continue to stowe his pocket coins left over from lunch and collective barter deals built around his 200 maybe 300 and something dollar a week jobs. He never remarried for he saw his responsibility to be finishing what he started. Finally one day after dreaming for years what he would do with his windfall of pocketchange, he decided to count the loot. His young son was now a teenager and the fellow could now start a business since things like everyday breakfast, overseeing schoolbus stops and Little League were in the past. Wow! 1737.40!!!!!!! That's Seventeen Hundred Thirty Seven Dollars and Forty cents. Now all he needed to do was think of a business he could start on his own and try to gain prosperity for himself and his young son. While raising his son he had worked part time as a bounty hunter! Nah! Also a Repoman! He thought up name, spent 1500.00 on a down payment for overpriced insurance, welded a makeshift repo rig into the back of his pick up and wa-lah! Many years and 5 million dollars later the Repoman had 5 offices throughout the southeast and was doing very well. The weeks were long and the job was dangerous, he'd been insulted, shot at, chased in cars, thratened and God knows what else but he was prosperous! The company had 15 Repotrucks, 27 employees and were servicing most all the Major market Auto Lenders.How about that? Then one day in December 2002 one of his company's agents encountered a car that the company had been looking for for over a year. It was a first payment default in Montgomery, Alabama. It was a great job on the part of the agent to have finally found this unit being that not one payment had ever been made on this brand new car. Footnote: The American consumer pays 34% of the purchase price of an automobile to recoup costs the companies incur as a result of people not paying for what they buy. The agent made one fatal mistake! He was nice! After encountering the young man in the car he noted there was a small child with him. The young man pleaded to allow him to take (his sister's) car back to her apartment so he could get (his) stuff out and drop off the child. The agent agreed to follow him. The young man drove off at speeds over 80 mph and 2 miles away he crashed the car and killed himself! The child was hurt too. The young man had no drivers license. The child was wearing no seat belt! The young man was polluted with crack cocaine in his system! There was no insurance on the car. There was an open container of beer in the front seat! A young female police officer witnessed the accident and said that the repoman was nowhere in sight when the car crashed! The Repoman lost everything he had by being forced to settle the lawsuit because of well..........the ethnic representation of the jury would have guarenteed a decision for the plantiff who sued the Repoman for Wrongful Death! Somehow two of the young man's cousins convienantly witnessed the accident....and the chase.....and the meeting at the store where the repoman's agent encountered the young man. Aunt Martha told what a wonderful young man he was and how he always helped his mother, was a star student (wasn't true) and cried as she was deposed by the Plantiff's attorney. ( who got 30% ) The Repoman was helpless. The Lending Institution (one of the largest in the world) used many efforts to influence the Repoman to allow his insurance company to settle the lawsuit. In their opinion it was fruitless to fight even a frivilous suit because the jury would award regardless. No one loves the Repoman they said. Well.............needless to say, the Repoman has no company anymore. As a matter of fact he has very little. It is hard to pay off debts of building a business with no income. You can't have income when you can't get insurance. You can't get insurance when you have had a wrongful death judgement against you or even an accusation for that matter. It all goes on your claim record. Never mind that the car was not being paid for. The fact that the young man was a known crack dealer and user and was polluted with the stuff when he ran from the repoman. Never mind that the agent did not chase him, or that the young man drove 80 mph thru a residential neighborhood with a 6 yr old (unbelted) in the car and crashed. Never mind that YOU paid for that car with the price of your new car. At least the young man's parents and sister are filthy rich now!!!!!!!!!! LIMIT AWARDS IN CIVIL CASES TO MAXIMUM INSURANCE LIABILTIES! Did the Repoman deserve to lose everything he worked for through the years while raising his son to save his 1737.40? THIS IS A TRUE STORY! TRUST ME!