Well let's see, first the government made it possible for losers to finance a house and when they couldn't make the payments the housing market collapsed. Now the government is putting out another carrot to get the losers to trade in their clunkers for a new car. This time next year half the cars will be owned by the banks when the losers can't make the payments. If they could have made the payments they wouldn't have been driving clunkers. The only person who will make any money from this scam is the Repro Man.