HC Insurance, Politics, Profits and Discord

[nat4900]

In its simplest form, what many progressives are advocating regarding HC insurance is a "single payer system" that would allow coverage by everyone paying additional taxes, rather than sending a premium check to private insurers who are in the business of making a hefty PROFIT.

far from implying that elected democrats/progressives are not easily corrupted on many other issues .......on this, they are right on target.

Yes, the single payer system on HC insurance would deny the private sector of capitalistic gains, BUT the need for a rich nation (such as ours) to relive citizens AND employers from the burden of constantly rising costs on an issue that literally means life or death, is too important to argue with empty rhetoric over "socialized medicine."

It is true that hospital conglomerates and big pharmaceutical companies would earn less money, but the need for assurances that health care will not bankrupt both individuals and our nation should outweigh the current corruption......Yes, the ACA may not be the answer and neither is any of the heartless systems that republicans have conjured to satisfy their wealthy donors.

It is time to unite in pushing for a cheaper, fairer and more effective health care system.

 

[Mr.Blonde]

Great let's entrust health care with the same people who run Amtrak and the DMV.

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

There is some room for state government when it comes to extremely expensive care like cancer or end of life, but basic care no.

 

[Eaglewings]

Great let's entrust health care with the same people who run Amtrak and the DMV.

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

There is some room for state government when it comes to extremely expensive care like cancer or end of life, but basic care no.

In its simplest form, what many progressives are advocating regarding HC insurance is a "single payer system" that would allow coverage by everyone paying additional taxes, rather than sending a premium check to private insurers who are in the business of making a hefty PROFIT.

far from implying that elected democrats/progressives are not easily corrupted on many other issues .......on this, they are right on target.

Yes, the single payer system on HC insurance would deny the private sector of capitalistic gains, BUT the need for a rich nation (such as ours) to relive citizens AND employers from the burden of constantly rising costs on an issue that literally means life or death, is too important to argue with empty rhetoric over "socialized medicine."

It is true that hospital conglomerates and big pharmaceutical companies would earn less money, but the need for assurances that health care will not bankrupt both individuals and our nation should outweigh the current corruption......Yes, the ACA may not be the answer and neither is any of the heartless systems that republicans have conjured to satisfy their wealthy donors.

It is time to unite in pushing for a cheaper, fairer and more effective health care system.

It is not that easy..

The pharmaceutical companies are in bed with the FDA ( our congress is paid off to make laws for the FDA) they are corrupt as hell. Doctors are bound by law to only prescribe what the FDA laws require.
These drug companies spend millions to rip off Americans, and get their laws past.

For instance: they fought against the legalization for marijuana in Arizona , who then voted against making pot legal.. and passed the law to let the pharmaceutical companies make a pot pill instead..link below.

They make it illegal to buy affordable drugs overseas, and can charge whatever they want.

If the corrupt FDA , and congress were held accountable medication / medical treatment would be affordable..That is where the problem is.

Obamacare has gotten in the way for these people to rip off Americans, and the drug companies are spending millions to get rid of it.

People believe their lies and the lies of our corrupt system making the laws.

DEA OKs synthetic marijuana for pharma company that spent $500,000 to keep pot illegal

 

[nat4900]

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

Uninformed response.......

First, virtually ALL folks on Medicare would NOT belittle the services received.

Second, did you know that HC insurers are EXEMPT from anti-trust laws which allows them to collude on what they could charge?

 

[Mr.Blonde]

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

Uninformed response.......

First, virtually ALL folks on Medicare would NOT belittle the services received.

Second, did you know that HC insurers are EXEMPT from anti-trust laws which allows them to collude on what they could charge?

Insurance: a thing providing protection against a possible eventuality.

We are not using health insurance as insurance we are using it as a 3rd party payer.

If we use health insurance for just emergencies the cost would come down. Using health insurance for a basic doctor visit is like using your home owners insurance to replace a light bulb.

This is what people opposed to government run health care want to move towards. Getting costs down so all health insurance plans are just for emergencies.

 

[nat4900]

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

Uninformed response.......

First, virtually ALL folks on Medicare would NOT belittle the services received.

Second, did you know that HC insurers are EXEMPT from anti-trust laws which allows them to collude on what they could charge?

Insurance: a thing providing protection against a possible eventuality.

We are not using health insurance as insurance we are using it as a 3rd party payer.

If we use health insurance for just emergencies the cost would come down. Using health insurance for a basic doctor visit is like using your home owners insurance to replace a light bulb.

This is what people opposed to government run health care want to move towards. Getting costs down so all health insurance plans are just for emergencies.

Sure, because going to the dentist only when your teeth need pulling out, is much "better" than going in for a checkup. cleaning and x-rays, correct???

 

[MadChemist]

If the government would get out of the way the health care industry would be able to innovate and make things cheaper.

Uninformed response.......

First, virtually ALL folks on Medicare would NOT belittle the services received.

Second, did you know that HC insurers are EXEMPT from anti-trust laws which allows them to collude on what they could charge?

Insurance: a thing providing protection against a possible eventuality.

We are not using health insurance as insurance we are using it as a 3rd party payer.

If we use health insurance for just emergencies the cost would come down. Using health insurance for a basic doctor visit is like using your home owners insurance to replace a light bulb.

This is what people opposed to government run health care want to move towards. Getting costs down so all health insurance plans are just for emergencies.

Sure, because going to the dentist only when your teeth need pulling out, is much "better" than going in for a checkup. cleaning and x-rays, correct???

This is a manufactured argument.

The person you are quoting is not implying anything of the sort.

What I read was that people should have a combined system:

One is HSA's for managing small health care costs.

The next is catastrophic insurance for those things that would break the bank.

 

[dblack]

In its simplest form, what many progressives are advocating regarding HC insurance is a "single payer system" that would allow coverage by everyone paying additional taxes, rather than sending a premium check to private insurers who are in the business of making a hefty PROFIT.

far from implying that elected democrats/progressives are not easily corrupted on many other issues .......on this, they are right on target.

Yes, the single payer system on HC insurance would deny the private sector of capitalistic gains ...

Where did you get the idea that Medicare takes the profit out of it??

www.medicareadvocacy.org

Most people think Medicare is a government program. That’s only partly true. While Congress created Medicare, and continues to develop Medicare coverage and appeal rules, decisions to pay claims are actually made by private companies. The government does not make those decisions. This was one of the compromises made in order to pass Medicare in 1965 – and the public-private partnership continues to date.

Indeed, the entities granting or denying coverage, and those deciding whether or not to pay claims, are mostly private insurance companies. For example, Anthem is the parent company of “National Government Services,” one of the major Medicare claims administrators. Another Medicare administrative contractor, “MAXIMUS,” is a for-profit company that helps state, federal and foreign governments administer programs.

In addition, about 30% of Medicare beneficiaries are enrolled in private “Medicare Advantage” plans. These plans are also run by private companies, mostly within the insurance industry, and they make Medicare initial coverage decisions for their enrollees.

We know that when Medicare is working right and covering necessary care, everyone is content. But, if coverage is denied unfairly… don’t blame the government. It’s probably not “Medicare” that made the decision; it’s most likely a private insurance company that’s paid by Medicare to make coverage decisions.

Health insurers rake in big profits ... but not from Obamacare

Single payer won't replace for-profit insurance companies. It will replace consumers deciding for themselves what insurance they want or need. That's what single-payer means - it means government will buy your insurance for you, with your tax money, and you'll have very little say in the matter.