I was at my bank today and there was a short line. There was just one lady in front of me, an Asian lady who was trying to exchange yen for dollars.. It was obvious she was a little irritated. She asked the teller, "Why it change? Yesterday, I get two hunat dolla fo yen. Today I only get hunat eighty? Why it change?" The teller shrugged his shoulders and said, "Fluctuations." The Asian lady says, "Fluc you white people too"