I have been paying out of pocket for health insurance through Kaiser for many years now (apx 150/month with a 1,500 yearly resetting deductible for anything major, ie: MRI). It's expensive but the doctors are legit. I served in the Air Force apx 4 years ago for a few months and was injured in training. The USAF tried to claim that my injury was the result of a pre-existing condition that I wasn't aware of...(load of crap). After being honorably discharged via ELS due to the inability to be fully "combat ready" due to the injury, I started the paperwork process to attempt to get the VA to cover my medical bills that I started getting when I started getting treatment via Kaiser once I was back home. After 3 1/2 years the VA has finally granted my injury as "service connected" which means I can get VA health care for almost free... The catch... I have been informed by the lawyer that helped me with my claim that every 5 years or so the VA will pull me in and "evaluate" my injury to determine if it has become worse/better/same. Talking to several VA employee's on the phone a few of them told me that it's possible to have the % rating of my disability lowered by a douchebag doctor which would then lower the amount of coverage I would get through the VA... So... (If you've actually read this far, thank you =P ) Should I keep paying for this expensive coverage from Kaiser while I have this other option available to me? Keep in mind that I am a broke college student lol The main worry I have is that if I cancel my Kaiser coverage now and then want to get it again later they will rape my prices even more due to my injury now being a "pre-existing condition" (That is what they did to my parents). Yes, I realize that the VA coverage might now be the as good as Kaiser, however I am weighing the pros/cons here since, 1. I am a broke college student and every penny counts. 2. I am young and healthy outside of my nerve damage/soft tissue damage to my foot sustained during military training. Thoughts?