healthmyths
Platinum Member
- Sep 19, 2011
- 29,359
- 10,803
- 900
I am on Medicare.
I have a Medicare advantage plan.
The differences...
My Medicare Advantage plan Versus Traditional Medicare Fee for Services (FFS)
More money in my SS check
Under my Advantage plan..My SS check is NOT reduced by $1,156 annually ---
Under Traditional FFS $1,156 deducted from SS.
NO Co-pays
Everytime I see the doctor NO co-pay... no deductibles zero.. nothing
But under FFS Part B I would have to pay the first $162 and then 20% co-pay office visits!
FREE $600 over the counter
Every month I can order FREE up to $50 in over the counter health products.. aspirin, blood pressure meter,etc.
Nothing from Medicare FFS.
Little or NO FRAUD!!!
Medicare pays a flat monthly fee to my advantage plan. NO opportunity for fraud!
Total costs are known! And all done under the lowest bid.
BUT with Medicare FFS hospitals are overcharging sometimes 6,000%!
Continual Monitoring of my health...
I am looking at a list of preventive screenings my Advantage plan wants me to complete!
They know if I take these screenings I reduce greater problems and therefore more costs!
They remind me to have blood tests at least twice a year.
eyes checked every year.
Foot specialists are paid for..
Traditional Medicare... DOES NOTHING!
NO material encouraging me to see my doctor!
NOTHING.
So given the REAL dollars difference
$1,156 MORE in my SS check with my advantage plan
$162 I don't have to pay but would have to with traditional FFS.
NO co-pays versus Medicare 20% for each visit!
$600 a year in FREE OTC products.
Constant monitoring of my health...
Those of you on traditional Medicare tell me you have a better deal???
I have a Medicare advantage plan.
The differences...
My Medicare Advantage plan Versus Traditional Medicare Fee for Services (FFS)
More money in my SS check
Under my Advantage plan..My SS check is NOT reduced by $1,156 annually ---
Under Traditional FFS $1,156 deducted from SS.
NO Co-pays
Everytime I see the doctor NO co-pay... no deductibles zero.. nothing
But under FFS Part B I would have to pay the first $162 and then 20% co-pay office visits!
FREE $600 over the counter
Every month I can order FREE up to $50 in over the counter health products.. aspirin, blood pressure meter,etc.
Nothing from Medicare FFS.
Little or NO FRAUD!!!
Medicare pays a flat monthly fee to my advantage plan. NO opportunity for fraud!
Total costs are known! And all done under the lowest bid.
BUT with Medicare FFS hospitals are overcharging sometimes 6,000%!
Continual Monitoring of my health...
I am looking at a list of preventive screenings my Advantage plan wants me to complete!
They know if I take these screenings I reduce greater problems and therefore more costs!
They remind me to have blood tests at least twice a year.
eyes checked every year.
Foot specialists are paid for..
Traditional Medicare... DOES NOTHING!
NO material encouraging me to see my doctor!
NOTHING.
So given the REAL dollars difference
$1,156 MORE in my SS check with my advantage plan
$162 I don't have to pay but would have to with traditional FFS.
NO co-pays versus Medicare 20% for each visit!
$600 a year in FREE OTC products.
Constant monitoring of my health...
Those of you on traditional Medicare tell me you have a better deal???