johnrocks
Silver Member
Easy to fix. Medicare now has for clients the people that are most likely to require care, the old and disabled. So require all Americans to have Medicare. Then we would have many that do not use the system for years at a time, other than preventive checkups.
I have thought that that would be the way to do it for a long time but no one has offered that as a plan ,have they? I wonder if that could erase the unfunded liabilities that is twice our current GNP?
Not quite that simple. Until costs are brought under some control, they will continue to rise and eat up a much larger percentage of GNP, regardless of who is running the system. Again, with our current system, the private side has just as many if not more unfunded liabilities as Medicare. One point though; through such a system, everyone would pay into the system, and that is something that is not happening currently.
Many young healthy people choose to go without insurance. But then if they become sick, they complain about not being able to get coverage at a reasonable price. This does not address the problem of those who do pay for coverage, get sick, and then get booted out of the system due to their pre-existing condition. But the truth is, the majority who are denied coverage never paid in the first place. This is why, even in a private system, some form of insurance should be mandatory, even if it is only a high deductible plan with an HSA.
Controlling costs seems to have been forgotten,the thing I'm hearing more about is universal access,not controlling costs.