Death of a friend/colleague.

I believe we are sort of saying the same thing.

As far as jobs go, the one I have is far and away the best I have ever had, the life work balance is weighted on the life side and not the work side.

As long as I feel I need a job, this is the place I want to be.

But at the same time I am only here because I do not feel yet ready to retire finically due to getting a very late start saving for such and because my wife still wants to work and it would be dumb for me to retire before she does.

If someone gave me a couple million dollars tomorrow I would walk away from the job in a heartbeat without a seconds thought. I work this job because of what it gives me financially, no other reason.



I would not. I can fish, travel, golf and etc more than enough to fill my days. I am also very content being home doing much of nothing at times.



Yep, there is no loyalty either direction these days. I also read a study a while back, I think I posted it on here, that someone that changes jobs often will end up making something like 20% more than the person that stays at the same job. Which sort of makes sense as few people will take a new job for less money.
Yes we are on the same page.

1. My job is 7 minutes from my home. I used to work 1 hour away. So 11 hours a day including the drive compared to 9:15 hours a day including the drive. Let's just call it 2 hours less a day x 5 days a week. If you offered me a job that I had to drive 5 days x 2 hours a day and said you'd give me $20K more a year, I'd tell you to go fuck yourself. LOL.

2. I got a late start too. 2000's were horrible to me. The Bush years. Manufacturing took a shit. I saved nothing for 8 years.

3. My dad retired when he hit 20 years at Ford. Not a big pension but a pension. Lucky for him my mom found a great job (medical biller) at Henry Ford Hospital when he was 10 years in. So she had only worked 10 years when he retired. She wanted to work. It was a great gig. Eventually even she got to do it from home. So he cooked, cleaned, paid all the bills. He was sort of her assistant and stay at home husband. She made great money and they had healthcare till they hit 65. My buddy just retired at 54ish? His wife is still working too. He found a gig at a golf course. So he works one day a week and golfs for free 2. That keeps him busy 3 days a week. The weekends he hangs with his wife

4. Like you, I won't have a hard time finding something to do. Get a dog. I take my dog for long walks 2 times a day.
 
Yes we are on the same page.

1. My job is 7 minutes from my home. I used to work 1 hour away. So 11 hours a day including the drive compared to 9:15 hours a day including the drive. Let's just call it 2 hours less a day x 5 days a week. If you offered me a job that I had to drive 5 days x 2 hours a day and said you'd give me $20K more a year, I'd tell you to go fuck yourself. LOL.

2. I got a late start too. 2000's were horrible to me. The Bush years. Manufacturing took a shit. I saved nothing for 8 years.

3. My dad retired when he hit 20 years at Ford. Not a big pension but a pension. Lucky for him my mom found a great job (medical biller) at Henry Ford Hospital when he was 10 years in. So she had only worked 10 years when he retired. She wanted to work. It was a great gig. Eventually even she got to do it from home. So he cooked, cleaned, paid all the bills. He was sort of her assistant and stay at home husband. She made great money and they had healthcare till they hit 65. My buddy just retired at 54ish? His wife is still working too. He found a gig at a golf course. So he works one day a week and golfs for free 2. That keeps him busy 3 days a week. The weekends he hangs with his wife

4. Like you, I won't have a hard time finding something to do. Get a dog. I take my dog for long walks 2 times a day.

1. My job is in my house 90% of the time. I used to have a 70 mile round trip commute 4 days a week, now I only have to go somewhere to meet with clients on occasion. I would not give this up for a different job with more money.

2-3. When I got out of the Marine Corps in 2009 we had not one dime saved for retirement outside of my pension, which, like your fathers is not big, but I have been getting it since then. We did not really get to a point where we could save until 2013, so we are really only 10 years in but we have been pumping money into our accounts as much as we could afford. My wife also works for the VA and when we retire in the summer of 2029 she will bet a small pension, it is one of the main reasons we will keep working till then. A lifetime source of income is hard to walk away from with just a few years left.

4. I have a dog, we have nice walks but her joints do not let her go as far as we used to. We also plan to leave the country when we retire, right now the plan is Panama. We are taking our first fact finding trip there next month. We have been talking to a few ex-pats there in line and are meeting two couples we have gotten to know on line as well as I am meeting with the local VSO while we are there to see if things are as good as everyone claims.
 
I know. Those that voted for it should not speak on it.

I support Obamacare even though I get great insurance through work because

a. I've been out of work. Which means no insurance
b. It's not all about me. It's not right so many poor people are uninsured. It tells me CapitalISM is just another ISM that's failing the citizens of this country.

The Share of Americans without Health Insurance in 2022 Matched a Record Low. 7.9 percent of the population – were uninsured

Uninsured rates are highest in the South. The four states with the highest rates of Americans without health insurance are Mississippi (14.4%), Texas (13.0%), Oklahoma (12.4%) and Georgia (12.0%).

In the decade before the enactment of the Affordable Care Act, the uninsured rate averaged 15.0 percent.
 
1. My job is in my house 90% of the time. I used to have a 70 mile round trip commute 4 days a week, now I only have to go somewhere to meet with clients on occasion. I would not give this up for a different job with more money.

2-3. When I got out of the Marine Corps in 2009 we had not one dime saved for retirement outside of my pension, which, like your fathers is not big, but I have been getting it since then. We did not really get to a point where we could save until 2013, so we are really only 10 years in but we have been pumping money into our accounts as much as we could afford. My wife also works for the VA and when we retire in the summer of 2029 she will bet a small pension, it is one of the main reasons we will keep working till then. A lifetime source of income is hard to walk away from with just a few years left.

4. I have a dog, we have nice walks but her joints do not let her go as far as we used to. We also plan to leave the country when we retire, right now the plan is Panama. We are taking our first fact finding trip there next month. We have been talking to a few ex-pats there in line and are meeting two couples we have gotten to know on line as well as I am meeting with the local VSO while we are there to see if things are as good as everyone claims.

We have a lot in common. Aside from you serving the country. Thank you for that btw.

My brother has 60 acres up north. His neighbor is former military. Boy does he have a good set up. I think he still works too but I believe he's getting a military pension. I don't know how many acres he has but it's a lot. I don't think he could afford that place without the military pension. He just has a blue collar job in a small town. I envy him. But he's not lucky he earned it.

You know what pisses me off? I'm 53 and my generation was the first generation to be told

a. You're living to long. You have work longer. I believe that happened back when Reagan was POTUS. My age group's age for retirement went up. They didn't raise the age to people who were in their 50's. So I'm hoping if they make cuts to ss it won't be on old people. They'll just do it to future generations.

b. Pensions are not affordable anymore. Who said this? The generation before mine who were getting pensions. Sorry. You can't have what we have.

c. Work 8 and 1 hour lunch. I remember it was work 7 hours, half hour lunch and 2 15 minute breaks. So we were paid for the entire time we were there. 8 hours. Somehow they fucked us and made it work 8 and 1 hour for lunch. 9 total hours. I'd rather go back to 8 hours. I don't need an hour for lunch.
 
My brother has 60 acres up north. His neighbor is former military. Boy does he have a good set up. I think he still works too but I believe he's getting a military pension. I don't know how many acres he has but it's a lot. I don't think he could afford that place without the military pension. He just has a blue collar job in a small town. I envy him. But he's not lucky he earned it.

How much the pension depends a lot on how long and your rank. I retired at 20 years as an E7, I get about 2600 a month. An O5 with 20 years would get about 5100 a month. The medical benefits are far and away the best things about it.

You know what pisses me off? I'm 53 and my generation was the first generation to be told

a. You're living to long. You have work longer. I believe that happened back when Reagan was POTUS. My age group's age for retirement went up. They didn't raise the age to people who were in their 50's. So I'm hoping if they make cuts to ss it won't be on old people. They'll just do it to future generations.

b. Pensions are not affordable anymore. Who said this? The generation before mine who were getting pensions. Sorry. You can't have what we have.

c. Work 8 and 1 hour lunch. I remember it was work 7 hours, half hour lunch and 2 15 minute breaks. So we were paid for the entire time we were there. 8 hours. Somehow they fucked us and made it work 8 and 1 hour for lunch. 9 total hours. I'd rather go back to 8 hours. I don't need an hour for lunch.

I turned 59.5 yesterday. It is a milestone as I can move my 401k money to an IRA and have way more options for just a bit more cost.

Americans have a weird view of work, it is far too much a part of our lives and who we are. Even on this forum I get attacked for saying I am not what my job is and that my job is not the most important thing in my life.
 
How much the pension depends a lot on how long and your rank. I retired at 20 years as an E7, I get about 2600 a month. An O5 with 20 years would get about 5100 a month. The medical benefits are far and away the best things about it.



I turned 59.5 yesterday. It is a milestone as I can move my 401k money to an IRA and have way more options for just a bit more cost.

Americans have a weird view of work, it is far too much a part of our lives and who we are. Even on this forum I get attacked for saying I am not what my job is and that my job is not the most important thing in my life.
My 50 year old buddy who's never worked a day in his life said in the future with automation, there won't be enough jobs for everyone. So every citizen when they are 18-24 has to work. After that you get the basic income for the rest of your life. And free healthcare. If you want more than the basic income then you can continue to work after you are 24 but 7 years is all that is required.

Wouldn't that be great? I would probably keep working after 24 because I would want things. A vacation home. A pontoon boat. To be able to afford to go on vacations. Nicer clothes. If want these things, you'll have to work past 24.

One reason I would love this is let's say I work past 24. Say, till I'm 34. If I have saved up enough in those 10 years, I can stop working and live off the basic income plus whatever I saved. And if you want to work till you are 54 or 64, you can. But I bet a lot of Americans wouldn't.

I'm not promoting socialism unless automation takes the need for jobs away. If that happens, who says humans have to work? We only live to about 100 max and life is short. As humans one of our purposes should be to enjoy the time we have.
 

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