Mandating reasonable liability insurance for vehicles that will be sharing the road with other people's vehicles is a perfectly sound policy. When we get behind the wheel on public roads and highways, we are voluntarily accepting a degree of risk and also creating a degree of risk for others. But only liability insurance should be mandated by the government and not collision, comprehensive, and other insurance we buy to cover risk to our persons and property.
Those who drive only on private roads or who leave their cars parked are not required to have insurance, nor should they. They are not causing any risk for others, and it would be a violation of our property rights to force us to buy insurance we do not need or want or can't afford when it doesn't affect anybody but us.
The same rationale should apply to medical insurance.
Those who drive only on private roads or who leave their cars parked are not required to have insurance, nor should they. They are not causing any risk for others, and it would be a violation of our property rights to force us to buy insurance we do not need or want or can't afford when it doesn't affect anybody but us.
The same rationale should apply to medical insurance.